MarkleBank in Markle, Indiana (IN)
Overview, Financial Summary, Detailed Financial Reports, Branches


MarkleBank - Overview

  • General
  • FDIC Certificate #: 16650
    Status: Active
    Federal Reserve ID: 158947
    Bank Holding Company (Regulatory Top Holder): Independent Alliance Banks, Inc. (RSSDID: 2734064, Location: Fort Wayne, IN)
    Date Established: November 29, 1947
    WWW: http://www.marklebank.com
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 7 (Domestic: 7, Interstate: No)
    OTS Docket #: 13747
    FDIC's unique #: 10785
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: November 29, 1947
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 180 East Morse Street, Markle, IN 46770
    County: Huntington
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Indianapolis
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Fort Wayne, IN (#2760)
    Combined Statistical Area (CSA): Fort Wayne-Huntington-Auburn, IN (#258)
    Core Based Statistical Area (CBSA): Huntington, IN (#26540)
    CBSA Micro Statistical Area: Yes
  • History of Changes
  • Change in Location
    Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $344.9 mil
    Equity capital: $45.2 mil
    Deposits held in domestic offices: $275.7 mil
    Return on assets (ROA): 0.98% ($3.4 mil)
    Quarterly return on assets: 1.00% ($3.5 mil)
    Return on Equity (ROE): 7.63% ($3.4 mil)
    Quarterly return on equity: 7.62% ($3.4 mil)
    Net income: $3.3 mil
    Quarterly Net income: $0.9 mil
    Pretax return on assets: 1.32% ($4,552.8 mil)
    Quarterly Pretax return on assets: 1.34% ($4,621.8 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 72Total employees (full-time equivalent)
  • $344,912Total assets
  • $17,989Cash and due from depository institutions
  • $13,386Interest-bearing balances
  • $61,444Securities
  • $528Federal funds sold & reverse repurchase agreements
  • $232,361Net loans & leases
  • $2,947Loan loss allowance
  • $0Trading account assets
  • $4,339Bank premises and fixed assets
  • $91Other real estate owned
  • $14,910Goodwill and other intangibles
  • $344,912Life insurance assets
  • $13,250All other assets
  • $299,726Total liabilities and capital
  • $275,726Total liabilities
  • $237,198Total deposits
  • $275,726Interest-bearing deposits
  • $83Deposits held in domestic offices
  • 9480.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $10,000Trading liabilities
  • $0Other borrowed funds
  • $4,520Subordinated debt
  • $45,186All other liabilities
  • $45,186Total equity capital
  • $45,186Total bank equity capital
  • $0Perpetual preferred stock
  • $285Common stock
  • $37,065Surplus
  • $7,836Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $1,564Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $3,206Income earned, not collected on loans
  • $239Earning assets
  • $2,415Long-term assets (5+ years)
  • $307,719Average Assets, year-to-date
  • $98,515Average Assets, quarterly
  • $337,570Volatile liabilities
  • $342,962Insider loans
  • $248,446FHLB advances
  • $332,381Loans and leases held for sale
  • $6,555Unused loan commitments
  • $4,625Tier 1 (core) risk-based capital
  • $28,734Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $1,930Total unused commitments
  • $42,565Restructured Loans and leases
  • $2,273Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $15,286Total interest income
  • $3,546Total interest expense
  • $11,740Net interest income
  • $1,040Provision for loan and lease losses
  • $2,894Total noninterest income
  • $0Fiduciary activities
  • $788Service charges on deposit accounts
  • $0Trading account gains & fees
  • $2,106Additional noninterest income
  • $9,197Total noninterest expense
  • $3,786Salaries and employee benefits
  • $587Premises and equipment expense
  • $4,824Additional noninterest expense
  • $4,397Pre-tax net operating income
  • $70Securities gains (losses)
  • $1,148Applicable income taxes
  • $3,319Income before extraordinary items
  • $0Extraordinary gains - net
  • $3,319Net income attributable to bank
  • $0Net charge-offs
  • $3,319Cash dividends
  • $581Sale, conversion, retirement of capital stock, net
  • $1,207Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.07%Yield on earning assets
  • 1.18%Cost of funding earning assets
  • 3.89%Net interest margin
  • 0.96%Noninterest income to earning assets
  • 3.05%Noninterest expense to earning assets
  • 0.97%Net operating income to assets
  • 0.98%Return on assets (ROA)
  • 1.32%Pretax return on assets
  • 7.63%Return on equity (ROE)
  • 4.86%Retained earnings to average equity (YTD only)
  • 0.25%Net charge-offs to loans
  • 179.00%Credit loss provision to net charge-offs
  • 9.36%Efficiency ratio
  • 59,758Assets per employee
  • 4.79%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 36.37%Loss allowance to loans
  • 1.25%Loss allowance to noncurrent loans
  • 91.92%Noncurrent assets plus other real estate owned to assets
  • 0.96%Noncurrent loans to loans
  • 1.36%Net loans and leases to deposits
  • 84.27%Net loans and leases to core deposits
  • 94.15%Equity capital to assets
  • 13.10%Core capital (leverage) ratio
  • 8.64%Tier 1 risk-based capital ratio
  • 11.57%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $337,570Average earning assets
  • $43,482Average equity
  • $301,664Average loans

Total Fiduciary and Related Assets (December 31, 2008)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $18,001Managed Assets
  • 1Number of Accounts
  • $10,225Personal trust and agency accounts
  • $10,225Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $0Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 86Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $7,776Other retirement accounts
  • $7,647Corporate trust and agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices

List of branches

  • 7 Indiana Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    010785Marklebank180 East Morse Street, Markle, IN 46770November 29, 1947Full Service Brick and Mortar
    1238530Bluffton Branch1405 Baker Place, Bluffton, IN 46714July 07, 1987Full Service Brick and Mortar
    2238531Bluffton Branch1717 South Harrison Plaza, Bluffton, IN 46714December 18, 1995Full Service Brick and Mortar
    3238532Warren Branch1000 North Huntington Avenue, Warren, IN 46792November 16, 1998Full Service Brick and Mortar
    4359242Huntington Branch2845 Guilford Street, Huntington, IN 46750January 29, 2001Full Service Brick and Mortar
    5441045Fort Wayne Branch6751 West Jefferson Boulevard, Fort Wayne, IN 46804January 28, 2005Full Service Brick and Mortar
    6442336Van Buren Branch210 North First Street, Van Buren, IN 46991May 16, 2005Full Service Brick and Mortar

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