Jonah Bank of Wyoming in Casper, Wyoming (WY)
Overview, Financial Summary, Detailed Financial Reports, Branches

Jonah Bank of Wyoming - Overview

  • General
  • FDIC Certificate #: 58396
    Status: Active
    Federal Reserve ID: 3412417
    Bank Holding Company (Regulatory Top Holder): Jonah Bankshares (RSSDID: 3923342, Location: Casper, WY)
    Date Established: July 31, 2006
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 3 (Domestic: 3, Interstate: No)
    FDIC's unique #: 450621
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: July 31, 2006
    Last Structure Change Effective Date: August 14, 2006
    Last Structure Change Process Date: August 14, 2006
    Last Data Update: August 14, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 777 West First Street, Casper, WY 82601
    County: Natrona
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: Billings
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Casper, WY (#1350)
    Core Based Statistical Area (CBSA): Casper, WY (#16220)
    CBSA Metro Statistical Area: Casper, WY (#16220)
  • History of Changes
  • Change in Geographic Region/Area/Territory/Field Office
  • Financial Summary
  • Total assets: $199.1 mil
    Equity capital: $18.4 mil
    Deposits held in domestic offices: $180.5 mil
    Return on assets (ROA): 1.15% ($2.3 mil)
    Quarterly return on assets: 1.68% ($3.3 mil)
    Return on Equity (ROE): 13.21% ($2.4 mil)
    Quarterly return on equity: 18.80% ($3.4 mil)
    Net income: $2.1 mil
    Quarterly Net income: $0.8 mil
    Pretax return on assets: 1.15% ($2,289.4 mil)
    Quarterly Pretax return on assets: 1.68% ($3,344.5 mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 55Total employees (full-time equivalent)
  • $199,079Total assets
  • $29,985Cash and due from depository institutions
  • $19,005Interest-bearing balances
  • $45,759Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $116,142Net loans & leases
  • $1,921Loan loss allowance
  • $0Trading account assets
  • $5,979Bank premises and fixed assets
  • $26Other real estate owned
  • $0Goodwill and other intangibles
  • $199,079Life insurance assets
  • $1,188All other assets
  • $180,719Total liabilities and capital
  • $180,547Total liabilities
  • $137,995Total deposits
  • $180,547Interest-bearing deposits
  • $57Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $172Subordinated debt
  • $18,360All other liabilities
  • $18,360Total equity capital
  • $18,360Total bank equity capital
  • $0Perpetual preferred stock
  • $1,200Common stock
  • $12,323Surplus
  • $4,837Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $4,530Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $982Income earned, not collected on loans
  • $0Earning assets
  • $634Long-term assets (5+ years)
  • $180,906Average Assets, year-to-date
  • $68,751Average Assets, quarterly
  • $184,590Volatile liabilities
  • $193,075Insider loans
  • $109,126FHLB advances
  • $193,771Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $18,180Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $18,812Restructured Loans and leases
  • $18,131Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $7,338Total interest income
  • $603Total interest expense
  • $6,735Net interest income
  • $160Provision for loan and lease losses
  • $2,025Total noninterest income
  • $0Fiduciary activities
  • $89Service charges on deposit accounts
  • $0Trading account gains & fees
  • $1,936Additional noninterest income
  • $6,534Total noninterest expense
  • $3,944Salaries and employee benefits
  • $1,015Premises and equipment expense
  • $1,575Additional noninterest expense
  • $2,066Pre-tax net operating income
  • $57Securities gains (losses)
  • $0Applicable income taxes
  • $2,123Income before extraordinary items
  • $0Extraordinary gains - net
  • $2,123Net income attributable to bank
  • $0Net charge-offs
  • $2,123Cash dividends
  • $26Sale, conversion, retirement of capital stock, net
  • $704Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.37%Yield on earning assets
  • 0.36%Cost of funding earning assets
  • 4.01%Net interest margin
  • 1.21%Noninterest income to earning assets
  • 3.89%Noninterest expense to earning assets
  • 1.12%Net operating income to assets
  • 1.15%Return on assets (ROA)
  • 1.15%Pretax return on assets
  • 13.21%Return on equity (ROE)
  • 8.83%Retained earnings to average equity (YTD only)
  • 0.02%Net charge-offs to loans
  • 615.38%Credit loss provision to net charge-offs
  • 85.62%Efficiency ratio
  • 74,589Assets per employee
  • 3.62%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 33.16%Loss allowance to loans
  • 1.63%Loss allowance to noncurrent loans
  • 195.62%Noncurrent assets plus other real estate owned to assets
  • 0.51%Noncurrent loans to loans
  • 0.83%Net loans and leases to deposits
  • 64.33%Net loans and leases to core deposits
  • 74.31%Equity capital to assets
  • 9.22%Core capital (leverage) ratio
  • 9.38%Tier 1 risk-based capital ratio
  • 16.66%Total risk-based capital ratio
  • Memoranda
  • $18Average assets
  • $184,590Average earning assets
  • $16,070Average equity
  • $167,837Average loans

List of branches

  • 3 Wyoming Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    0450621Jonah Bank Of Wyoming777 West First Street, Casper, WY 82601July 31, 2006Full Service Brick and Mortar
    1456131Cheyenne Branch205 Storey Blvd, Cheyenne, WY 82009November 01, 2006Full Service Brick and Mortar
    2500730Casper East Branch3730 Esat Second Street, Casper, WY 82609October 19, 2009Full Service Brick and Mortar

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