Metz Banking Company in Nevada, Missouri (MO)

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Metz Banking Company routing number info

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Metz Banking Company
GeneralFDIC Certificate #: 1945
Status: Active
Federal Reserve ID: 772754
Date Established: September 14, 1906
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 2 (Domestic: 2, Interstate: No)
FDIC's unique #: 1307
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Agricultural lending institution: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: Agricultural Specialization
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
LocationAddress: 123 North Osage Boulevard, Nevada, MO 64772
County: Vernon
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Springfield Mo
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
History of ChangesMerge BIF and SAIF Funds into DIF
Financial SummaryTotal assets: $64.2 mil
Equity capital: $6.6 mil
Deposits held in domestic offices: $57.5 mil
Return on assets (ROA): 1.67% ($1.1 mil)
Quarterly return on assets: 1.22% ($0.8 mil)
Return on Equity (ROE): 16.67% ($1.2 mil)
Quarterly return on equity: 11.98% ($0.8 mil)
Net income: $1.1 mil
Quarterly Net income: $0.2 mil
Pretax return on assets: 1.67% ($1,072.4 mil)
Quarterly Pretax return on assets: 1.22% ($783.4 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)
(Dollar figures in thousands)
Total employees (full-time equivalent)15
Total assets$64,214
Cash and due from depository institutions$7,852
Interest-bearing balances$4,881
Federal funds sold & reverse repurchase agreements$0
Net loans & leases$42,636
Loan loss allowance $638
Trading account assets$0
Bank premises and fixed assets$769
Other real estate owned$287
Goodwill and other intangibles$0
All other assets$885
Life insurance assets$64,214
Total liabilities and capital$57,641
Total liabilities$57,535
Total deposits$48,352
Interest-bearing deposits$57,535
Deposits held in domestic offices$96
% insured (estimated)0.00%
Federal funds purchased & repurchase agreements $0
Trading liabilities$0
Other borrowed funds $0
Subordinated debt $106
All other liabilities $6,573
Total equity capital$6,573
Total bank equity capital$6,573
Perpetual preferred stock$0
Common stock$50
Undivided profits $6,273
Noncurrent loans and leases $0
Noncurrent loans that are wholly or partially guaranteed by the U.S. government $0
Income earned, not collected on loans $0
Earning assets $0
Long-term assets (5+ years) $663
Average Assets, year-to-date $59,302
Average Assets, quarterly $3,746
Volatile liabilities $62,864
Insider loans $64,418
FHLB advances $47,011
Loans and leases held for sale $65,620
Unused loan commitments $0
Tier 1 (core) risk-based capital $0
Tier 2 risk-based capital $6,292
Total risk weighted assets $0
Total unused commitments $0
Restructured Loans and leases $3,509
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Income and Expense (December 31, 2011)
(Dollar figures in thousands)
Total interest income $3,175
Total interest expense $589
Net interest income $2,586
Provision for loan and lease losses $160
Total noninterest income $202
Fiduciary activities $0
Service charges on deposit accounts $143
Trading account gains & fees $0
Additional noninterest income $59
Total noninterest expense $1,581
Salaries and employee benefits $961
Premises and equipment expense $264
Additional noninterest expense $356
Pre-tax net operating income $1,047
Securities gains (losses) $4
Applicable income taxes $0
Income before extraordinary items $1,051
Extraordinary gains - net $0
Net income attributable to bank $1,051
Net charge-offs $0
Cash dividends $1,051
Sale, conversion, retirement of capital stock, net $36
Net operating income $600
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Performance and Condition Ratios (December 31, 2011)
(Dollar figures in thousands)
Performance Ratios (%, annualized)
Yield on earning assets5.45%
Cost of funding earning assets 1.01%
Net interest margin 4.44%
Noninterest income to earning assets 0.35%
Noninterest expense to earning assets 2.71%
Net operating income to assets 1.67%
Return on assets (ROA) 1.67%
Pretax return on assets 1.67%
Return on equity (ROE) 16.67%
Retained earnings to average equity (YTD only) 7.16%
Net charge-offs to loans 0.08%
Credit loss provision to net charge-offs 444.44%
Efficiency ratio33.53%
Assets per employee$56,707
Cash dividends to net income (YTD only)4.28%
Condition Ratios (%)
Loss allowance to loans 57.09%
Loss allowance to noncurrent loans 1.47%
Noncurrent assets plus other real estate owned to assets 0.00%
Noncurrent loans to loans 0.45%
Net loans and leases to deposits0.00%
Net loans and leases to core deposits 74.10%
Equity capital to assets 77.49%
Core capital (leverage) ratio 10.24%
Tier 1 risk-based capital ratio 9.59%
Total risk-based capital ratio 13.38%
Average assets$15
Average earning assets$62,864
Average equity $6,303
Average loans $58,241
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2 Missouri Branches as of April 05, 2012
NoIDNameAddressEstablishedService TypeMap
01307Metz Banking Company123 North Osage Boulevard, Nevada, MO 64772September 14, 1906Full Service Brick and Mortar
2432309Metz Banking Company - Metz Branch184 S Main Street, Metz, MO 64765September 09, 2004Full Service Brick and Mortar
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