Huntington Bank Charleston National Association in Charleston, West Virginia (WV)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of August 19, 1994

  • Huntington Bank Charleston National Association in Charleston, West Virginia (WV)
  • Show street view No street view available for this location

Huntington Bank Charleston National Association - Overview

  • General
  • FDIC Certificate #: 6755
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Huntington National Bank West Virginia (#14289)
    Federal Reserve ID: 1013623
    Date Established: January 01, 1918
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 26 (Interstate: No)
    FDIC's unique #: 4535
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: August 19, 1994
    Last Structure Change Process Date: September 23, 1994
    Last Data Update: September 23, 1994
    Data Source Date: April 05, 2012
  • Location
  • Address: 1 Commerce Square, Charleston, WV 25301
    County: Kanawha
    Quarterly Banking Profile Region: Atlanta
    FDIC Geographic Region: Atlanta
    FDIC Supervisory Region: Atlanta
    FDIC Field Office: Scott Depot
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Northeast
    Metropolitan Statistical Area (MSA): Charleston, WV (#1480)
    Core Based Statistical Area (CBSA): Charleston, WV (#16620)
    CBSA Metro Statistical Area: Charleston, WV (#16620)
  • Financial Summary
  • Total assets: $729.7 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1993)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $323Total assets
  • $600,965Cash and due from depository institutions
  • $29,603Interest-bearing balances
  • $0Securities
  • $177,441Federal funds sold & reverse repurchase agreements
  • $4,500Net loans & leases
  • $357,987Loan loss allowance
  • $3,636Trading account assets
  • $0Bank premises and fixed assets
  • $11,983Other real estate owned
  • $664Goodwill and other intangibles
  • $16,892Life insurance assets
  • $1,895All other assets
  • $0Total liabilities and capital
  • $600,965Total liabilities
  • $552,902Total deposits
  • $479,759Interest-bearing deposits
  • $394,869Deposits held in domestic offices
  • 479759.00%% insured (estimated)
  • $90Federal funds purchased & repurchase agreements
  • $62,359Trading liabilities
  • $0Other borrowed funds
  • $217Subordinated debt
  • $0All other liabilities
  • $10,567Total equity capital
  • $10,567Total bank equity capital
  • $48,063Perpetual preferred stock
  • $0Common stock
  • $3,990Surplus
  • $10,973Undivided profits
  • Memoranda
  • $33,100Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $2,387Income earned, not collected on loans
  • $2,243Earning assets
  • $539,928Long-term assets (5+ years)
  • $134,304Average Assets, year-to-date
  • $577,843Average Assets, quarterly
  • $586,635Volatile liabilities
  • $95,276Insider loans
  • $7,881FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $102,056Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $46,168Total risk weighted assets
  • $395,152Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1993)

  • Dollar figures in thousands
  • $0Total interest income
  • $40,200Total interest expense
  • $16,341Net interest income
  • $23,859Provision for loan and lease losses
  • $1,815Total noninterest income
  • $6,481Fiduciary activities
  • $1,587Service charges on deposit accounts
  • $1,801Trading account gains & fees
  • $0Additional noninterest income
  • $3,093Total noninterest expense
  • $19,515Salaries and employee benefits
  • $9,374Premises and equipment expense
  • $1,825Additional noninterest expense
  • $8,316Pre-tax net operating income
  • $9,010Securities gains (losses)
  • $878Applicable income taxes
  • $2,831Income before extraordinary items
  • $7,057Extraordinary gains - net
  • $0Net income attributable to bank
  • $7,057Net charge-offs
  • $2,037Cash dividends
  • $5,167Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1993)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.66%Cost of funding earning assets
  • 3.11%Net interest margin
  • 4.54%Noninterest income to earning assets
  • 1.23%Noninterest expense to earning assets
  • 3.72%Net operating income to assets
  • 1.11%Return on assets (ROA)
  • 1.22%Pretax return on assets
  • 1.71%Return on equity (ROE)
  • 14.86%Retained earnings to average equity (YTD only)
  • 3.98%Net charge-offs to loans
  • 0.60%Credit loss provision to net charge-offs
  • 89.10%Efficiency ratio
  • 62,472Assets per employee
  • 1.86%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 73.22%Loss allowance to loans
  • 1.01%Loss allowance to noncurrent loans
  • 152.33%Noncurrent assets plus other real estate owned to assets
  • 0.51%Noncurrent loans to loans
  • 0.66%Net loans and leases to deposits
  • 74.62%Net loans and leases to core deposits
  • 80.11%Equity capital to assets
  • 8.00%Core capital (leverage) ratio
  • 7.96%Tier 1 risk-based capital ratio
  • 11.68%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $577,843Average earning assets
  • $47,485Average equity
  • $525,118Average loans

Comment about this bank, ask questions, or add new information about it:

CAPTCHA

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Huntington Bank Charleston National Association.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents