Hodge Bank & Trust Company in Hodge, Louisiana (LA)



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Hodge Bank & Trust Company routing number info

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Hodge Bank & Trust Company
GeneralFDIC Certificate #: 19354
Status: Active
Federal Reserve ID: 931355
Bank Holding Company (Regulatory Top Holder): Hodge Bancshares, Inc. (RSSDID: 1130678, Location: Hodge, LA)
Date Established: January 26, 1965
WWW: http://www.hodgebank.net
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 1 (Domestic: 1, Interstate: No)
FDIC's unique #: 13164
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: All Other Specialization < 1 Billion
Date of Deposit Insurance: January 26, 1965
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
LocationAddress: 4619 Quitman Highway, Hodge, LA 71247
County: Jackson
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Shreveport
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: Western
Core Based Statistical Area (CBSA): Ruston, LA (#40820)
CBSA Micro Statistical Area: Yes
History of ChangesCorrections
Change in Location
Merge BIF and SAIF Funds into DIF
Financial SummaryTotal assets: $62.5 mil
Equity capital: $8.1 mil
Deposits held in domestic offices: $53.2 mil
Return on assets (ROA): 1.73% ($1.1 mil)
Quarterly return on assets: 1.80% ($1.1 mil)
Return on Equity (ROE): 14.09% ($1.1 mil)
Quarterly return on equity: 14.02% ($1.1 mil)
Net income: $1.1 mil
Quarterly Net income: $0.3 mil
Pretax return on assets: 1.73% ($1,080.7 mil)
Quarterly Pretax return on assets: 1.80% ($1,124.4 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)
(Dollar figures in thousands)
Total employees (full-time equivalent)15
Total assets$62,469
Cash and due from depository institutions$7,523
Interest-bearing balances$5,001
Securities$18,191
Federal funds sold & reverse repurchase agreements$1,050
Net loans & leases$34,842
Loan loss allowance $654
Trading account assets$0
Bank premises and fixed assets$114
Other real estate owned$2
Goodwill and other intangibles$0
All other assets$747
Life insurance assets$62,469
Total liabilities and capital$54,391
Total liabilities$53,212
Total deposits$46,459
Interest-bearing deposits$53,212
Deposits held in domestic offices$93
% insured (estimated)0.00%
Federal funds purchased & repurchase agreements $0
Trading liabilities$0
Other borrowed funds $0
Subordinated debt $1,179
All other liabilities $8,078
Total equity capital$8,078
Total bank equity capital$8,078
Perpetual preferred stock$0
Common stock$156
Surplus$4,844
Undivided profits $3,078
Memoranda
Noncurrent loans and leases $0
Noncurrent loans that are wholly or partially guaranteed by the U.S. government $0
Income earned, not collected on loans $288
Earning assets $0
Long-term assets (5+ years) $234
Average Assets, year-to-date $59,084
Average Assets, quarterly $17,673
Volatile liabilities $62,929
Insider loans $62,704
FHLB advances $33,570
Loans and leases held for sale $62,388
Unused loan commitments $267
Tier 1 (core) risk-based capital $267
Tier 2 risk-based capital $7,882
Total risk weighted assets $0
Total unused commitments $0
Restructured Loans and leases $925
Derivatives$1,185
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Income and Expense (December 31, 2011)
(Dollar figures in thousands)
Total interest income $2,912
Total interest expense $428
Net interest income $2,484
Provision for loan and lease losses $100
Total noninterest income $278
Fiduciary activities $0
Service charges on deposit accounts $177
Trading account gains & fees $0
Additional noninterest income $101
Total noninterest expense $1,573
Salaries and employee benefits $993
Premises and equipment expense $128
Additional noninterest expense $452
Pre-tax net operating income $1,089
Securities gains (losses) $0
Applicable income taxes $0
Income before extraordinary items $1,089
Extraordinary gains - net $0
Net income attributable to bank $1,089
Net charge-offs $0
Cash dividends $1,089
Sale, conversion, retirement of capital stock, net -$36
Net operating income $609
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Performance and Condition Ratios (December 31, 2011)
(Dollar figures in thousands)
Performance Ratios (%, annualized)
Yield on earning assets4.90%
Cost of funding earning assets 0.72%
Net interest margin 4.18%
Noninterest income to earning assets 0.47%
Noninterest expense to earning assets 2.65%
Net operating income to assets 1.73%
Return on assets (ROA) 1.73%
Pretax return on assets 1.73%
Return on equity (ROE) 14.09%
Retained earnings to average equity (YTD only) 6.21%
Net charge-offs to loans -0.11%
Credit loss provision to net charge-offs -277.78%
Efficiency ratio0.00%
Assets per employee$56,951
Cash dividends to net income (YTD only)4.16%
Condition Ratios (%)
Loss allowance to loans 55.92%
Loss allowance to noncurrent loans 1.84%
Noncurrent assets plus other real estate owned to assets 227.08%
Noncurrent loans to loans 0.46%
Net loans and leases to deposits0.81%
Net loans and leases to core deposits 65.48%
Equity capital to assets 69.89%
Core capital (leverage) ratio 12.93%
Tier 1 risk-based capital ratio 12.63%
Total risk-based capital ratio 23.48%
Memoranda
Average assets$25
Average earning assets$62,929
Average equity $7,728
Average loans $59,380
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1 Louisiana Branch as of April 05, 2012
NoIDNameAddressEstablishedService TypeMap
013164Hodge Bank & Trust Company4619 Quitman Highway, Hodge, LA 71247January 26, 1965Full Service Brick and Mortar
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