Jeff Davis Bank & Trust Company in Jennings, Louisiana (LA)
Overview, Financial Summary, Detailed Financial Reports, Branches

Jeff Davis Bank & Trust Company - Overview

  • General
  • FDIC Certificate #: 16546
    Status: Active
    Federal Reserve ID: 980531
    Bank Holding Company (Regulatory Top Holder): Jeff Davis Bancshares, Inc. (RSSDID: 1833997, Location: Jennings, LA)
    Date Established: March 12, 1947
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 14 (Domestic: 14, Interstate: No)
    FDIC's unique #: 10698
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: All Other Specialization < 1 Billion
    Date of Deposit Insurance: March 12, 1947
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 507 Main Street, Jennings, LA 70546
    County: Jefferson Davis
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Baton Rouge
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Western
    Combined Statistical Area (CSA): Lake Charles-Jennings, LA (#324)
    Core Based Statistical Area (CBSA): Jennings, LA (#27660)
    CBSA Micro Statistical Area: Yes
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $547.5 mil
    Equity capital: $63.8 mil
    Deposits held in domestic offices: $475.6 mil
    Return on assets (ROA): 1.23% ($6.7 mil)
    Quarterly return on assets: 1.33% ($7.3 mil)
    Return on Equity (ROE): 10.81% ($6.9 mil)
    Quarterly return on equity: 11.42% ($7.3 mil)
    Net income: $6.6 mil
    Quarterly Net income: $1.8 mil
    Pretax return on assets: 1.53% ($8,376.3 mil)
    Quarterly Pretax return on assets: 1.66% ($9,088.0 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 203Total employees (full-time equivalent)
  • $547,469Total assets
  • $47,702Cash and due from depository institutions
  • $31,850Interest-bearing balances
  • $186,040Securities
  • $100Federal funds sold & reverse repurchase agreements
  • $273,472Net loans & leases
  • $4,440Loan loss allowance
  • $0Trading account assets
  • $15,437Bank premises and fixed assets
  • $166Other real estate owned
  • $1,696Goodwill and other intangibles
  • $547,469Life insurance assets
  • $22,856All other assets
  • $483,660Total liabilities and capital
  • $475,600Total liabilities
  • $374,428Total deposits
  • $475,600Interest-bearing deposits
  • $90Deposits held in domestic offices
  • 2923.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $5,137Subordinated debt
  • $63,809All other liabilities
  • $63,809Total equity capital
  • $63,809Total bank equity capital
  • $0Perpetual preferred stock
  • $9,600Common stock
  • $22,400Surplus
  • $31,809Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $2,556Income earned, not collected on loans
  • $0Earning assets
  • $2,931Long-term assets (5+ years)
  • $491,462Average Assets, year-to-date
  • $144,287Average Assets, quarterly
  • $537,834Volatile liabilities
  • $544,239Insider loans
  • $305,753FHLB advances
  • $526,932Loans and leases held for sale
  • $7,853Unused loan commitments
  • $3,341Tier 1 (core) risk-based capital
  • $56,558Tier 2 risk-based capital
  • $3,460Total risk weighted assets
  • $1,052Total unused commitments
  • $42,136Restructured Loans and leases
  • $11,872Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $23,677Total interest income
  • $3,436Total interest expense
  • $20,241Net interest income
  • $450Provision for loan and lease losses
  • $6,968Total noninterest income
  • $761Fiduciary activities
  • $3,908Service charges on deposit accounts
  • $0Trading account gains & fees
  • $2,299Additional noninterest income
  • $18,574Total noninterest expense
  • $9,204Salaries and employee benefits
  • $3,433Premises and equipment expense
  • $5,937Additional noninterest expense
  • $8,185Pre-tax net operating income
  • $55Securities gains (losses)
  • $1,636Applicable income taxes
  • $6,604Income before extraordinary items
  • $0Extraordinary gains - net
  • $6,604Net income attributable to bank
  • $0Net charge-offs
  • $6,604Cash dividends
  • $338Sale, conversion, retirement of capital stock, net
  • $4,400Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.91%Yield on earning assets
  • 0.71%Cost of funding earning assets
  • 4.20%Net interest margin
  • 1.45%Noninterest income to earning assets
  • 3.85%Noninterest expense to earning assets
  • 1.22%Net operating income to assets
  • 1.23%Return on assets (ROA)
  • 1.53%Pretax return on assets
  • 10.81%Return on equity (ROE)
  • 3.61%Retained earnings to average equity (YTD only)
  • 0.12%Net charge-offs to loans
  • 133.14%Credit loss provision to net charge-offs
  • 25.55%Efficiency ratio
  • 68,264Assets per employee
  • 2.70%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 66.63%Loss allowance to loans
  • 1.60%Loss allowance to noncurrent loans
  • 173.71%Noncurrent assets plus other real estate owned to assets
  • 0.50%Noncurrent loans to loans
  • 0.92%Net loans and leases to deposits
  • 57.50%Net loans and leases to core deposits
  • 63.37%Equity capital to assets
  • 11.66%Core capital (leverage) ratio
  • 10.73%Tier 1 risk-based capital ratio
  • 18.50%Total risk-based capital ratio
  • Memoranda
  • $20Average assets
  • $537,834Average earning assets
  • $61,118Average equity
  • $482,114Average loans

Total Fiduciary and Related Assets (December 31, 2011)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $155,034Managed Assets
  • 1Number of Accounts
  • $110,571Personal trust and agency accounts
  • $101,571Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $1,338Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $6,898Other fiduciary accounts
  • $764Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 1128Number of Accounts
  • $0Personal trust and agency accounts
  • $1,338Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $44,463Other retirement accounts
  • $21,611Corporate trust and agency accounts
  • $14,036Other fiduciary accounts
  • $8,816Fiduciary accounts held in foreign offices

List of branches

  • 14 Louisiana Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    010698Jeff Davis Bank & Trust Company507 Main Street, Jennings, LA 70546March 12, 1947Full Service Brick and Mortar
    1238294Lake Arthur Branch338 Arthur Avenue, Lake Arthur, LA 70549July 10, 1967Full Service Brick and Mortar
    2238295Roberts Avenue Branch424 Roberts Avenue, Jennings, LA 70546November 18, 1974Limited Service Facility
    3238296West Division Street Branch407 West Division Street, Jennings, LA 70546November 18, 1974Limited Service Facility
    4238297Iowa Branch428 South Kinney Avenue, Iowa, LA 70647May 22, 1986Full Service Brick and Mortar
    5238298Welsh Branch101 North Adams Street, Welsh, LA 70591August 10, 1992Full Service Brick and Mortar
    6238299Kinder Branch1116 Ninth Street, Kinder, LA 70648April 03, 1995Full Service Brick and Mortar
    7243336Mcneese Branch4100 Ryan Street, Lake Charles, LA 70601May 20, 1964Full Service Brick and Mortar
    8243339Moss Bluff BranchLa. Highway 378 And U.S. Highway 171, Moss Bluff, LA 70601April 19, 1971Full Service Brick and Mortar
    9238300Kirby Street Branch535 Kirby Street, Lake Charles, LA 70601August 16, 1995Full Service Brick and Mortar
    10238301Sulphur Branch2905 Maplewood Drive, Sulphur, LA 70663September 23, 1996Full Service Brick and Mortar
    11238302Lake Charles - Nelson Road Branch4400 Nelson Road, Lake Charles, LA 70605October 04, 1999Full Service Brick and Mortar
    12418688Highway 14 Office2726 Gerstner Memorial Drive, Lake Charles, LA 70601March 31, 2003Full Service Brick and Mortar
    13438792Carlyss Branch4507 South Highway 27, Sulphur, LA 70665March 07, 2005Full Service Brick and Mortar

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