Idaho Trust Bank in city_name, state_name - Detailed Financial Reports, Location

Idaho Trust Bank in Boise, Idaho (ID)
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Idaho Trust Bank routing number info

Idaho Trust Bank - Overview

General
FDIC Certificate #: 35103
Status: Active
Federal Reserve ID: 2753917
Bank Holding Company (Regulatory Top Holder): Idaho Trust Bancorp (RSSDID: 3439713, Location: Boise, ID)
Date Established: August 30, 1994
WWW: http://www.idahotrust.com
Trust Powers Granted: Yes
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 2 (Domestic: 2, Interstate: No)
FDIC's unique #: 74682
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: No
Asset Concentration Hierarchy: Commercial Lending Specialization
Date of Deposit Insurance: August 30, 2006
Last Structure Change Effective Date: Febuary 16, 2010
Last Structure Change Process Date: Febuary 16, 2010
Last Data Update: Febuary 16, 2010
Data Source Date: April 05, 2012
Location
Address: 888 West Broad Street, Boise, ID 83702
County: Ada
Quarterly Banking Profile Region: San Francisco
FDIC Geographic Region: San Francisco
FDIC Supervisory Region: San Francisco
FDIC Field Office: Salt Lake City
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: Western
Metropolitan Statistical Area (MSA): Boise City, ID (#1080)
Core Based Statistical Area (CBSA): Boise City-Nampa, ID (#14260)
CBSA Metro Statistical Area: Boise City-Nampa, ID (#14260)
Financial Summary
Total assets: $74.6 mil
Equity capital: $15.1 mil
Deposits held in domestic offices: $59.1 mil
Return on assets (ROA): -2.10% (-$1.6 mil)
Quarterly return on assets: 0.75% ($0.6 mil)
Return on Equity (ROE): -10.33% (-$1.5 mil)
Quarterly return on equity: 3.76% ($0.6 mil)
Net income: -$1.7 mil
Quarterly Net income: $0.1 mil
Pretax return on assets: -2.10% (-$1,566.3 mil)
Quarterly Pretax return on assets: 0.75% ($559.4 mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
31Total employees (full-time equivalent)
$74,584Total assets
$18,002Cash and due from depository institutions
$16,701Interest-bearing balances
$302Securities
$954Federal funds sold & reverse repurchase agreements
$47,883Net loans & leases
$1,416Loan loss allowance
$0Trading account assets
$3,757Bank premises and fixed assets
$608Other real estate owned
$155Goodwill and other intangibles
$74,584Life insurance assets
$2,923All other assets
$59,497Total liabilities and capital
$59,081Total liabilities
$50,558Total deposits
$59,081Interest-bearing deposits
$71Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$416Subordinated debt
$15,087All other liabilities
$15,087Total equity capital
$15,087Total bank equity capital
$0Perpetual preferred stock
$22,007Common stock
$3,861Surplus
$-10,781Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$2,071Income earned, not collected on loans
$0Earning assets
$262Long-term assets (5+ years)
$65,840Average Assets, year-to-date
$64Average Assets, quarterly
$78,693Volatile liabilities
$75,546Insider loans
$55,776FHLB advances
$75,859Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$13,231Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$7,002Restructured Loans and leases
$14,324Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$2,851Total interest income
$372Total interest expense
$2,479Net interest income
$1,804Provision for loan and lease losses
$2,345Total noninterest income
$2,139Fiduciary activities
$14Service charges on deposit accounts
$0Trading account gains & fees
$192Additional noninterest income
$4,681Total noninterest expense
$2,648Salaries and employee benefits
$481Premises and equipment expense
$1,552Additional noninterest expense
-$1,661Pre-tax net operating income
$6Securities gains (losses)
$0Applicable income taxes
-$1,655Income before extraordinary items
$0Extraordinary gains - net
-$1,655Net income attributable to bank
$0Net charge-offs
-$1,655Cash dividends
$1,587Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
4.06%Yield on earning assets
0.53%Cost of funding earning assets
3.53%Net interest margin
3.34%Noninterest income to earning assets
6.67%Noninterest expense to earning assets
-2.11%Net operating income to assets
-2.10%Return on assets (ROA)
-2.10%Pretax return on assets
-10.33%Return on equity (ROE)
-10.33%Retained earnings to average equity (YTD only)
3.07%Net charge-offs to loans
113.67%Credit loss provision to net charge-offs
0.09%Efficiency ratio
97,036Assets per employee
2.41%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
2.87%Loss allowance to noncurrent loans
68.37%Noncurrent assets plus other real estate owned to assets
3.59%Noncurrent loans to loans
4.20%Net loans and leases to deposits
81.05%Net loans and leases to core deposits
103.27%Equity capital to assets
20.23%Core capital (leverage) ratio
17.44%Tier 1 risk-based capital ratio
23.72%Total risk-based capital ratio
Memoranda
$25Average assets
$78,693Average earning assets
$16,016Average equity
$70,137Average loans

Total Fiduciary and Related Assets (December 31, 2011)

Dollar figures in thousands
$1Total fiduciary and related assets
1Number of Fiduciary Accounts and Related Asset Accounts
YesFiduciary powers granted
YesFiduciary or related activity
$191,125Managed Assets
1Number of Accounts
$153,950Personal trust and agency accounts
$53,885Employee benefit-defined contribution accounts
$3,223Employee benefit-defined benefit accounts
$0Other retirement accounts
$13,557Corporate trust and agency accounts
$0Investment management agency accounts
$83,285Other fiduciary accounts
$0Fiduciary accounts held in foreign offices
$0Non-managed Assets
914Number of Accounts
$0Personal trust and agency accounts
$13,557Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$37,175Other retirement accounts
$0Corporate trust and agency accounts
$0Other fiduciary accounts
$0Fiduciary accounts held in foreign offices

List of branches

2 Idaho Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type	Map
0	74682	Idaho Trust Bank	888 West Broad Street, Boise, ID 83702	August 30, 1994	Full Service Brick and Mortar
1	466276	Coeur D' Alene Branch	608 Northwest Blvd, Ste. 300, Coeur D Alene, ID 83814	August 30, 2006	Full Service Brick and Mortar

Idaho Trust Bank in Boise, Idaho (ID)
Overview, Financial Summary, Detailed Financial Reports, Branches

Idaho Trust Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Idaho Trust Bank in Boise, Idaho (ID)Overview, Financial Summary, Detailed Financial Reports, Branches

Idaho Trust Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Idaho Trust Bank in Boise, Idaho (ID)
Overview, Financial Summary, Detailed Financial Reports, Branches