Jackson Parish Bank in Jonesboro, Louisiana (LA)
Overview, Financial Summary, Detailed Financial Reports, Branches


Jackson Parish Bank - Overview

  • General
  • FDIC Certificate #: 8799
    Status: Active
    Federal Reserve ID: 122153
    Bank Holding Company (Regulatory Top Holder): Jackson Bancorp, Inc. (RSSDID: 1131705, Location: Jonesboro, LA)
    Date Established: January 01, 1904
    WWW: http://www.jacksonparishbank.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Domestic: 1, Interstate: No)
    FDIC's unique #: 5603
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Other Specialized Lending < 1 Billion
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 201 Main Street, Jonesboro, LA 71251
    County: Jackson
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Shreveport
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Western
    Core Based Statistical Area (CBSA): Ruston, LA (#40820)
    CBSA Micro Statistical Area: Yes
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $72.8 mil
    Equity capital: $7.2 mil
    Deposits held in domestic offices: $65.3 mil
    Return on assets (ROA): 0.46% ($0.3 mil)
    Quarterly return on assets: 0.67% ($0.5 mil)
    Return on Equity (ROE): 4.13% ($0.3 mil)
    Quarterly return on equity: 5.97% ($0.4 mil)
    Net income: $0.3 mil
    Quarterly Net income: $0.1 mil
    Pretax return on assets: 0.43% ($312.8 mil)
    Quarterly Pretax return on assets: 0.55% ($400.1 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 17Total employees (full-time equivalent)
  • $72,754Total assets
  • $3,155Cash and due from depository institutions
  • $1,581Interest-bearing balances
  • $28,255Securities
  • $23,000Federal funds sold & reverse repurchase agreements
  • $16,838Net loans & leases
  • $346Loan loss allowance
  • $0Trading account assets
  • $265Bank premises and fixed assets
  • $50Other real estate owned
  • $0Goodwill and other intangibles
  • $72,754Life insurance assets
  • $1,191All other assets
  • $65,600Total liabilities and capital
  • $65,278Total liabilities
  • $55,934Total deposits
  • $65,278Interest-bearing deposits
  • $61Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $322Subordinated debt
  • $7,154All other liabilities
  • $7,154Total equity capital
  • $7,154Total bank equity capital
  • $0Perpetual preferred stock
  • $500Common stock
  • $1,500Surplus
  • $5,154Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1,296Income earned, not collected on loans
  • $0Earning assets
  • $287Long-term assets (5+ years)
  • $69,674Average Assets, year-to-date
  • $30,353Average Assets, quarterly
  • $62,037Volatile liabilities
  • $64,131Insider loans
  • $27,390FHLB advances
  • $57,552Loans and leases held for sale
  • $177Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $6,664Tier 2 risk-based capital
  • $177Total risk weighted assets
  • $0Total unused commitments
  • $467Restructured Loans and leases
  • $10Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $1,907Total interest income
  • $244Total interest expense
  • $1,663Net interest income
  • $38Provision for loan and lease losses
  • $314Total noninterest income
  • $0Fiduciary activities
  • $145Service charges on deposit accounts
  • $0Trading account gains & fees
  • $169Additional noninterest income
  • $1,675Total noninterest expense
  • $1,033Salaries and employee benefits
  • $189Premises and equipment expense
  • $453Additional noninterest expense
  • $264Pre-tax net operating income
  • $0Securities gains (losses)
  • -$19Applicable income taxes
  • $283Income before extraordinary items
  • $0Extraordinary gains - net
  • $283Net income attributable to bank
  • $0Net charge-offs
  • $283Cash dividends
  • $51Sale, conversion, retirement of capital stock, net
  • $140Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 3.26%Yield on earning assets
  • 0.42%Cost of funding earning assets
  • 2.84%Net interest margin
  • 0.54%Noninterest income to earning assets
  • 2.86%Noninterest expense to earning assets
  • 0.46%Net operating income to assets
  • 0.46%Return on assets (ROA)
  • 0.43%Pretax return on assets
  • 4.13%Return on equity (ROE)
  • 2.09%Retained earnings to average equity (YTD only)
  • 0.30%Net charge-offs to loans
  • 74.51%Credit loss provision to net charge-offs
  • 5.92%Efficiency ratio
  • 84,724Assets per employee
  • 4.28%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 49.47%Loss allowance to loans
  • 2.01%Loss allowance to noncurrent loans
  • 26.70%Noncurrent assets plus other real estate owned to assets
  • 1.85%Noncurrent loans to loans
  • 7.54%Net loans and leases to deposits
  • 25.79%Net loans and leases to core deposits
  • 26.12%Equity capital to assets
  • 9.83%Core capital (leverage) ratio
  • 11.58%Tier 1 risk-based capital ratio
  • 24.33%Total risk-based capital ratio
  • Memoranda
  • $26Average assets
  • $62,037Average earning assets
  • $6,850Average equity
  • $58,503Average loans

List of branches

  • 1 Louisiana Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    05603Jackson Parish Bank201 Main Street, Jonesboro, LA 71251January 01, 1904Full Service Brick and Mortar

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