The Walton State Bank in Walton, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches


The Walton State Bank - Overview

  • General
  • FDIC Certificate #: 17982
    Status: Active
    Federal Reserve ID: 490955
    Bank Holding Company (Regulatory Top Holder): J & M Bancshares, Inc. (RSSDID: 1067943, Location: Walton, KS)
    Date Established: May 27, 1907
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Domestic: 1, Interstate: No)
    FDIC's unique #: 11913
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: All Other Specialization < 1 Billion
    Date of Deposit Insurance: April 09, 1959
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: September 29, 2010
    Last Data Update: September 29, 2010
    Data Source Date: April 05, 2012
  • Location
  • Address: 116 Main St, Walton, KS 67151
    County: Harvey
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Wichita
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Wichita, KS (#9040)
    Combined Statistical Area (CSA): Wichita-Winfield, KS (#556)
    Core Based Statistical Area (CBSA): Wichita, KS (#48620)
    CBSA Metro Statistical Area: Wichita, KS (#48620)
  • History of Changes
  • Change in Location
    Merge BIF and SAIF Funds into DIF
    Corrections
  • Financial Summary
  • Total assets: $8.6 mil
    Equity capital: $0.6 mil
    Deposits held in domestic offices: $8.0 mil
    Return on assets (ROA): 0.39% ($0.0 mil)
    Quarterly return on assets: 0.24% ($0.0 mil)
    Return on Equity (ROE): 5.22% ($0.1 mil)
    Quarterly return on equity: 3.21% ($0.0 mil)
    Net income: $0.0 mil
    Quarterly Net income: $0.0 mil
    Pretax return on assets: 0.47% ($40.6 mil)
    Quarterly Pretax return on assets: 0.33% ($28.5 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 3Total employees (full-time equivalent)
  • $8,648Total assets
  • $570Cash and due from depository institutions
  • $4Interest-bearing balances
  • $3,655Securities
  • $496Federal funds sold & reverse repurchase agreements
  • $3,634Net loans & leases
  • $43Loan loss allowance
  • $0Trading account assets
  • $164Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $8,648Life insurance assets
  • $129All other assets
  • $8,026Total liabilities and capital
  • $8,015Total liabilities
  • $6,536Total deposits
  • $8,015Interest-bearing deposits
  • $92Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $11Subordinated debt
  • $622All other liabilities
  • $622Total equity capital
  • $622Total bank equity capital
  • $0Perpetual preferred stock
  • $60Common stock
  • $119Surplus
  • $443Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $107Income earned, not collected on loans
  • $0Earning assets
  • $46Long-term assets (5+ years)
  • $7,789Average Assets, year-to-date
  • $2,831Average Assets, quarterly
  • $8,111Volatile liabilities
  • $8,396Insider loans
  • $3,985FHLB advances
  • $8,474Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $622Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $232Restructured Loans and leases
  • $359Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $339Total interest income
  • $52Total interest expense
  • $287Net interest income
  • $1Provision for loan and lease losses
  • $78Total noninterest income
  • $0Fiduciary activities
  • $55Service charges on deposit accounts
  • $0Trading account gains & fees
  • $23Additional noninterest income
  • $326Total noninterest expense
  • $156Salaries and employee benefits
  • $59Premises and equipment expense
  • $111Additional noninterest expense
  • $38Pre-tax net operating income
  • $0Securities gains (losses)
  • $6Applicable income taxes
  • $32Income before extraordinary items
  • $0Extraordinary gains - net
  • $32Net income attributable to bank
  • $0Net charge-offs
  • $32Cash dividends
  • $1Sale, conversion, retirement of capital stock, net
  • $8Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.47%Yield on earning assets
  • 0.68%Cost of funding earning assets
  • 3.78%Net interest margin
  • 1.03%Noninterest income to earning assets
  • 4.29%Noninterest expense to earning assets
  • 0.39%Net operating income to assets
  • 0.39%Return on assets (ROA)
  • 0.47%Pretax return on assets
  • 5.22%Return on equity (ROE)
  • 3.91%Retained earnings to average equity (YTD only)
  • 0.03%Net charge-offs to loans
  • 100.00%Credit loss provision to net charge-offs
  • 39.00%Efficiency ratio
  • 89,315Assets per employee
  • 2.88%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 25.00%Loss allowance to loans
  • 1.17%Loss allowance to noncurrent loans
  • 40.19%Noncurrent assets plus other real estate owned to assets
  • 1.24%Noncurrent loans to loans
  • 2.91%Net loans and leases to deposits
  • 45.34%Net loans and leases to core deposits
  • 45.34%Equity capital to assets
  • 7.19%Core capital (leverage) ratio
  • 7.34%Tier 1 risk-based capital ratio
  • 15.61%Total risk-based capital ratio
  • Memoranda
  • $17Average assets
  • $8,111Average earning assets
  • $613Average equity
  • $7,592Average loans

List of branches

  • 1 Kansas Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    011913The Walton State Bank116 Main St, Walton, KS 67151May 27, 1907Full Service Brick and Mortar

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