International Bank in city_name, state_name - Detailed Financial Reports, Location

International Bank in Raton, New Mexico (NM), CO
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International Bank routing number info

International Bank - Overview

General
FDIC Certificate #: 11492
Status: Active
Federal Reserve ID: 209858
Bank Holding Company (Regulatory Top Holder): Raton Capital Corporation (RSSDID: 2003108, Location: Raton, NM)
Date Established: April 09, 1918
WWW: http://www.classicbanking.com
Trust Powers Granted: Yes
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 6 (Domestic: 6, Interstate: Yes)
OTS Docket #: 13081
FDIC's unique #: 7347
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: No
Asset Concentration Hierarchy: Commercial Lending Specialization
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: May 29, 2009
Last Structure Change Process Date: June 26, 2009
Last Data Update: June 26, 2009
Data Source Date: April 05, 2012
Location
Address: 200 South 2nd Street, Raton, NM 87740
County: Colfax
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Albuquerque
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
History of Changes
Office Purchased
Financial Summary
Total assets: $308.8 mil
Equity capital: $34.3 mil
Deposits held in domestic offices: $259.0 mil
Return on assets (ROA): 0.63% ($1.9 mil)
Quarterly return on assets: 0.87% ($2.7 mil)
Return on Equity (ROE): 6.03% ($2.1 mil)
Quarterly return on equity: 7.93% ($2.7 mil)
Net income: $2.0 mil
Quarterly Net income: $0.7 mil
Pretax return on assets: 0.96% ($2,964.9 mil)
Quarterly Pretax return on assets: 1.34% ($4,138.5 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
85Total employees (full-time equivalent)
$308,846Total assets
$14,420Cash and due from depository institutions
$6,763Interest-bearing balances
$56,831Securities
$15,500Federal funds sold & reverse repurchase agreements
$201,473Net loans & leases
$4,177Loan loss allowance
$0Trading account assets
$7,490Bank premises and fixed assets
$7,625Other real estate owned
$0Goodwill and other intangibles
$308,846Life insurance assets
$5,507All other assets
$274,560Total liabilities and capital
$259,026Total liabilities
$206,839Total deposits
$259,026Interest-bearing deposits
$76Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$15,000Trading liabilities
$0Other borrowed funds
$534Subordinated debt
$34,286All other liabilities
$34,286Total equity capital
$34,286Total bank equity capital
$0Perpetual preferred stock
$1,365Common stock
$9,267Surplus
$23,654Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$12,194Income earned, not collected on loans
$642Earning assets
$2,296Long-term assets (5+ years)
$280,567Average Assets, year-to-date
$33,589Average Assets, quarterly
$315,635Volatile liabilities
$311,313Insider loans
$218,736FHLB advances
$309,405Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$33,278Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$11,867Restructured Loans and leases
$2,933Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$17,553Total interest income
$2,323Total interest expense
$15,230Net interest income
$4,188Provision for loan and lease losses
$1,887Total noninterest income
$0Fiduciary activities
$907Service charges on deposit accounts
$0Trading account gains & fees
$980Additional noninterest income
$9,896Total noninterest expense
$5,164Salaries and employee benefits
$999Premises and equipment expense
$3,733Additional noninterest expense
$3,033Pre-tax net operating income
$0Securities gains (losses)
$1,033Applicable income taxes
$2,000Income before extraordinary items
$0Extraordinary gains - net
$2,000Net income attributable to bank
$0Net charge-offs
$2,000Cash dividends
$3,905Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
6.10%Yield on earning assets
0.81%Cost of funding earning assets
5.29%Net interest margin
0.66%Noninterest income to earning assets
3.44%Noninterest expense to earning assets
0.63%Net operating income to assets
0.63%Return on assets (ROA)
0.96%Pretax return on assets
6.03%Return on equity (ROE)
6.03%Retained earnings to average equity (YTD only)
1.73%Net charge-offs to loans
107.25%Credit loss provision to net charge-offs
1.85%Efficiency ratio
57,814Assets per employee
3.63%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
2.03%Loss allowance to noncurrent loans
34.25%Noncurrent assets plus other real estate owned to assets
6.42%Noncurrent loans to loans
5.93%Net loans and leases to deposits
77.78%Net loans and leases to core deposits
83.06%Equity capital to assets
11.10%Core capital (leverage) ratio
10.76%Tier 1 risk-based capital ratio
15.21%Total risk-based capital ratio
Memoranda
$16Average assets
$315,635Average earning assets
$33,157Average equity
$287,929Average loans

List of branches

2 Colorado Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type	Map
4	490156	Southlands Branch	24450 East Smoky Hill Road, Aurora, CO 80016	April 23, 2009	Full Service Brick and Mortar
6	491624	North Convent Branch	320 North Convent St, Trinidad, CO 81082	May 29, 2009	Full Service Brick and Mortar

4 New Mexico Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	7347	International Bank	200 South 2nd Street, Raton, NM 87740	April 09, 1918	Full Service Brick and Mortar
1	224694	Cimarron Branch	Highway 64, Cimarron, NM 87714	April 01, 1963	Full Service Brick and Mortar
2	224695	Angel Fire Branch	#9 North Angel Fire Road, Angel Fire, NM 87710	October 30, 1978	Full Service Brick and Mortar
3	224696	Springer Branch	419 Maxwell Avenue, Springer, NM 87747	March 01, 1999	Full Service Brick and Mortar

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Jan 12, 2024 @ 3:03 am

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International Bank in Raton, New Mexico (NM), CO
Overview, Financial Summary, Detailed Financial Reports, Branches

International Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

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International Bank in Raton, New Mexico (NM), COOverview, Financial Summary, Detailed Financial Reports, Branches

International Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

International Bank in Raton, New Mexico (NM), CO
Overview, Financial Summary, Detailed Financial Reports, Branches