Hyperion Bank in Philadelphia, Pennsylvania (PA)
Overview, Financial Summary, Detailed Financial Reports, Branches


Hyperion Bank - Overview

  • General
  • FDIC Certificate #: 58371
    Status: Active
    Federal Reserve ID: 3517590
    Date Established: November 20, 2006
    WWW: http://www.hyperionbank.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Domestic: 1, Interstate: No)
    FDIC's unique #: 447993
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: November 20, 2006
    Last Structure Change Effective Date: November 20, 2006
    Last Structure Change Process Date: Febuary 20, 2007
    Last Data Update: Febuary 20, 2007
    Data Source Date: April 05, 2012
  • Location
  • Address: 199 West Girard Avenue, Philadelphia, PA 19123
    County: Philadelphia
    Quarterly Banking Profile Region: New York
    FDIC Geographic Region: New York
    FDIC Supervisory Region: New York
    FDIC Field Office: Philadelphia
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Northeast
    Metropolitan Statistical Area (MSA): Philadelphia, PA-NJ (#6160)
    Consolidated Metropolitan Statistical Area (CMSA): Philadelphia-Wilmington-Atlantic City, PA-NJ-DE-MD (#77)
    Combined Statistical Area (CSA): Philadelphia-Camden-Vineland, PA-NJ-DE-MD (#428)
    Core Based Statistical Area (CBSA): Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (#37980)
    CBSA Metro Statistical Area: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (#37980)
    Core Based Statistical Division: Philadelphia, PA (#37964)
  • History of Changes
  • Change in Location
    Change in Geographic Region/Area/Territory/Field Office
  • Financial Summary
  • Total assets: $95.6 mil
    Equity capital: $7.8 mil
    Deposits held in domestic offices: $85.4 mil
    Return on assets (ROA): -0.60% (-$0.6 mil)
    Quarterly return on assets: -1.79% (-$1.7 mil)
    Return on Equity (ROE): -7.27% (-$0.6 mil)
    Quarterly return on equity: -21.13% (-$1.7 mil)
    Net income: -$0.5 mil
    Quarterly Net income: -$0.4 mil
    Pretax return on assets: -0.60% (-$573.4 mil)
    Quarterly Pretax return on assets: -1.79% (-$1,710.8 mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 35Total employees (full-time equivalent)
  • $95,573Total assets
  • $7,926Cash and due from depository institutions
  • $6,688Interest-bearing balances
  • $6,781Securities
  • $934Federal funds sold & reverse repurchase agreements
  • $74,041Net loans & leases
  • $1,209Loan loss allowance
  • $0Trading account assets
  • $2,527Bank premises and fixed assets
  • $645Other real estate owned
  • $0Goodwill and other intangibles
  • $95,573Life insurance assets
  • $2,719All other assets
  • $87,773Total liabilities and capital
  • $85,374Total liabilities
  • $80,425Total deposits
  • $85,374Interest-bearing deposits
  • $95Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $2,000Trading liabilities
  • $0Other borrowed funds
  • $399Subordinated debt
  • $7,800All other liabilities
  • $7,800Total equity capital
  • $7,800Total bank equity capital
  • $1,552Perpetual preferred stock
  • $1,577Common stock
  • $10,972Surplus
  • $-6,301Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $3,153Income earned, not collected on loans
  • $0Earning assets
  • $591Long-term assets (5+ years)
  • $88,444Average Assets, year-to-date
  • $23,844Average Assets, quarterly
  • $91,392Volatile liabilities
  • $94,479Insider loans
  • $73,368FHLB advances
  • $93,881Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $7,814Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $9,369Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $4,971Total interest income
  • $1,160Total interest expense
  • $3,811Net interest income
  • $262Provision for loan and lease losses
  • $619Total noninterest income
  • $0Fiduciary activities
  • $202Service charges on deposit accounts
  • $0Trading account gains & fees
  • $417Additional noninterest income
  • $4,785Total noninterest expense
  • $2,376Salaries and employee benefits
  • $302Premises and equipment expense
  • $2,107Additional noninterest expense
  • -$617Pre-tax net operating income
  • $69Securities gains (losses)
  • $0Applicable income taxes
  • -$548Income before extraordinary items
  • $0Extraordinary gains - net
  • -$548Net income attributable to bank
  • $0Net charge-offs
  • -$548Cash dividends
  • $41Sale, conversion, retirement of capital stock, net
  • $85Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.80%Yield on earning assets
  • 1.35%Cost of funding earning assets
  • 4.45%Net interest margin
  • 0.72%Noninterest income to earning assets
  • 5.58%Noninterest expense to earning assets
  • -0.68%Net operating income to assets
  • -0.60%Return on assets (ROA)
  • -0.60%Pretax return on assets
  • -7.27%Return on equity (ROE)
  • -8.40%Retained earnings to average equity (YTD only)
  • 0.06%Net charge-offs to loans
  • 639.02%Credit loss provision to net charge-offs
  • -8.66%Efficiency ratio
  • 108,014Assets per employee
  • 2.73%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • -15.51%Loss allowance to loans
  • 1.61%Loss allowance to noncurrent loans
  • 38.34%Noncurrent assets plus other real estate owned to assets
  • 3.97%Noncurrent loans to loans
  • 4.19%Net loans and leases to deposits
  • 86.73%Net loans and leases to core deposits
  • 97.43%Equity capital to assets
  • 8.16%Core capital (leverage) ratio
  • 8.32%Tier 1 risk-based capital ratio
  • 10.65%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $91,392Average earning assets
  • $7,538Average equity
  • $85,713Average loans

List of branches

  • 1 Pennsylvania Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    0447993Hyperion Bank199 West Girard Avenue, Philadelphia, PA 19123November 20, 2006Full Service Brick and Mortar

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