Hyperion Bank in Philadelphia, Pennsylvania (PA)
Overview, Financial Summary, Detailed Financial Reports, Branches

Hyperion Bank - Overview

  • General
  • FDIC Certificate #: 58371
    Status: Active
    Federal Reserve ID: 3517590
    Date Established: November 20, 2006
    WWW: http://www.hyperionbank.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Domestic: 1, Interstate: No)
    FDIC's unique #: 447993
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: November 20, 2006
    Last Structure Change Effective Date: November 20, 2006
    Last Structure Change Process Date: Febuary 20, 2007
    Last Data Update: Febuary 20, 2007
    Data Source Date: April 05, 2012
  • Location
  • Address: 199 West Girard Avenue, Philadelphia, PA 19123
    County: Philadelphia
    Quarterly Banking Profile Region: New York
    FDIC Geographic Region: New York
    FDIC Supervisory Region: New York
    FDIC Field Office: Philadelphia
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Northeast
    Metropolitan Statistical Area (MSA): Philadelphia, PA-NJ (#6160)
    Consolidated Metropolitan Statistical Area (CMSA): Philadelphia-Wilmington-Atlantic City, PA-NJ-DE-MD (#77)
    Combined Statistical Area (CSA): Philadelphia-Camden-Vineland, PA-NJ-DE-MD (#428)
    Core Based Statistical Area (CBSA): Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (#37980)
    CBSA Metro Statistical Area: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (#37980)
    Core Based Statistical Division: Philadelphia, PA (#37964)
  • History of Changes
  • Change in Location
    Change in Geographic Region/Area/Territory/Field Office
  • Financial Summary
  • Total assets: $95.6 mil
    Equity capital: $7.8 mil
    Deposits held in domestic offices: $85.4 mil
    Return on assets (ROA): -0.60% (-$0.6 mil)
    Quarterly return on assets: -1.79% (-$1.7 mil)
    Return on Equity (ROE): -7.27% (-$0.6 mil)
    Quarterly return on equity: -21.13% (-$1.7 mil)
    Net income: -$0.5 mil
    Quarterly Net income: -$0.4 mil
    Pretax return on assets: -0.60% (-$573.4 mil)
    Quarterly Pretax return on assets: -1.79% (-$1,710.8 mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 35Total employees (full-time equivalent)
  • $95,573Total assets
  • $7,926Cash and due from depository institutions
  • $6,688Interest-bearing balances
  • $6,781Securities
  • $934Federal funds sold & reverse repurchase agreements
  • $74,041Net loans & leases
  • $1,209Loan loss allowance
  • $0Trading account assets
  • $2,527Bank premises and fixed assets
  • $645Other real estate owned
  • $0Goodwill and other intangibles
  • $95,573Life insurance assets
  • $2,719All other assets
  • $87,773Total liabilities and capital
  • $85,374Total liabilities
  • $80,425Total deposits
  • $85,374Interest-bearing deposits
  • $95Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $2,000Trading liabilities
  • $0Other borrowed funds
  • $399Subordinated debt
  • $7,800All other liabilities
  • $7,800Total equity capital
  • $7,800Total bank equity capital
  • $1,552Perpetual preferred stock
  • $1,577Common stock
  • $10,972Surplus
  • $-6,301Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $3,153Income earned, not collected on loans
  • $0Earning assets
  • $591Long-term assets (5+ years)
  • $88,444Average Assets, year-to-date
  • $23,844Average Assets, quarterly
  • $91,392Volatile liabilities
  • $94,479Insider loans
  • $73,368FHLB advances
  • $93,881Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $7,814Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $9,369Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $4,971Total interest income
  • $1,160Total interest expense
  • $3,811Net interest income
  • $262Provision for loan and lease losses
  • $619Total noninterest income
  • $0Fiduciary activities
  • $202Service charges on deposit accounts
  • $0Trading account gains & fees
  • $417Additional noninterest income
  • $4,785Total noninterest expense
  • $2,376Salaries and employee benefits
  • $302Premises and equipment expense
  • $2,107Additional noninterest expense
  • -$617Pre-tax net operating income
  • $69Securities gains (losses)
  • $0Applicable income taxes
  • -$548Income before extraordinary items
  • $0Extraordinary gains - net
  • -$548Net income attributable to bank
  • $0Net charge-offs
  • -$548Cash dividends
  • $41Sale, conversion, retirement of capital stock, net
  • $85Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.80%Yield on earning assets
  • 1.35%Cost of funding earning assets
  • 4.45%Net interest margin
  • 0.72%Noninterest income to earning assets
  • 5.58%Noninterest expense to earning assets
  • -0.68%Net operating income to assets
  • -0.60%Return on assets (ROA)
  • -0.60%Pretax return on assets
  • -7.27%Return on equity (ROE)
  • -8.40%Retained earnings to average equity (YTD only)
  • 0.06%Net charge-offs to loans
  • 639.02%Credit loss provision to net charge-offs
  • -8.66%Efficiency ratio
  • 108,014Assets per employee
  • 2.73%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • -15.51%Loss allowance to loans
  • 1.61%Loss allowance to noncurrent loans
  • 38.34%Noncurrent assets plus other real estate owned to assets
  • 3.97%Noncurrent loans to loans
  • 4.19%Net loans and leases to deposits
  • 86.73%Net loans and leases to core deposits
  • 97.43%Equity capital to assets
  • 8.16%Core capital (leverage) ratio
  • 8.32%Tier 1 risk-based capital ratio
  • 10.65%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $91,392Average earning assets
  • $7,538Average equity
  • $85,713Average loans

List of branches

  • 1 Pennsylvania Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    0447993Hyperion Bank199 West Girard Avenue, Philadelphia, PA 19123November 20, 2006Full Service Brick and Mortar

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Hyperion Bank.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents