Huntington Bank Charleston National Association in Charleston, West Virginia (WV)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of August 19, 1994

  • Huntington Bank Charleston National Association in Charleston, West Virginia (WV)
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Huntington Bank Charleston National Association - Overview

  • General
  • FDIC Certificate #: 6755
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Huntington National Bank West Virginia (#14289)
    Federal Reserve ID: 1013623
    Date Established: January 01, 1918
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 26 (Interstate: No)
    FDIC's unique #: 4535
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: August 19, 1994
    Last Structure Change Process Date: September 23, 1994
    Last Data Update: September 23, 1994
    Data Source Date: April 05, 2012
  • Location
  • Address: 1 Commerce Square, Charleston, WV 25301
    County: Kanawha
    Quarterly Banking Profile Region: Atlanta
    FDIC Geographic Region: Atlanta
    FDIC Supervisory Region: Atlanta
    FDIC Field Office: Scott Depot
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Northeast
    Metropolitan Statistical Area (MSA): Charleston, WV (#1480)
    Core Based Statistical Area (CBSA): Charleston, WV (#16620)
    CBSA Metro Statistical Area: Charleston, WV (#16620)
  • Financial Summary
  • Total assets: $729.7 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1993)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $323Total assets
  • $600,965Cash and due from depository institutions
  • $29,603Interest-bearing balances
  • $0Securities
  • $177,441Federal funds sold & reverse repurchase agreements
  • $4,500Net loans & leases
  • $357,987Loan loss allowance
  • $3,636Trading account assets
  • $0Bank premises and fixed assets
  • $11,983Other real estate owned
  • $664Goodwill and other intangibles
  • $16,892Life insurance assets
  • $1,895All other assets
  • $0Total liabilities and capital
  • $600,965Total liabilities
  • $552,902Total deposits
  • $479,759Interest-bearing deposits
  • $394,869Deposits held in domestic offices
  • 479759.00%% insured (estimated)
  • $90Federal funds purchased & repurchase agreements
  • $62,359Trading liabilities
  • $0Other borrowed funds
  • $217Subordinated debt
  • $0All other liabilities
  • $10,567Total equity capital
  • $10,567Total bank equity capital
  • $48,063Perpetual preferred stock
  • $0Common stock
  • $3,990Surplus
  • $10,973Undivided profits
  • Memoranda
  • $33,100Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $2,387Income earned, not collected on loans
  • $2,243Earning assets
  • $539,928Long-term assets (5+ years)
  • $134,304Average Assets, year-to-date
  • $577,843Average Assets, quarterly
  • $586,635Volatile liabilities
  • $95,276Insider loans
  • $7,881FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $102,056Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $46,168Total risk weighted assets
  • $395,152Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1993)

  • Dollar figures in thousands
  • $0Total interest income
  • $40,200Total interest expense
  • $16,341Net interest income
  • $23,859Provision for loan and lease losses
  • $1,815Total noninterest income
  • $6,481Fiduciary activities
  • $1,587Service charges on deposit accounts
  • $1,801Trading account gains & fees
  • $0Additional noninterest income
  • $3,093Total noninterest expense
  • $19,515Salaries and employee benefits
  • $9,374Premises and equipment expense
  • $1,825Additional noninterest expense
  • $8,316Pre-tax net operating income
  • $9,010Securities gains (losses)
  • $878Applicable income taxes
  • $2,831Income before extraordinary items
  • $7,057Extraordinary gains - net
  • $0Net income attributable to bank
  • $7,057Net charge-offs
  • $2,037Cash dividends
  • $5,167Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1993)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.66%Cost of funding earning assets
  • 3.11%Net interest margin
  • 4.54%Noninterest income to earning assets
  • 1.23%Noninterest expense to earning assets
  • 3.72%Net operating income to assets
  • 1.11%Return on assets (ROA)
  • 1.22%Pretax return on assets
  • 1.71%Return on equity (ROE)
  • 14.86%Retained earnings to average equity (YTD only)
  • 3.98%Net charge-offs to loans
  • 0.60%Credit loss provision to net charge-offs
  • 89.10%Efficiency ratio
  • 62,472Assets per employee
  • 1.86%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 73.22%Loss allowance to loans
  • 1.01%Loss allowance to noncurrent loans
  • 152.33%Noncurrent assets plus other real estate owned to assets
  • 0.51%Noncurrent loans to loans
  • 0.66%Net loans and leases to deposits
  • 74.62%Net loans and leases to core deposits
  • 80.11%Equity capital to assets
  • 8.00%Core capital (leverage) ratio
  • 7.96%Tier 1 risk-based capital ratio
  • 11.68%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $577,843Average earning assets
  • $47,485Average equity
  • $525,118Average loans

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