Metz Banking Company in Nevada, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches


Metz Banking Company - Overview

  • General
  • FDIC Certificate #: 1945
    Status: Active
    Federal Reserve ID: 772754
    Date Established: September 14, 1906
    WWW: http://www.metzbank.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Domestic: 2, Interstate: No)
    FDIC's unique #: 1307
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 123 North Osage Boulevard, Nevada, MO 64772
    County: Vernon
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Springfield Mo
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $64.2 mil
    Equity capital: $6.6 mil
    Deposits held in domestic offices: $57.5 mil
    Return on assets (ROA): 1.67% ($1.1 mil)
    Quarterly return on assets: 1.22% ($0.8 mil)
    Return on Equity (ROE): 16.67% ($1.2 mil)
    Quarterly return on equity: 11.98% ($0.8 mil)
    Net income: $1.1 mil
    Quarterly Net income: $0.2 mil
    Pretax return on assets: 1.67% ($1,072.4 mil)
    Quarterly Pretax return on assets: 1.22% ($783.4 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 15Total employees (full-time equivalent)
  • $64,214Total assets
  • $7,852Cash and due from depository institutions
  • $4,881Interest-bearing balances
  • $11,785Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $42,636Net loans & leases
  • $638Loan loss allowance
  • $0Trading account assets
  • $769Bank premises and fixed assets
  • $287Other real estate owned
  • $0Goodwill and other intangibles
  • $64,214Life insurance assets
  • $885All other assets
  • $57,641Total liabilities and capital
  • $57,535Total liabilities
  • $48,352Total deposits
  • $57,535Interest-bearing deposits
  • $96Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $106Subordinated debt
  • $6,573All other liabilities
  • $6,573Total equity capital
  • $6,573Total bank equity capital
  • $0Perpetual preferred stock
  • $50Common stock
  • $250Surplus
  • $6,273Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $0Earning assets
  • $663Long-term assets (5+ years)
  • $59,302Average Assets, year-to-date
  • $3,746Average Assets, quarterly
  • $62,864Volatile liabilities
  • $64,418Insider loans
  • $47,011FHLB advances
  • $65,620Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $6,292Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $3,509Restructured Loans and leases
  • $6Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $3,175Total interest income
  • $589Total interest expense
  • $2,586Net interest income
  • $160Provision for loan and lease losses
  • $202Total noninterest income
  • $0Fiduciary activities
  • $143Service charges on deposit accounts
  • $0Trading account gains & fees
  • $59Additional noninterest income
  • $1,581Total noninterest expense
  • $961Salaries and employee benefits
  • $264Premises and equipment expense
  • $356Additional noninterest expense
  • $1,047Pre-tax net operating income
  • $4Securities gains (losses)
  • $0Applicable income taxes
  • $1,051Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,051Net income attributable to bank
  • $0Net charge-offs
  • $1,051Cash dividends
  • $36Sale, conversion, retirement of capital stock, net
  • $600Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.45%Yield on earning assets
  • 1.01%Cost of funding earning assets
  • 4.44%Net interest margin
  • 0.35%Noninterest income to earning assets
  • 2.71%Noninterest expense to earning assets
  • 1.67%Net operating income to assets
  • 1.67%Return on assets (ROA)
  • 1.67%Pretax return on assets
  • 16.67%Return on equity (ROE)
  • 7.16%Retained earnings to average equity (YTD only)
  • 0.08%Net charge-offs to loans
  • 444.44%Credit loss provision to net charge-offs
  • 33.53%Efficiency ratio
  • 56,707Assets per employee
  • 4.28%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 57.09%Loss allowance to loans
  • 1.47%Loss allowance to noncurrent loans
  • 0.00%Noncurrent assets plus other real estate owned to assets
  • 0.45%Noncurrent loans to loans
  • 0.00%Net loans and leases to deposits
  • 74.10%Net loans and leases to core deposits
  • 77.49%Equity capital to assets
  • 10.24%Core capital (leverage) ratio
  • 9.59%Tier 1 risk-based capital ratio
  • 13.38%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $62,864Average earning assets
  • $6,303Average equity
  • $58,241Average loans

List of branches

  • 2 Missouri Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    01307Metz Banking Company123 North Osage Boulevard, Nevada, MO 64772September 14, 1906Full Service Brick and Mortar
    2432309Metz Banking Company - Metz Branch184 S Main Street, Metz, MO 64765September 09, 2004Full Service Brick and Mortar

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