Home Federal Savings Bank in Fort Collins, Colorado (CO)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of June 30, 1993

  • Home Federal Savings Bank in Fort Collins, Colorado (CO)
  • Show street view No street view available for this location

Home Federal Savings Bank - Overview

  • General
  • FDIC Certificate #: 29167
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Key Bank of Colorado (#33821)
    Federal Reserve ID: 829779
    Date Established: September 01, 1934
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    OTS Docket #: 3028
    FDIC's unique #: 42001
    Numeric code: 33
    Regulator: OTS
    Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
    FDIC Insured: Yes
    SAIF Insured: Yes
    Insured Savings Institution: Yes
    State Chartered: No
    Date of Deposit Insurance: November 17, 1934
    Last Structure Change Effective Date: June 30, 1993
    Last Structure Change Process Date: July 19, 1993
    Last Data Update: July 19, 1993
    Data Source Date: April 05, 2012
  • Location
  • Address: 300 West Oak Street, Fort Collins, CO 80521
    County: Larimer
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Denver
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Fort Collins-Loveland, CO (#2670)
    Core Based Statistical Area (CBSA): Fort Collins-Loveland, CO (#22660)
    CBSA Metro Statistical Area: Fort Collins-Loveland, CO (#22660)
  • Financial Summary
  • Total assets: $243.7 mil

Assets and Liabilities (December 31, 1992)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $107Total assets
  • $246,285Cash and due from depository institutions
  • $14,893Interest-bearing balances
  • $7,478Securities
  • $43,046Federal funds sold & reverse repurchase agreements
  • $0Net loans & leases
  • $169,640Loan loss allowance
  • $2,527Trading account assets
  • $4,179Bank premises and fixed assets
  • $4,787Other real estate owned
  • $2,217Goodwill and other intangibles
  • $6,637Life insurance assets
  • $886All other assets
  • $0Total liabilities and capital
  • $246,285Total liabilities
  • $231,359Total deposits
  • $178,981Interest-bearing deposits
  • $164,796Deposits held in domestic offices
  • 178981.00%% insured (estimated)
  • $96Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $50,644Subordinated debt
  • $0All other liabilities
  • $1,734Total equity capital
  • $1,734Total bank equity capital
  • $14,926Perpetual preferred stock
  • $0Common stock
  • $551Surplus
  • $3,883Undivided profits
  • Memoranda
  • $10,492Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1,597Income earned, not collected on loans
  • $1,267Earning assets
  • $224,343Long-term assets (5+ years)
  • $0Average Assets, year-to-date
  • $247,290Average Assets, quarterly
  • $246,278Volatile liabilities
  • $63,585Insider loans
  • $0FHLB advances
  • $47,970Loans and leases held for sale
  • $0Unused loan commitments
  • $10,311Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $14,643Total risk weighted assets
  • $148,088Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1992)

  • Dollar figures in thousands
  • $0Total interest income
  • $19,819Total interest expense
  • $12,451Net interest income
  • $7,368Provision for loan and lease losses
  • $807Total noninterest income
  • $2,925Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • -$12Additional noninterest income
  • $2,937Total noninterest expense
  • $7,147Salaries and employee benefits
  • $2,843Premises and equipment expense
  • $1,722Additional noninterest expense
  • $2,582Pre-tax net operating income
  • $2,339Securities gains (losses)
  • $1,164Applicable income taxes
  • $1,570Income before extraordinary items
  • $1,933Extraordinary gains - net
  • $0Net income attributable to bank
  • $1,933Net charge-offs
  • -$114Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $7Net operating income

Performance and Condition Ratios (December 31, 1992)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.88%Cost of funding earning assets
  • 5.58%Net interest margin
  • 3.30%Noninterest income to earning assets
  • 1.31%Noninterest expense to earning assets
  • 3.20%Net operating income to assets
  • 0.48%Return on assets (ROA)
  • 0.78%Pretax return on assets
  • 1.42%Return on equity (ROE)
  • 13.38%Retained earnings to average equity (YTD only)
  • 13.38%Net charge-offs to loans
  • -0.07%Credit loss provision to net charge-offs
  • -707.89%Efficiency ratio
  • 67,454Assets per employee
  • 2.30%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.47%Loss allowance to noncurrent loans
  • 158.23%Noncurrent assets plus other real estate owned to assets
  • 1.51%Noncurrent loans to loans
  • 0.93%Net loans and leases to deposits
  • 94.78%Net loans and leases to core deposits
  • 102.17%Equity capital to assets
  • 6.06%Core capital (leverage) ratio
  • 5.98%Tier 1 risk-based capital ratio
  • 9.89%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $247,290Average earning assets
  • $14,449Average equity
  • $223,170Average loans

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