Tioga-Franklin Savings Bank in Philadelphia, Pennsylvania (PA)
Overview, Financial Summary, Detailed Financial Reports, Branches

  • Tioga-Franklin Savings Bank in Philadelphia, Pennsylvania (PA)
  • Show street view No street view available for this location

Tioga-Franklin Savings Bank - Overview

  • General
  • FDIC Certificate #: 33802
    Status: Active
    Federal Reserve ID: 885579
    Date Established: March 31, 1873
    WWW: http://www.tiogafranklin.com
    Trust Powers Granted: No
    Bank Charter Class: Savings banks, state charter, supervised by the FDIC
    Offices: 1 (Domestic: 1, Interstate: No)
    OTS Docket #: 9466
    FDIC's unique #: 48082
    Numeric code: 42
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    FDIC Insured: Yes
    Insured Savings Institution: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Mortgage Lending Specialization
    Date of Deposit Insurance: July 01, 2000
    Last Structure Change Effective Date: October 30, 2006
    Last Structure Change Process Date: October 30, 2006
    Last Data Update: October 30, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 320 East Girard Avenue, Philadelphia, PA 19125
    County: Philadelphia
    Quarterly Banking Profile Region: New York
    FDIC Geographic Region: New York
    FDIC Supervisory Region: New York
    FDIC Field Office: Philadelphia
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Northeast
    Metropolitan Statistical Area (MSA): Philadelphia, PA-NJ (#6160)
    Consolidated Metropolitan Statistical Area (CMSA): Philadelphia-Wilmington-Atlantic City, PA-NJ-DE-MD (#77)
    Combined Statistical Area (CSA): Philadelphia-Camden-Vineland, PA-NJ-DE-MD (#428)
    Core Based Statistical Area (CBSA): Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (#37980)
    CBSA Metro Statistical Area: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (#37980)
    Core Based Statistical Division: Philadelphia, PA (#37964)
  • Financial Summary
  • Total assets: $33.3 mil
    Equity capital: $3.5 mil
    Deposits held in domestic offices: $28.4 mil
    Return on assets (ROA): 0.36% ($0.1 mil)
    Quarterly return on assets: 0.53% ($0.2 mil)
    Return on Equity (ROE): 3.45% ($0.1 mil)
    Quarterly return on equity: 5.03% ($0.2 mil)
    Net income: $0.1 mil
    Quarterly Net income: $0.0 mil
    Pretax return on assets: 0.61% ($203.4 mil)
    Quarterly Pretax return on assets: 0.89% ($296.7 mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 4Total employees (full-time equivalent)
  • $33,341Total assets
  • $1,070Cash and due from depository institutions
  • $1,023Interest-bearing balances
  • $5,633Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $25,159Net loans & leases
  • $400Loan loss allowance
  • $0Trading account assets
  • $355Bank premises and fixed assets
  • $580Other real estate owned
  • $0Goodwill and other intangibles
  • $33,341Life insurance assets
  • $544All other assets
  • $29,817Total liabilities and capital
  • $28,433Total liabilities
  • $28,104Total deposits
  • $28,433Interest-bearing deposits
  • $99Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $1,250Trading liabilities
  • $0Other borrowed funds
  • $134Subordinated debt
  • $3,524All other liabilities
  • $3,524Total equity capital
  • $3,524Total bank equity capital
  • $0Perpetual preferred stock
  • $0Common stock
  • $0Surplus
  • $3,524Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $379Income earned, not collected on loans
  • $0Earning assets
  • $148Long-term assets (5+ years)
  • $31,815Average Assets, year-to-date
  • $23,319Average Assets, quarterly
  • $32,906Volatile liabilities
  • $33,361Insider loans
  • $16,583FHLB advances
  • $33,263Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $3,445Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $528Restructured Loans and leases
  • $246Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $1,795Total interest income
  • $594Total interest expense
  • $1,201Net interest income
  • $252Provision for loan and lease losses
  • -$53Total noninterest income
  • $0Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • -$53Additional noninterest income
  • $702Total noninterest expense
  • $380Salaries and employee benefits
  • $47Premises and equipment expense
  • $275Additional noninterest expense
  • $194Pre-tax net operating income
  • $8Securities gains (losses)
  • $83Applicable income taxes
  • $119Income before extraordinary items
  • $0Extraordinary gains - net
  • $119Net income attributable to bank
  • $0Net charge-offs
  • $119Cash dividends
  • $217Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.74%Yield on earning assets
  • 1.90%Cost of funding earning assets
  • 3.84%Net interest margin
  • -0.17%Noninterest income to earning assets
  • 2.24%Noninterest expense to earning assets
  • 0.35%Net operating income to assets
  • 0.36%Return on assets (ROA)
  • 0.61%Pretax return on assets
  • 3.45%Return on equity (ROE)
  • 3.45%Retained earnings to average equity (YTD only)
  • 0.85%Net charge-offs to loans
  • 116.13%Credit loss provision to net charge-offs
  • 2.06%Efficiency ratio
  • 61,150Assets per employee
  • 8.34%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.57%Loss allowance to noncurrent loans
  • 105.54%Noncurrent assets plus other real estate owned to assets
  • 2.88%Noncurrent loans to loans
  • 1.48%Net loans and leases to deposits
  • 88.49%Net loans and leases to core deposits
  • 90.48%Equity capital to assets
  • 10.57%Core capital (leverage) ratio
  • 10.36%Tier 1 risk-based capital ratio
  • 20.77%Total risk-based capital ratio
  • Memoranda
  • $22Average assets
  • $32,906Average earning assets
  • $3,451Average equity
  • $31,288Average loans

List of branches

  • 1 Pennsylvania Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    048082Tioga-Franklin Savings Bank320 East Girard Avenue, Philadelphia, PA 19125March 31, 1873Full Service Brick and Mortar

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Tioga-Franklin Savings Bank.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents