MainSource Bank in Greensburg, Indiana (IN), IL, OH, KY
Overview, Financial Summary, Detailed Financial Reports, Branches


  • MainSource Bank in Greensburg, Indiana (IN), IL, OH, KY
  • Show street view No street view available for this location
MainSource Bank routing number info

MainSource Bank - Overview

  • General
  • FDIC Certificate #: 5766
    Status: Active
    Federal Reserve ID: 623445
    Bank Holding Company (Regulatory Top Holder): Mainsource Financial Group, Inc. (RSSDID: 1209109, Location: Greensburg, IN)
    Date Established: January 01, 1904
    WWW: http://www.mainsourcebank.com
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 86 (Domestic: 86, Interstate: Yes)
    FDIC's unique #: 3933
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: All Other Specialization > 1 Billion
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: December 05, 2009
    Last Structure Change Process Date: December 09, 2009
    Last Data Update: December 09, 2009
    Data Source Date: April 05, 2012
  • Location
  • Address: 201 North Broadway, Greensburg, IN 47240
    County: Decatur
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Indianapolis
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Core Based Statistical Area (CBSA): Greensburg, IN (#24700)
    CBSA Micro Statistical Area: Yes
  • History of Changes
  • Participated in Absorption/Consolidation/Merger
  • Financial Summary
  • Total assets: $2,729.1 mil
    Equity capital: $370.6 mil
    Deposits held in domestic offices: $2,167.0 mil
    Return on assets (ROA): 1.07% ($29.2 mil)
    Quarterly return on assets: 1.11% ($30.3 mil)
    Return on Equity (ROE): 8.41% ($31.2 mil)
    Quarterly return on equity: 8.26% ($30.6 mil)
    Net income: $29.6 mil
    Quarterly Net income: $7.6 mil
    Pretax return on assets: 1.31% ($35,750.6 mil)
    Quarterly Pretax return on assets: 1.32% ($36,023.5 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 642Total employees (full-time equivalent)
  • $2,729,051Total assets
  • $93,889Cash and due from depository institutions
  • $34,074Interest-bearing balances
  • $875,190Securities
  • $16,303Federal funds sold & reverse repurchase agreements
  • $1,511,102Net loans & leases
  • $39,889Loan loss allowance
  • $0Trading account assets
  • $46,121Bank premises and fixed assets
  • $15,456Other real estate owned
  • $74,494Goodwill and other intangibles
  • $2,729,051Life insurance assets
  • $96,496All other assets
  • $2,358,419Total liabilities and capital
  • $2,166,990Total liabilities
  • $1,825,494Total deposits
  • $2,166,990Interest-bearing deposits
  • $65Deposits held in domestic offices
  • 25789.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $151,426Trading liabilities
  • $0Other borrowed funds
  • $14,214Subordinated debt
  • $370,632All other liabilities
  • $370,632Total equity capital
  • $370,632Total bank equity capital
  • $0Perpetual preferred stock
  • $16,547Common stock
  • $281,765Surplus
  • $72,320Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $16,509Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $44,795Income earned, not collected on loans
  • $26Earning assets
  • $11,218Long-term assets (5+ years)
  • $2,436,669Average Assets, year-to-date
  • $1,386,189Average Assets, quarterly
  • $2,751,946Volatile liabilities
  • $2,729,818Insider loans
  • $1,650,522FHLB advances
  • $2,691,878Loans and leases held for sale
  • $48,205Unused loan commitments
  • $29,683Tier 1 (core) risk-based capital
  • $278,192Tier 2 risk-based capital
  • $18,522Total risk weighted assets
  • $0Total unused commitments
  • $355,435Restructured Loans and leases
  • $3,886Derivatives
  • $10Total assets and liabilities in foreign offices

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $121,608Total interest income
  • $20,027Total interest expense
  • $101,581Net interest income
  • $17,800Provision for loan and lease losses
  • $32,711Total noninterest income
  • $892Fiduciary activities
  • $18,384Service charges on deposit accounts
  • $0Trading account gains & fees
  • $13,435Additional noninterest income
  • $91,694Total noninterest expense
  • $38,166Salaries and employee benefits
  • $8,817Premises and equipment expense
  • $44,711Additional noninterest expense
  • $24,798Pre-tax net operating income
  • $11,357Securities gains (losses)
  • $6,600Applicable income taxes
  • $29,555Income before extraordinary items
  • $0Extraordinary gains - net
  • $29,555Net income attributable to bank
  • $0Net charge-offs
  • $29,555Cash dividends
  • $20,516Sale, conversion, retirement of capital stock, net
  • $2,500Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.95%Yield on earning assets
  • 0.81%Cost of funding earning assets
  • 4.13%Net interest margin
  • 1.33%Noninterest income to earning assets
  • 3.73%Noninterest expense to earning assets
  • 0.74%Net operating income to assets
  • 1.07%Return on assets (ROA)
  • 1.31%Pretax return on assets
  • 8.41%Return on equity (ROE)
  • 7.70%Retained earnings to average equity (YTD only)
  • 1.27%Net charge-offs to loans
  • 86.76%Credit loss provision to net charge-offs
  • 2.08%Efficiency ratio
  • 66,836Assets per employee
  • 4.25%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 8.46%Loss allowance to loans
  • 2.57%Loss allowance to noncurrent loans
  • 89.05%Noncurrent assets plus other real estate owned to assets
  • 2.21%Noncurrent loans to loans
  • 2.89%Net loans and leases to deposits
  • 69.73%Net loans and leases to core deposits
  • 71.94%Equity capital to assets
  • 13.58%Core capital (leverage) ratio
  • 10.33%Tier 1 risk-based capital ratio
  • 16.85%Total risk-based capital ratio
  • Memoranda
  • $18Average assets
  • $2,751,946Average earning assets
  • $351,315Average equity
  • $2,458,136Average loans

Total Fiduciary and Related Assets (December 31, 2011)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $229,010Managed Assets
  • 1Number of Accounts
  • $130,078Personal trust and agency accounts
  • $49,887Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $2,576Other retirement accounts
  • $55Corporate trust and agency accounts
  • $54,591Investment management agency accounts
  • $1,158Other fiduciary accounts
  • $21,810Fiduciary accounts held in foreign offices
  • $1Non-managed Assets
  • 885Number of Accounts
  • $0Personal trust and agency accounts
  • $55Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $98,932Other retirement accounts
  • $22,395Corporate trust and agency accounts
  • $1,287Other fiduciary accounts
  • $10,047Fiduciary accounts held in foreign offices

List of branches

  • 7 Illinois Branches as of April 05, 2012
    • NoIDNameAddressEstablishedService TypeMap
    10012515Mainsource Bank Of Illinois Branch2000 West Court Street, Kankakee, IL 60901November 13, 1962Full Service Brick and Mortar
    101282591Watseka Branch216 South Fourth Street, Watseka, IL 60970November 28, 1956Full Service Brick and Mortar
    104245935Bourbonnais Branch421 Brown Boulevard, Bourbonnais, IL 60914October 06, 1997Full Service Brick and Mortar
    105237974Grant Park Branch101 North Hilgert Drive, Grant Park, IL 60940November 01, 1994Full Service Brick and Mortar
    1067694State Street Branch108 East State Street, Potomac, IL 61865June 01, 1903Full Service Brick and Mortar
    107278284East Main Street Branch323 East Main Street, Hoopeston, IL 60942January 01, 1925Full Service Brick and Mortar
    108201725Auto Facility201 East Penn Street, Hoopeston, IL 60942April 05, 1973Limited Service Facility
  • 70 Indiana Branches as of April 05, 2012
    • NoIDNameAddressEstablishedService TypeMap
    03933Mainsource Bank201 North Broadway, Greensburg, IN 47240January 01, 1904Full Service Brick and Mortar
    5208124Batesville Branch1150 State Road 229 North, Batesville, IN 47006June 16, 1984Full Service Brick and Mortar
    6208125St. Leon BranchIntersection Of State Roads 1 And 46, St. Leon, IN 47060April 28, 1989Full Service Brick and Mortar
    75121Versailles Branch1012 U.S. Highway 421, Versailles, IN 47042January 01, 1891Full Service Brick and Mortar
    112914Vevay BranchPike And Ferry Streets, Vevay, IN 47043March 17, 1864Full Service Brick and Mortar
    132883Rushville Branch202 North Main Street, Rushville, IN 46173March 09, 1857Full Service Brick and Mortar
    16203526Centerville Branch101 East Main Street, Centerville, IN 47330October 12, 1970Full Service Brick and Mortar
    17234546Hagerstown Branch102 West Main Street, Hagerstown, IN 47346July 09, 1938Full Service Brick and Mortar
    18234547Fountain City BranchMain Street (U.S. Highway 27), Fountain City, IN 47341December 19, 1953Full Service Brick and Mortar
    19208119Foster Heights Branch157 West Foster Heights Road, Rushville, IN 46173January 31, 1995Full Service Retail
    21208121Connersville Branch206 W 30th Street, Connersville, IN 47331September 12, 1996Full Service Brick and Mortar
    22208122Hanover Branch136 Thornton Road, Hanover, IN 47243March 03, 1997Full Service Brick and Mortar
    249855Cambridge City Branch200 West Main Street, Cambridge City, IN 47327December 06, 1937Full Service Brick and Mortar
    252872Broad Street1338 Broad Street, New Castle, IN 47362October 30, 1933Full Service Brick and Mortar
    26203495Memorial Drive600 South Memorial Drive, New Castle, IN 47362June 01, 1967Full Service Brick and Mortar
    272856Knightstown Branch120 East Main Street, Knightstown, IN 46148March 09, 1865Full Service Brick and Mortar
    28228012Lynn Branch201 South Main Street, Lynn, IN 47355October 03, 1988Full Service Brick and Mortar
    296454Brookville BranchState Road 101 And Reservoir Hill Road, Brookville, IN 47012Febuary 17, 1883Full Service Brick and Mortar
    30221815East Main Street Branch120 East Main Street, Portland, IN 47371May 22, 1963Limited Service Facility
    311213Redkey BranchMeridian And North Union Streets, Redkey, IN 47373January 01, 1923Full Service Brick and Mortar
    32221816Portland North Branch1611 North Meridian Street, Portland, IN 47371July 12, 1982Full Service Brick and Mortar
    335128Portland Branch112 North Meridian Street, Portland, IN 47371January 01, 1904Full Service Brick and Mortar
    34217865Drive-In Branch122 West Washington Street, Greensburg, IN 47240Febuary 02, 1961Limited Service Facility
    35217866Plaza Branch304 East Tenth Street, Greensburg, IN 47240October 26, 1964Full Service Brick and Mortar
    36217867Westport Branch102 Underwood Drive, Westport, IN 47283Febuary 15, 1956Full Service Brick and Mortar
    38262362Alexandria Branch202 North Harrison Street, Alexandria, IN 46001January 01, 1889Full Service Brick and Mortar
    39262363Colonial Branch707 State Road 109, Anderson, IN 46012January 01, 1889Full Service Brick and Mortar
    40262365Fortville Branch325 South Main Street, Fortville, IN 46040January 01, 1889Full Service Brick and Mortar
    4145447Frankton Branch204 Sigler Street, Frankton, IN 46044September 30, 1988Full Service Brick and Mortar
    42221818Southtown Branch4304 S. Scatterfield Road, Anderson, IN 46012April 23, 1999Full Service Brick and Mortar
    4642430Bargersville Branch136 East Harriman, Bargersville, IN 46106January 01, 1913Full Service Brick and Mortar
    48275754Trafalgar Branch11 Trafalgar Square, Trafalgar, IN 46181November 06, 1992Full Service Brick and Mortar
    49275755White River Branch298 North State Road 135, Greenwood, IN 46142Febuary 07, 1994Full Service Brick and Mortar
    51275757Banta Street Branch597 Banta Street, Franklin, IN 46131October 31, 1996Full Service Brick and Mortar
    52275758North Vernon Branch521 North State Street, North Vernon, IN 47265September 01, 1998Full Service Brick and Mortar
    54340743Whiteland Branch989 North U.S. 31, Ste. #1300, Whiteland, IN 46184July 28, 1999Full Service Brick and Mortar
    55340829Edinburgh Branch3880 West Presidential Way, Edinburgh, IN 46124January 17, 2000Full Service Brick and Mortar
    5742498New Albany Regional Bank Branch100 East Spring Street, New Albany, IN 47150January 01, 1902Full Service Brick and Mortar
    58276701302 Grantline Center Branch302 Grantline Center, New Albany, IN 47150January 01, 1902Full Service Brick and Mortar
    59276704Allison Lane Branch1802 Allison Lane, Jeffersonville, IN 47130June 30, 1996Full Service Brick and Mortar
    60230861Georgetown Branch77oo State Road 64, Georgetown, IN 47122March 27, 1961Full Service Brick and Mortar
    61217869Galena-Floyds Knobs Branch6671 Highway 150, Floyds Knobs, IN 47119March 01, 1971Full Service Brick and Mortar
    62255543Charlestown Branch1111 Market Street, Charlestown, IN 47111June 04, 1982Full Service Brick and Mortar
    632900Madison B&T Branch213-215 East Main Street, Madison, IN 47250January 01, 1833Full Service Brick and Mortar
    65229204Hilltop Branch1315 Clifty Drive, Madison, IN 47250Febuary 26, 1964Full Service Brick and Mortar
    66229205Jefferson Street Branch417 Jefferson Street, Madison, IN 47250September 18, 1961Limited Service Facility
    67229206North Madison Branch501 Clifty Drive, Madison, IN 47250May 15, 1967Full Service Brick and Mortar
    688300Rising Sun BranchMain And Walnut Streets, Rising Sun, IN 47040January 02, 1900Full Service Brick and Mortar
    698302Peoples Trust Linton Branch2253 State Road 54 East, Linton, IN 47441Febuary 04, 1920Full Service Brick and Mortar
    70229159Jasonville Branch201 West Main Street, Jasonville, IN 47438Febuary 20, 1937Full Service Brick and Mortar
    71229162Downtown Branch58 First Street Southeast, Linton, IN 47441September 06, 1966Limited Service Facility
    72229164Bloomfield Branch87 East Spring Street, Bloomfield, IN 47424October 12, 1982Full Service Brick and Mortar
    73466029Mainsource Bank Hobart Branch555 East Third Street, Hobart, IN 46342May 04, 2007Full Service Brick and Mortar
    742724445959 Route 6 Branch5959 Route 6, Portage, IN 46368July 01, 1934Full Service Brick and Mortar
    75272445Griffith Branch926 N. Broad Street, Griffith, IN 46319March 01, 1991Full Service Brick and Mortar
    77433252Broadway-Crown Point Branch11330 Broadway, Crown Point, IN 46307November 01, 2004Full Service Brick and Mortar
    808288East Enterprise Branch2114 State Road 56, East Enterprise, IN 47019August 01, 1909Full Service Brick and Mortar
    819842Liberty Branch310 North Main Street, Liberty, IN 47353July 01, 1895Full Service Brick and Mortar
    8343039Mainsource Crawfordsville Branch221 E Main Street, Crawfordsville, IN 47933January 01, 1913Full Service Brick and Mortar
    8442635Williamsport Branch120 North Monroe Street, Williamsport, IN 47993January 01, 1886Full Service Brick and Mortar
    85278034Covington Branch417 E. Liberty Street, Covington, IN 47932March 01, 1992Full Service Brick and Mortar
    87446126Crawfordsville Branch1688 Crawfordsville Square Drive, Crawfordsville, IN 47933April 02, 2001Full Service Brick and Mortar
    90224384Marengo Branch165 East State Road 64, Marengo, IN 47140October 22, 1999Full Service Brick and Mortar
    91364447Jeffersonville Branch1711 East Tenth Street, Jeffersonville, IN 47130January 02, 2002Full Service Brick and Mortar
    92424173New Albany Branch3801 Charlestown Road, New Albany, IN 47150December 15, 2003Full Service Brick and Mortar
    95442009Clarksville Branch1305 Veterans Parkway, Clarksville, IN 47129December 13, 2004Full Service Brick and Mortar
    99493874Shelbyville Branch2507 Progress Parkway, Shelbyville, IN 46176September 08, 2008Full Service Brick and Mortar
    1028863Goodland Branch222 S. Newton, Goodland, IN 47948July 24, 1931Full Service Brick and Mortar
    103231155327 South Newton Branch327 South Newton Street, Goodland, IN 47948May 31, 1996Limited Service Loan Production
    115510151Columbus In Branch529 Washington Street, Columbus, IN 47201June 24, 2010Full Service Brick and Mortar
  • 4 Kentucky Branches as of April 05, 2012
    • NoIDNameAddressEstablishedService TypeMap
    9344117Harrodsburg Branch104 S Chiles St, Harrodsburg, KY 40330October 27, 1961Full Service Brick and Mortar
    94284060Lawrenceburg Branch1015 Crossroad Drive, Lawrenceburg, KY 40342Febuary 14, 2000Full Service Brick and Mortar
    97431771East Frankfort Branch194 Versailles Road, Frankfort, KY 40604September 02, 2004Full Service Brick and Mortar
    98467268Frankton Main Branch201 Limestone Drive, Frankfort, KY 40601April 26, 2007Full Service Brick and Mortar
  • 5 Ohio Branches as of April 05, 2012
    • NoIDNameAddressEstablishedService TypeMap
    11040982Mainsource Bank - Ohio Branch635 South Market Street, Troy, OH 45373January 01, 1890Full Service Brick and Mortar
    1112652241590 West Main Street Branch1580 West Main Street, Troy, OH 45373January 01, 1890Full Service Brick and Mortar
    112265225Northside Branch927 North Market Street, Troy, OH 45373January 01, 1890Full Service Brick and Mortar
    113265226Piqua Branch126 West High Street, Piqua, OH 45356June 16, 1997Full Service Brick and Mortar
    114454565Clayton Office Branch8265 North Main Street, Dayton, OH 45415June 17, 2006Full Service Brick and Mortar

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with MainSource Bank.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents