Jacksonville Savings Bank in Jacksonville, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

Jacksonville Savings Bank - Overview

  • General
  • FDIC Certificate #: 28211
    Status: Active
    Federal Reserve ID: 687474
    Date Established: January 01, 1917
    WWW: http://www.jacksonvillesavings.com
    Trust Powers Granted: Yes
    Bank Charter Class: Savings banks, state charter, supervised by the FDIC
    Offices: 7 (Domestic: 7, Interstate: No)
    OTS Docket #: 1146
    FDIC's unique #: 41045
    Numeric code: 41
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    FDIC Insured: Yes
    Insured Savings Institution: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: All Other Specialization < 1 Billion
    Date of Deposit Insurance: October 04, 1945
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 1211 West Morton Avenue, Jacksonville, IL 62650
    County: Morgan
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Springfield Il
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Core Based Statistical Area (CBSA): Jacksonville, IL (#27300)
    CBSA Micro Statistical Area: Yes
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $307.2 mil
    Equity capital: $36.5 mil
    Deposits held in domestic offices: $259.3 mil
    Return on assets (ROA): 1.12% ($3.4 mil)
    Quarterly return on assets: 1.05% ($3.2 mil)
    Return on Equity (ROE): 10.17% ($3.8 mil)
    Quarterly return on equity: 8.91% ($3.3 mil)
    Net income: $3.4 mil
    Quarterly Net income: $0.8 mil
    Pretax return on assets: 1.57% ($4,823.2 mil)
    Quarterly Pretax return on assets: 1.45% ($4,454.5 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 104Total employees (full-time equivalent)
  • $307,210Total assets
  • $8,863Cash and due from depository institutions
  • $6,058Interest-bearing balances
  • $102,692Securities
  • $5,000Federal funds sold & reverse repurchase agreements
  • $171,312Net loans & leases
  • $3,297Loan loss allowance
  • $0Trading account assets
  • $5,533Bank premises and fixed assets
  • $435Other real estate owned
  • $3,425Goodwill and other intangibles
  • $307,210Life insurance assets
  • $9,950All other assets
  • $270,662Total liabilities and capital
  • $259,315Total liabilities
  • $236,431Total deposits
  • $259,315Interest-bearing deposits
  • $91Deposits held in domestic offices
  • 6518.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $361Trading liabilities
  • $0Other borrowed funds
  • $4,468Subordinated debt
  • $36,548All other liabilities
  • $36,548Total equity capital
  • $36,548Total bank equity capital
  • $0Perpetual preferred stock
  • $1,909Common stock
  • $9,090Surplus
  • $25,549Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $447Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $2,400Income earned, not collected on loans
  • $0Earning assets
  • $2,071Long-term assets (5+ years)
  • $285,062Average Assets, year-to-date
  • $132,545Average Assets, quarterly
  • $305,539Volatile liabilities
  • $306,854Insider loans
  • $201,905FHLB advances
  • $300,800Loans and leases held for sale
  • $4,403Unused loan commitments
  • $2,687Tier 1 (core) risk-based capital
  • $31,134Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $1,716Total unused commitments
  • $40,879Restructured Loans and leases
  • $3,246Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $13,867Total interest income
  • $2,906Total interest expense
  • $10,961Net interest income
  • $625Provision for loan and lease losses
  • $3,679Total noninterest income
  • $237Fiduciary activities
  • $921Service charges on deposit accounts
  • $0Trading account gains & fees
  • $2,521Additional noninterest income
  • $9,515Total noninterest expense
  • $6,178Salaries and employee benefits
  • $1,010Premises and equipment expense
  • $2,327Additional noninterest expense
  • $4,500Pre-tax net operating income
  • $282Securities gains (losses)
  • $1,355Applicable income taxes
  • $3,427Income before extraordinary items
  • $0Extraordinary gains - net
  • $3,427Net income attributable to bank
  • $0Net charge-offs
  • $3,427Cash dividends
  • $292Sale, conversion, retirement of capital stock, net
  • $300Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.90%Yield on earning assets
  • 1.03%Cost of funding earning assets
  • 3.88%Net interest margin
  • 1.30%Noninterest income to earning assets
  • 3.36%Noninterest expense to earning assets
  • 1.06%Net operating income to assets
  • 1.12%Return on assets (ROA)
  • 1.57%Pretax return on assets
  • 10.17%Return on equity (ROE)
  • 9.28%Retained earnings to average equity (YTD only)
  • 0.16%Net charge-offs to loans
  • 214.04%Credit loss provision to net charge-offs
  • 17.55%Efficiency ratio
  • 64,993Assets per employee
  • 2.95%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 8.75%Loss allowance to loans
  • 1.89%Loss allowance to noncurrent loans
  • 137.38%Noncurrent assets plus other real estate owned to assets
  • 0.92%Noncurrent loans to loans
  • 1.37%Net loans and leases to deposits
  • 66.06%Net loans and leases to core deposits
  • 70.24%Equity capital to assets
  • 11.90%Core capital (leverage) ratio
  • 10.35%Tier 1 risk-based capital ratio
  • 15.42%Total risk-based capital ratio
  • Memoranda
  • $17Average assets
  • $305,539Average earning assets
  • $33,694Average equity
  • $282,790Average loans

Total Fiduciary and Related Assets (December 31, 2011)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $70,908Managed Assets
  • 1Number of Accounts
  • $54,322Personal trust and agency accounts
  • $25,153Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $230Corporate trust and agency accounts
  • $93Investment management agency accounts
  • $28,846Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 96Number of Accounts
  • $0Personal trust and agency accounts
  • $230Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $16,586Other retirement accounts
  • $5,193Corporate trust and agency accounts
  • $8,152Other fiduciary accounts
  • $3,135Fiduciary accounts held in foreign offices

List of branches

  • 7 Illinois Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    041045Jacksonville Savings Bank1211 West Morton Avenue, Jacksonville, IL 62650January 01, 1917Full Service Brick and Mortar
    100265556100 No Dye St Branch100 North Dye Street, Virden, IL 62690June 30, 1987Full Service Brick and Mortar
    103265559South Main Branch903 South Main Street, Jacksonville, IL 62650May 01, 1989Limited Service Facility
    104265560West State St Drive-Up Branch225 West State Street, Jacksonville, IL 62650October 09, 1992Limited Service Facility
    10544506501 North State Street Branch501 North State Street, Litchfield, IL 62056January 01, 1889Full Service Brick and Mortar
    1068989Chapin Branch510 Superior Street, Chapin, IL 62628July 08, 1892Full Service Brick and Mortar
    107231410Concord FacilityState And Morgan, Concord, IL 62631August 30, 1982Limited Service Facility

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