Metz Banking Company in Nevada, Missouri (MO)



Show street view No street view available for this location

Metz Banking Company routing number info

Table of contents:
Metz Banking Company
GeneralFDIC Certificate #: 1945
Status: Active
Federal Reserve ID: 772754
Date Established: September 14, 1906
WWW: http://www.metzbank.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 2 (Domestic: 2, Interstate: No)
FDIC's unique #: 1307
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Agricultural lending institution: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: Agricultural Specialization
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
LocationAddress: 123 North Osage Boulevard, Nevada, MO 64772
County: Vernon
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Springfield Mo
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
History of ChangesMerge BIF and SAIF Funds into DIF
Financial SummaryTotal assets: $64.2 mil
Equity capital: $6.6 mil
Deposits held in domestic offices: $57.5 mil
Return on assets (ROA): 1.67% ($1.1 mil)
Quarterly return on assets: 1.22% ($0.8 mil)
Return on Equity (ROE): 16.67% ($1.2 mil)
Quarterly return on equity: 11.98% ($0.8 mil)
Net income: $1.1 mil
Quarterly Net income: $0.2 mil
Pretax return on assets: 1.67% ($1,072.4 mil)
Quarterly Pretax return on assets: 1.22% ($783.4 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)
(Dollar figures in thousands)
Total employees (full-time equivalent)15
Total assets$64,214
Cash and due from depository institutions$7,852
Interest-bearing balances$4,881
Securities$11,785
Federal funds sold & reverse repurchase agreements$0
Net loans & leases$42,636
Loan loss allowance $638
Trading account assets$0
Bank premises and fixed assets$769
Other real estate owned$287
Goodwill and other intangibles$0
All other assets$885
Life insurance assets$64,214
Total liabilities and capital$57,641
Total liabilities$57,535
Total deposits$48,352
Interest-bearing deposits$57,535
Deposits held in domestic offices$96
% insured (estimated)0.00%
Federal funds purchased & repurchase agreements $0
Trading liabilities$0
Other borrowed funds $0
Subordinated debt $106
All other liabilities $6,573
Total equity capital$6,573
Total bank equity capital$6,573
Perpetual preferred stock$0
Common stock$50
Surplus$250
Undivided profits $6,273
Memoranda
Noncurrent loans and leases $0
Noncurrent loans that are wholly or partially guaranteed by the U.S. government $0
Income earned, not collected on loans $0
Earning assets $0
Long-term assets (5+ years) $663
Average Assets, year-to-date $59,302
Average Assets, quarterly $3,746
Volatile liabilities $62,864
Insider loans $64,418
FHLB advances $47,011
Loans and leases held for sale $65,620
Unused loan commitments $0
Tier 1 (core) risk-based capital $0
Tier 2 risk-based capital $6,292
Total risk weighted assets $0
Total unused commitments $0
Restructured Loans and leases $3,509
Derivatives$6
Back to page top, Back to table top

Income and Expense (December 31, 2011)
(Dollar figures in thousands)
Total interest income $3,175
Total interest expense $589
Net interest income $2,586
Provision for loan and lease losses $160
Total noninterest income $202
Fiduciary activities $0
Service charges on deposit accounts $143
Trading account gains & fees $0
Additional noninterest income $59
Total noninterest expense $1,581
Salaries and employee benefits $961
Premises and equipment expense $264
Additional noninterest expense $356
Pre-tax net operating income $1,047
Securities gains (losses) $4
Applicable income taxes $0
Income before extraordinary items $1,051
Extraordinary gains - net $0
Net income attributable to bank $1,051
Net charge-offs $0
Cash dividends $1,051
Sale, conversion, retirement of capital stock, net $36
Net operating income $600
Back to page top, Back to table top

Performance and Condition Ratios (December 31, 2011)
(Dollar figures in thousands)
Performance Ratios (%, annualized)
Yield on earning assets5.45%
Cost of funding earning assets 1.01%
Net interest margin 4.44%
Noninterest income to earning assets 0.35%
Noninterest expense to earning assets 2.71%
Net operating income to assets 1.67%
Return on assets (ROA) 1.67%
Pretax return on assets 1.67%
Return on equity (ROE) 16.67%
Retained earnings to average equity (YTD only) 7.16%
Net charge-offs to loans 0.08%
Credit loss provision to net charge-offs 444.44%
Efficiency ratio33.53%
Assets per employee$56,707
Cash dividends to net income (YTD only)4.28%
Condition Ratios (%)
Loss allowance to loans 57.09%
Loss allowance to noncurrent loans 1.47%
Noncurrent assets plus other real estate owned to assets 0.00%
Noncurrent loans to loans 0.45%
Net loans and leases to deposits0.00%
Net loans and leases to core deposits 74.10%
Equity capital to assets 77.49%
Core capital (leverage) ratio 10.24%
Tier 1 risk-based capital ratio 9.59%
Total risk-based capital ratio 13.38%
Memoranda
Average assets$15
Average earning assets$62,864
Average equity $6,303
Average loans $58,241
Back to page top, Back to table top

2 Missouri Branches as of April 05, 2012
NoIDNameAddressEstablishedService TypeMap
01307Metz Banking Company123 North Osage Boulevard, Nevada, MO 64772September 14, 1906Full Service Brick and Mortar
2432309Metz Banking Company - Metz Branch184 S Main Street, Metz, MO 64765September 09, 2004Full Service Brick and Mortar
Back to page top

User Contributions:

Comment about this bank, ask questions, or add new information about it:

CAPTCHA


This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Metz Banking Company.
Based on public records. Inadvertent errors are possible.
BankEncyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.