Mansfield State Bank in Mansfield, South Dakota (SD)



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Mansfield State Bank routing number info

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Mansfield State Bank
GeneralFDIC Certificate #: 11136
Status: Active
Federal Reserve ID: 597256
Date Established: August 01, 1903
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 1 (Domestic: 1, Interstate: No)
FDIC's unique #: 7107
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Agricultural lending institution: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: No
Asset Concentration Hierarchy: Agricultural Specialization
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
LocationAddress: 187 E Main St, Mansfield, SD 57460
County: Spink
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Sioux Falls
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
History of ChangesChange in Location
Merge BIF and SAIF Funds into DIF
Financial SummaryTotal assets: $12.9 mil
Equity capital: $1.9 mil
Deposits held in domestic offices: $11.0 mil
Return on assets (ROA): -0.43% (-$0.1 mil)
Quarterly return on assets: -2.71% (-$0.4 mil)
Return on Equity (ROE): -2.79% (-$0.1 mil)
Quarterly return on equity: -18.04% (-$0.4 mil)
Net income: -$0.1 mil
Quarterly Net income: -$0.1 mil
Pretax return on assets: -0.37% (-$47.7 mil)
Quarterly Pretax return on assets: -2.68% (-$345.2 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)
(Dollar figures in thousands)
Total employees (full-time equivalent)3
Total assets$12,882
Cash and due from depository institutions$6,662
Interest-bearing balances$6,107
Securities$3,762
Federal funds sold & reverse repurchase agreements$0
Net loans & leases$2,391
Loan loss allowance $62
Trading account assets$0
Bank premises and fixed assets$24
Other real estate owned$0
Goodwill and other intangibles$0
All other assets$43
Life insurance assets$12,882
Total liabilities and capital$11,028
Total liabilities$10,996
Total deposits$6,881
Interest-bearing deposits$10,996
Deposits held in domestic offices$91
% insured (estimated)0.00%
Federal funds purchased & repurchase agreements $0
Trading liabilities$0
Other borrowed funds $0
Subordinated debt $32
All other liabilities $1,854
Total equity capital$1,854
Total bank equity capital$1,854
Perpetual preferred stock$0
Common stock$30
Surplus$1,000
Undivided profits $824
Memoranda
Noncurrent loans and leases $0
Noncurrent loans that are wholly or partially guaranteed by the U.S. government $0
Income earned, not collected on loans $0
Earning assets $0
Long-term assets (5+ years) $28
Average Assets, year-to-date $12,260
Average Assets, quarterly $3,305
Volatile liabilities $12,433
Insider loans $12,701
FHLB advances $4,584
Loans and leases held for sale $12,843
Unused loan commitments $0
Tier 1 (core) risk-based capital $0
Tier 2 risk-based capital $1,791
Total risk weighted assets $0
Total unused commitments $0
Restructured Loans and leases $1,156
Derivatives$280
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Income and Expense (December 31, 2011)
(Dollar figures in thousands)
Total interest income $282
Total interest expense $29
Net interest income $253
Provision for loan and lease losses $0
Total noninterest income $8
Fiduciary activities $0
Service charges on deposit accounts $6
Trading account gains & fees $0
Additional noninterest income $2
Total noninterest expense $307
Salaries and employee benefits $204
Premises and equipment expense $13
Additional noninterest expense $90
Pre-tax net operating income -$46
Securities gains (losses) $0
Applicable income taxes $7
Income before extraordinary items -$53
Extraordinary gains - net $0
Net income attributable to bank -$53
Net charge-offs $0
Cash dividends -$53
Sale, conversion, retirement of capital stock, net $0
Net operating income $0
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Performance and Condition Ratios (December 31, 2011)
(Dollar figures in thousands)
Performance Ratios (%, annualized)
Yield on earning assets2.42%
Cost of funding earning assets 0.25%
Net interest margin 2.17%
Noninterest income to earning assets 0.07%
Noninterest expense to earning assets 2.64%
Net operating income to assets -0.43%
Return on assets (ROA) -0.43%
Pretax return on assets -0.37%
Return on equity (ROE) -2.79%
Retained earnings to average equity (YTD only) -2.79%
Net charge-offs to loans 0.00%
Credit loss provision to net charge-offs 0.00%
Efficiency ratio0.00%
Assets per employee$117,625
Cash dividends to net income (YTD only)4.29%
Condition Ratios (%)
Loss allowance to loans 0.00%
Loss allowance to noncurrent loans 2.53%
Noncurrent assets plus other real estate owned to assets 0.00%
Noncurrent loans to loans 0.00%
Net loans and leases to deposits0.00%
Net loans and leases to core deposits 21.74%
Equity capital to assets 22.33%
Core capital (leverage) ratio 14.39%
Tier 1 risk-based capital ratio 13.95%
Total risk-based capital ratio 39.07%
Memoranda
Average assets$40
Average earning assets$12,433
Average equity $1,898
Average loans $11,645
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1 South Dakota Branch as of April 05, 2012
NoIDNameAddressEstablishedService TypeMap
07107Mansfield State Bank187 E Main St, Mansfield, SD 57460August 01, 1903Full Service Brick and Mortar
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