Indiana Bank and Trust Company in Columbus, Indiana (IN)
Overview, Financial Summary, Detailed Financial Reports, Branches


  • Indiana Bank and Trust Company in Columbus, Indiana (IN)
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Indiana Bank and Trust Company routing number info

Indiana Bank and Trust Company - Overview

  • General
  • FDIC Certificate #: 28285
    Status: Active
    Federal Reserve ID: 832470
    Bank Holding Company (Regulatory Top Holder): Indiana Community Bancorp (RSSDID: 3059504, Location: Columbus, IN)
    Date Established: January 01, 1908
    WWW: http://www.myindianabank.com
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 20 (Domestic: 20, Interstate: Yes)
    OTS Docket #: 1299
    FDIC's unique #: 41119
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: Febuary 19, 1943
    Last Structure Change Effective Date: March 01, 2008
    Last Structure Change Process Date: March 03, 2008
    Last Data Update: March 03, 2008
    Data Source Date: April 05, 2012
  • Location
  • Address: 501 Washington Street, Columbus, IN 47201
    County: Bartholomew
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Indianapolis
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Combined Statistical Area (CSA): Indianapolis-Anderson-Columbus, IN (#294)
    Core Based Statistical Area (CBSA): Columbus, IN (#18020)
    CBSA Metro Statistical Area: Columbus, IN (#18020)
  • History of Changes
  • Name Change
  • Financial Summary
  • Total assets: $983.6 mil
    Equity capital: $101.3 mil
    Deposits held in domestic offices: $871.7 mil
    Return on assets (ROA): -0.12% (-$1.2 mil)
    Quarterly return on assets: 0.82% ($8.1 mil)
    Return on Equity (ROE): -1.18% (-$1.2 mil)
    Quarterly return on equity: 7.93% ($8.0 mil)
    Net income: -$1.2 mil
    Quarterly Net income: $2.0 mil
    Pretax return on assets: -0.33% (-$3,246.0 mil)
    Quarterly Pretax return on assets: 1.24% ($12,196.9 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 218Total employees (full-time equivalent)
  • $983,622Total assets
  • $21,238Cash and due from depository institutions
  • $278Interest-bearing balances
  • $180,695Securities
  • $19,634Federal funds sold & reverse repurchase agreements
  • $698,566Net loans & leases
  • $14,984Loan loss allowance
  • $0Trading account assets
  • $16,381Bank premises and fixed assets
  • $5,734Other real estate owned
  • $0Goodwill and other intangibles
  • $983,622Life insurance assets
  • $41,374All other assets
  • $882,342Total liabilities and capital
  • $871,668Total liabilities
  • $759,479Total deposits
  • $871,668Interest-bearing deposits
  • $73Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $10,674Subordinated debt
  • $101,280All other liabilities
  • $101,280Total equity capital
  • $101,280Total bank equity capital
  • $0Perpetual preferred stock
  • $5,975Common stock
  • $40,525Surplus
  • $54,780Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $6,464Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $34,058Income earned, not collected on loans
  • $0Earning assets
  • $3,085Long-term assets (5+ years)
  • $899,173Average Assets, year-to-date
  • $252,227Average Assets, quarterly
  • $1,015,536Volatile liabilities
  • $973,662Insider loans
  • $808,925FHLB advances
  • $966,423Loans and leases held for sale
  • $15,826Unused loan commitments
  • $10,172Tier 1 (core) risk-based capital
  • $98,291Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $5,654Total unused commitments
  • $135,993Restructured Loans and leases
  • $4,175Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $43,268Total interest income
  • $8,950Total interest expense
  • $34,318Net interest income
  • $19,509Provision for loan and lease losses
  • $9,991Total noninterest income
  • $1,202Fiduciary activities
  • $5,834Service charges on deposit accounts
  • $0Trading account gains & fees
  • $2,955Additional noninterest income
  • $30,431Total noninterest expense
  • $15,441Salaries and employee benefits
  • $3,217Premises and equipment expense
  • $11,773Additional noninterest expense
  • -$5,631Pre-tax net operating income
  • $2,292Securities gains (losses)
  • -$2,141Applicable income taxes
  • -$1,198Income before extraordinary items
  • $0Extraordinary gains - net
  • -$1,198Net income attributable to bank
  • $0Net charge-offs
  • -$1,198Cash dividends
  • $19,131Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.61%Yield on earning assets
  • 0.95%Cost of funding earning assets
  • 3.66%Net interest margin
  • 1.07%Noninterest income to earning assets
  • 3.25%Noninterest expense to earning assets
  • -0.26%Net operating income to assets
  • -0.12%Return on assets (ROA)
  • -0.33%Pretax return on assets
  • -1.18%Return on equity (ROE)
  • -1.18%Retained earnings to average equity (YTD only)
  • 2.61%Net charge-offs to loans
  • 101.98%Credit loss provision to net charge-offs
  • 0.73%Efficiency ratio
  • 68,679Assets per employee
  • 4.51%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 2.10%Loss allowance to noncurrent loans
  • 44.00%Noncurrent assets plus other real estate owned to assets
  • 4.05%Noncurrent loans to loans
  • 4.77%Net loans and leases to deposits
  • 80.14%Net loans and leases to core deposits
  • 81.64%Equity capital to assets
  • 10.30%Core capital (leverage) ratio
  • 10.17%Tier 1 risk-based capital ratio
  • 12.15%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $1,015,536Average earning assets
  • $101,580Average equity
  • $937,636Average loans

Total Fiduciary and Related Assets (December 31, 2011)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $281,859Managed Assets
  • 1Number of Accounts
  • $279,106Personal trust and agency accounts
  • $39,549Employee benefit-defined contribution accounts
  • $5,983Employee benefit-defined benefit accounts
  • $4,094Other retirement accounts
  • $59,515Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $169,965Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 681Number of Accounts
  • $0Personal trust and agency accounts
  • $59,515Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $2,753Other retirement accounts
  • $0Corporate trust and agency accounts
  • $0Other fiduciary accounts
  • $1,873Fiduciary accounts held in foreign offices

List of branches

  • 19 Indiana Branches as of April 05, 2012
    • NoIDNameAddressEstablishedService TypeMap
    041119Indiana Bank And Trust Company501 Washington Street, Columbus, IN 47201January 01, 1908Full Service Brick and Mortar
    1266476West Second Street Branch222 West Second Street, Seymour, IN 47274January 01, 1908Full Service Brick and Mortar
    2266477Hope Branch8475 N St Rd 9, Ste 4, Hope, IN 47246January 01, 1908Full Service Brick and Mortar
    32664782879 North Us 31 Branch2879 North Us 31, Austin, IN 47102January 01, 1908Full Service Brick and Mortar
    42664793805- 25th Street Branch3805- 25th Street, Columbus, IN 47203January 01, 1908Full Service Brick and Mortar
    101266481South Buckeye Street Branch820 S. Buckeye Street, Osgood, IN 47037January 01, 1908Full Service Brick and Mortar
    1022664821117 E Tipton St Branch1117 E. Tipton Street, Seymour, IN 47274January 01, 1908Full Service Brick and Mortar
    10341805114 State Road 46e Branch144 State Road 46e, Batesville, IN 47006January 01, 1889Full Service Brick and Mortar
    105266483201 Clifty Creek Dr. Branch201 Clifty Drive, Madison, IN 47250June 30, 1985Full Service Brick and Mortar
    1072793551420 N State Street Branch1420 North State Street, North Vernon, IN 47265January 01, 1891Full Service Brick and Mortar
    1082793561208 South Jackson St Branch1208 South Jackson Street, Salem, IN 47167January 01, 1891Full Service Brick and Mortar
    10944165101 North Main Branch101 North Main, Brownstown, IN 47220January 01, 1927Full Service Brick and Mortar
    1102793572751 Brentwood Dr. Branch2751 Brentwood Drive, Columbus, IN 47202January 01, 1891Full Service Brick and Mortar
    112266484Columbus Branch4330 West Jonathon Moore Pike, Columbus, IN 47201January 19, 1995Full Service Brick and Mortar
    114266486Greensburg Branch1801 Greensburg Crossing, Greensburg, IN 47240June 02, 1997Full Service Brick and Mortar
    115364250Washington Branch1020 Washington Street, Columbus, IN 47201December 04, 2000Full Service Brick and Mortar
    116430599Indianapolis - Emerson Branch8740 S Emerson Ave, Indianapolis, IN 46237December 01, 2003Full Service Brick and Mortar
    117442246Indianapolis-Southport Branch1510 W Southport Road, Indianapolis, IN 46217January 03, 2005Full Service Brick and Mortar
    118465230Taylor Road Branch1901 Taylor Road, Columbus, IN 47203May 15, 2007Full Service Brick and Mortar

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