Jefferson Bank & Trust in Lakewood, Colorado (CO)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of July 02, 1993

  • Jefferson Bank & Trust in Lakewood, Colorado (CO)
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Jefferson Bank & Trust - Overview

  • General
  • FDIC Certificate #: 16335
    Status: Inactive
    Closing history: Corrections
    Acquiring institution: FirstBank (#18714)
    Federal Reserve ID: 190853
    Date Established: November 26, 1945
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 1 (Interstate: No)
    FDIC's unique #: 10519
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: November 26, 1945
    Last Structure Change Effective Date: July 02, 1993
    Last Structure Change Process Date: July 21, 1993
    Last Data Update: July 21, 1993
    Data Source Date: April 05, 2012
  • Location
  • Address: 7590 West Colfax Avenue, Lakewood, CO 80215
    County: Jefferson
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Denver
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Denver, CO (#2080)
    Consolidated Metropolitan Statistical Area (CMSA): Denver-Boulder-Greeley, CO (#34)
    Combined Statistical Area (CSA): Denver-Aurora-Boulder, CO (#216)
    Core Based Statistical Area (CBSA): Denver-Aurora-Broomfield, CO (#19740)
    CBSA Metro Statistical Area: Denver-Aurora-Broomfield, CO (#19740)
  • History of Changes
  • Absorption - Assisted
    Corrections
  • Financial Summary
  • Total assets: $127.1 mil

Assets and Liabilities (December 31, 1992)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $66Total assets
  • $121,456Cash and due from depository institutions
  • $3,578Interest-bearing balances
  • $17Securities
  • $45,598Federal funds sold & reverse repurchase agreements
  • $5,800Net loans & leases
  • $57,134Loan loss allowance
  • $1,103Trading account assets
  • $0Bank premises and fixed assets
  • $4,772Other real estate owned
  • $3,654Goodwill and other intangibles
  • $920Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $121,456Total liabilities
  • $114,616Total deposits
  • $113,788Interest-bearing deposits
  • $93,592Deposits held in domestic offices
  • 113788.00%% insured (estimated)
  • $100Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $400All other liabilities
  • $428Total equity capital
  • $428Total bank equity capital
  • $6,840Perpetual preferred stock
  • $600Common stock
  • $1,302Surplus
  • $560Undivided profits
  • Memoranda
  • $4,378Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1,690Income earned, not collected on loans
  • $370Earning assets
  • $108,549Long-term assets (5+ years)
  • $9,508Average Assets, year-to-date
  • $131,836Average Assets, quarterly
  • $121,861Volatile liabilities
  • $3,059Insider loans
  • $1,468FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $8,752Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $6,840Total risk weighted assets
  • $67,139Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1992)

  • Dollar figures in thousands
  • $0Total interest income
  • $8,123Total interest expense
  • $4,640Net interest income
  • $3,483Provision for loan and lease losses
  • $50Total noninterest income
  • $832Fiduciary activities
  • $11Service charges on deposit accounts
  • $494Trading account gains & fees
  • $0Additional noninterest income
  • $327Total noninterest expense
  • $6,064Salaries and employee benefits
  • $1,946Premises and equipment expense
  • $551Additional noninterest expense
  • $3,567Pre-tax net operating income
  • -$1,799Securities gains (losses)
  • -$613Applicable income taxes
  • $0Income before extraordinary items
  • -$2,412Extraordinary gains - net
  • $0Net income attributable to bank
  • -$2,412Net charge-offs
  • $225Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $400Net operating income

Performance and Condition Ratios (December 31, 1992)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 6.95%Cost of funding earning assets
  • 3.97%Net interest margin
  • 2.98%Noninterest income to earning assets
  • 0.71%Noninterest expense to earning assets
  • 5.19%Net operating income to assets
  • -1.36%Return on assets (ROA)
  • -1.83%Pretax return on assets
  • -1.83%Return on equity (ROE)
  • -32.15%Retained earnings to average equity (YTD only)
  • -32.15%Net charge-offs to loans
  • 0.36%Credit loss provision to net charge-offs
  • 22.22%Efficiency ratio
  • 140,533Assets per employee
  • 1.84%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.89%Loss allowance to noncurrent loans
  • 65.27%Noncurrent assets plus other real estate owned to assets
  • 4.40%Noncurrent loans to loans
  • 2.90%Net loans and leases to deposits
  • 50.21%Net loans and leases to core deposits
  • 51.60%Equity capital to assets
  • 5.63%Core capital (leverage) ratio
  • 5.61%Tier 1 risk-based capital ratio
  • 10.19%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $131,836Average earning assets
  • $7,503Average equity
  • $116,820Average loans
1
Brenda Frodin
⚠
I worked for Jefferson Bank & Trust 1972-1975. I am inquiring about my pension with Jefferson Bank & Trust. Who do I get in contact with?

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