The First National Bank of Ogden in Ogden, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

  • The First National Bank of Ogden in Ogden, Illinois (IL)
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The First National Bank of Ogden - Overview

  • General
  • FDIC Certificate #: 3718
    Status: Active
    Federal Reserve ID: 853644
    Bank Holding Company (Regulatory Top Holder): Longview Capital Corporation (RSSDID: 1204618, Location: Newman, IL)
    Date Established: March 30, 1900
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 3 (Domestic: 3, Interstate: No)
    OTS Docket #: 15777
    FDIC's unique #: 2384
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 102 South East Avenue, Ogden, IL 61859
    County: Champaign
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Champaign
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Champaign-Urbana, IL (#1400)
    Core Based Statistical Area (CBSA): Champaign-Urbana, IL (#16580)
    CBSA Metro Statistical Area: Champaign-Urbana, IL (#16580)
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $92.3 mil
    Equity capital: $7.0 mil
    Deposits held in domestic offices: $84.2 mil
    Return on assets (ROA): 0.84% ($0.8 mil)
    Quarterly return on assets: 0.91% ($0.8 mil)
    Return on Equity (ROE): 11.44% ($0.8 mil)
    Quarterly return on equity: 12.26% ($0.9 mil)
    Net income: $0.8 mil
    Quarterly Net income: $0.2 mil
    Pretax return on assets: 1.22% ($1,126.2 mil)
    Quarterly Pretax return on assets: 1.35% ($1,246.2 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 25Total employees (full-time equivalent)
  • $92,311Total assets
  • $11,175Cash and due from depository institutions
  • $9,101Interest-bearing balances
  • $24,789Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $53,065Net loans & leases
  • $546Loan loss allowance
  • $0Trading account assets
  • $1,106Bank premises and fixed assets
  • $270Other real estate owned
  • $0Goodwill and other intangibles
  • $92,311Life insurance assets
  • $1,906All other assets
  • $85,340Total liabilities and capital
  • $84,198Total liabilities
  • $72,088Total deposits
  • $84,198Interest-bearing deposits
  • $89Deposits held in domestic offices
  • 730.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $412Subordinated debt
  • $6,971All other liabilities
  • $6,971Total equity capital
  • $6,971Total bank equity capital
  • $0Perpetual preferred stock
  • $678Common stock
  • $678Surplus
  • $5,615Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1,784Income earned, not collected on loans
  • $0Earning assets
  • $963Long-term assets (5+ years)
  • $86,955Average Assets, year-to-date
  • $6,267Average Assets, quarterly
  • $92,572Volatile liabilities
  • $92,730Insider loans
  • $54,465FHLB advances
  • $94,536Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $6,897Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $11,180Restructured Loans and leases
  • $1,220Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $3,466Total interest income
  • $518Total interest expense
  • $2,948Net interest income
  • $34Provision for loan and lease losses
  • $403Total noninterest income
  • $59Fiduciary activities
  • $155Service charges on deposit accounts
  • $0Trading account gains & fees
  • $189Additional noninterest income
  • $2,188Total noninterest expense
  • $1,316Salaries and employee benefits
  • $230Premises and equipment expense
  • $642Additional noninterest expense
  • $1,129Pre-tax net operating income
  • $0Securities gains (losses)
  • $356Applicable income taxes
  • $773Income before extraordinary items
  • $0Extraordinary gains - net
  • $773Net income attributable to bank
  • $0Net charge-offs
  • $773Cash dividends
  • $5Sale, conversion, retirement of capital stock, net
  • $415Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 3.94%Yield on earning assets
  • 0.59%Cost of funding earning assets
  • 3.35%Net interest margin
  • 0.46%Noninterest income to earning assets
  • 2.49%Noninterest expense to earning assets
  • 0.84%Net operating income to assets
  • 0.84%Return on assets (ROA)
  • 1.22%Pretax return on assets
  • 11.44%Return on equity (ROE)
  • 5.30%Retained earnings to average equity (YTD only)
  • 0.01%Net charge-offs to loans
  • 680.00%Credit loss provision to net charge-offs
  • 232.60%Efficiency ratio
  • 65,294Assets per employee
  • 3.69%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 53.69%Loss allowance to loans
  • 1.02%Loss allowance to noncurrent loans
  • 30.61%Noncurrent assets plus other real estate owned to assets
  • 2.23%Noncurrent loans to loans
  • 3.33%Net loans and leases to deposits
  • 63.02%Net loans and leases to core deposits
  • 65.80%Equity capital to assets
  • 7.55%Core capital (leverage) ratio
  • 7.30%Tier 1 risk-based capital ratio
  • 12.66%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $92,572Average earning assets
  • $6,756Average equity
  • $87,989Average loans

Total Fiduciary and Related Assets (December 31, 2011)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $20,552Managed Assets
  • 1Number of Accounts
  • $15,038Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $0Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $15,038Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 53Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $5,514Other retirement accounts
  • $1,510Corporate trust and agency accounts
  • $0Other fiduciary accounts
  • $3,267Fiduciary accounts held in foreign offices

List of branches

  • 3 Illinois Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    02384The First National Bank Of Ogden102 South East Avenue, Ogden, IL 61859March 30, 1900Full Service Brick and Mortar
    1201796Royal FacilityPark And Main Streets, Royal, IL 61871September 01, 1982Full Service Brick and Mortar
    2201797St. Joseph First Branch220 East Grand Avenue, St. Joseph, IL 61873December 10, 1990Full Service Brick and Mortar

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