Liberty Bank in Milwaukee, Wisconsin (WI)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of July 07, 2001

  • Liberty Bank in Milwaukee, Wisconsin (WI)
  • Show street view No street view available for this location

Liberty Bank - Overview

  • General
  • FDIC Certificate #: 19781
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: State Financial Bank, National Association (#3753)
    Federal Reserve ID: 755346
    Date Established: January 11, 1968
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 5 (Interstate: No)
    FDIC's unique #: 13575
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 11, 1968
    Last Structure Change Effective Date: July 07, 2001
    Last Structure Change Process Date: September 17, 2001
    Last Data Update: September 17, 2001
    Data Source Date: April 05, 2012
  • Location
  • Address: 740 North Water Street, Milwaukee, WI 53202
    County: Milwaukee
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Milwaukee
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Milwaukee-Waukesha, WI (#5080)
    Consolidated Metropolitan Statistical Area (CMSA): Milwaukee-Racine, WI (#63)
    Combined Statistical Area (CSA): Milwaukee-Racine-Waukesha, WI (#376)
    Core Based Statistical Area (CBSA): Milwaukee-Waukesha-West Allis, WI (#33340)
    CBSA Metro Statistical Area: Milwaukee-Waukesha-West Allis, WI (#33340)
  • Financial Summary
  • Total assets: $93.9 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2000)

  • Dollar figures in thousands
  • 26Total employees (full-time equivalent)
  • $96,863Total assets
  • $3,528Cash and due from depository institutions
  • $12Interest-bearing balances
  • $15,601Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $73,611Net loans & leases
  • $897Loan loss allowance
  • $0Trading account assets
  • $2,409Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $1,714All other assets
  • $96,863Total liabilities and capital
  • $88,866Total liabilities
  • $86,751Total deposits
  • $68,987Interest-bearing deposits
  • $86,751Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $1,698Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $417All other liabilities
  • $7,997Total equity capital
  • $7,997Total bank equity capital
  • $7,997Perpetual preferred stock
  • $0Common stock
  • $2,742Surplus
  • $3,235Undivided profits
  • Memoranda
  • $2,020Noncurrent loans and leases
  • $10,457Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $738Earning assets
  • $0Long-term assets (5+ years)
  • $419Average Assets, year-to-date
  • $89,224Average Assets, quarterly
  • $3,129Volatile liabilities
  • $89,872Insider loans
  • $94,298FHLB advances
  • $19,813Loans and leases held for sale
  • $313Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $10,457Total unused commitments
  • $0Restructured Loans and leases
  • $897Derivatives

Income and Expense (December 31, 2000)

  • Dollar figures in thousands
  • $7,170Total interest income
  • $3,684Total interest expense
  • $3,486Net interest income
  • $243Provision for loan and lease losses
  • $558Total noninterest income
  • $0Fiduciary activities
  • $460Service charges on deposit accounts
  • $0Trading account gains & fees
  • $98Additional noninterest income
  • $2,902Total noninterest expense
  • $1,119Salaries and employee benefits
  • $715Premises and equipment expense
  • $1,068Additional noninterest expense
  • $899Pre-tax net operating income
  • -$14Securities gains (losses)
  • $280Applicable income taxes
  • $605Income before extraordinary items
  • $0Extraordinary gains - net
  • $605Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $137Sale, conversion, retirement of capital stock, net
  • $220Net operating income

Performance and Condition Ratios (December 31, 2000)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 8.70%Yield on earning assets
  • 4.47%Cost of funding earning assets
  • 4.23%Net interest margin
  • 0.68%Noninterest income to earning assets
  • 3.52%Noninterest expense to earning assets
  • 0.68%Net operating income to assets
  • 0.67%Return on assets (ROA)
  • 0.98%Pretax return on assets
  • 8.07%Return on equity (ROE)
  • 5.14%Retained earnings to average equity (YTD only)
  • 0.20%Net charge-offs to loans
  • 177.37%Credit loss provision to net charge-offs
  • 8.34%Efficiency ratio
  • 71,761Assets per employee
  • 3.73%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 36.36%Loss allowance to loans
  • 1.20%Loss allowance to noncurrent loans
  • 121.54%Noncurrent assets plus other real estate owned to assets
  • 0.76%Noncurrent loans to loans
  • 0.99%Net loans and leases to deposits
  • 84.85%Net loans and leases to core deposits
  • 107.25%Equity capital to assets
  • 8.26%Core capital (leverage) ratio
  • 8.56%Tier 1 risk-based capital ratio
  • 9.74%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $89,872Average earning assets
  • $7,492Average equity
  • $82,451Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Liberty Bank.
Based on public records. Inadvertent errors are possible. does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents