Lebanon Valley National Bank in Lebanon, Pennsylvania (PA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of March 28, 1998

  • Lebanon Valley National Bank in Lebanon, Pennsylvania (PA)
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Lebanon Valley National Bank - Overview

  • General
  • FDIC Certificate #: 7562
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Lebanon Valley Farmers Bank (#6054)
    Federal Reserve ID: 553814
    Date Established: September 19, 1831
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 24 (Interstate: No)
    OTS Docket #: 9584
    FDIC's unique #: 4907
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 28, 1998
    Last Structure Change Process Date: April 08, 1998
    Last Data Update: April 08, 1998
    Data Source Date: April 05, 2012
  • Location
  • Address: 555 Willow Street, Lebanon, PA 17042
    County: Lebanon
    Quarterly Banking Profile Region: New York
    FDIC Geographic Region: New York
    FDIC Supervisory Region: New York
    FDIC Field Office: Harrisburg
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Northeast
    Metropolitan Statistical Area (MSA): Harrisburg-Lebanon-Carlisle, PA (#3240)
    Combined Statistical Area (CSA): Harrisburg-Carlisle-Lebanon, PA (#276)
    Core Based Statistical Area (CBSA): Lebanon, PA (#30140)
    CBSA Metro Statistical Area: Lebanon, PA (#30140)
  • Financial Summary
  • Total assets: $643.3 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1997)

  • Dollar figures in thousands
  • 302Total employees (full-time equivalent)
  • $643,314Total assets
  • $24,693Cash and due from depository institutions
  • $100Interest-bearing balances
  • $131,425Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $469,229Net loans & leases
  • $8,472Loan loss allowance
  • $0Trading account assets
  • $7,968Bank premises and fixed assets
  • $806Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $9,193All other assets
  • $643,314Total liabilities and capital
  • $579,983Total liabilities
  • $556,346Total deposits
  • $475,492Interest-bearing deposits
  • $556,346Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $12,145Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $3,398Other borrowed funds
  • $0Subordinated debt
  • $8,094All other liabilities
  • $63,331Total equity capital
  • $63,331Total bank equity capital
  • $63,331Perpetual preferred stock
  • $0Common stock
  • $2,297Surplus
  • $22,355Undivided profits
  • Memoranda
  • $38,679Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $5,231Earning assets
  • $0Long-term assets (5+ years)
  • $2,331Average Assets, year-to-date
  • $600,754Average Assets, quarterly
  • $84,505Volatile liabilities
  • $628,936Insider loans
  • $642,637FHLB advances
  • $37,497Loans and leases held for sale
  • $5,702Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $828Total risk weighted assets
  • $87,495Total unused commitments
  • $0Restructured Loans and leases
  • $510,497Derivatives

Income and Expense (December 31, 1997)

  • Dollar figures in thousands
  • $48,424Total interest income
  • $21,508Total interest expense
  • $26,916Net interest income
  • $0Provision for loan and lease losses
  • $6,138Total noninterest income
  • $1,339Fiduciary activities
  • $1,459Service charges on deposit accounts
  • $0Trading account gains & fees
  • $3,340Additional noninterest income
  • $19,536Total noninterest expense
  • $10,982Salaries and employee benefits
  • $3,775Premises and equipment expense
  • $4,779Additional noninterest expense
  • $13,518Pre-tax net operating income
  • $10Securities gains (losses)
  • $4,543Applicable income taxes
  • $8,985Income before extraordinary items
  • $0Extraordinary gains - net
  • $8,985Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • -$736Sale, conversion, retirement of capital stock, net
  • $4,959Net operating income

Performance and Condition Ratios (December 31, 1997)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 8.23%Yield on earning assets
  • 3.66%Cost of funding earning assets
  • 4.58%Net interest margin
  • 1.04%Noninterest income to earning assets
  • 3.32%Noninterest expense to earning assets
  • 1.43%Net operating income to assets
  • 1.43%Return on assets (ROA)
  • 2.15%Pretax return on assets
  • 14.69%Return on equity (ROE)
  • 6.58%Retained earnings to average equity (YTD only)
  • -0.16%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 58,144Assets per employee
  • 2.13%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 55.19%Loss allowance to loans
  • 1.77%Loss allowance to noncurrent loans
  • 161.96%Noncurrent assets plus other real estate owned to assets
  • 0.83%Noncurrent loans to loans
  • 1.10%Net loans and leases to deposits
  • 84.34%Net loans and leases to core deposits
  • 88.37%Equity capital to assets
  • 9.84%Core capital (leverage) ratio
  • 9.96%Tier 1 risk-based capital ratio
  • 12.38%Total risk-based capital ratio
  • Memoranda
  • $14Average assets
  • $628,936Average earning assets
  • $61,162Average equity
  • $588,176Average loans

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