Mid Penn Bank in Millersburg, Pennsylvania (PA)
Overview, Financial Summary, Detailed Financial Reports, Branches

  • Mid Penn Bank in Millersburg, Pennsylvania (PA)
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Mid Penn Bank - Overview

  • General
  • FDIC Certificate #: 9889
    Status: Active
    Federal Reserve ID: 786612
    Bank Holding Company (Regulatory Top Holder): Mid Penn Bancorp, Inc. (RSSDID: 1944204, Location: Millersburg, PA)
    Date Established: Febuary 21, 1868
    WWW: http://www.midpennbank.com
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 14 (Domestic: 14, Interstate: No)
    OTS Docket #: 10447
    FDIC's unique #: 6327
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: December 04, 2006
    Last Structure Change Process Date: March 02, 2007
    Last Data Update: March 02, 2007
    Data Source Date: April 05, 2012
  • Location
  • Address: 349 Union Street, Millersburg, PA 17061
    County: Dauphin
    Quarterly Banking Profile Region: New York
    FDIC Geographic Region: New York
    FDIC Supervisory Region: New York
    FDIC Field Office: Harrisburg
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Northeast
    Metropolitan Statistical Area (MSA): Harrisburg-Lebanon-Carlisle, PA (#3240)
    Combined Statistical Area (CSA): Harrisburg-Carlisle-Lebanon, PA (#276)
    Core Based Statistical Area (CBSA): Harrisburg-Carlisle, PA (#25420)
    CBSA Metro Statistical Area: Harrisburg-Carlisle, PA (#25420)
  • History of Changes
  • Office Purchased
  • Financial Summary
  • Total assets: $715.4 mil
    Equity capital: $53.3 mil
    Deposits held in domestic offices: $634.1 mil
    Return on assets (ROA): 0.67% ($4.8 mil)
    Quarterly return on assets: 0.75% ($5.4 mil)
    Return on Equity (ROE): 9.16% ($4.9 mil)
    Quarterly return on equity: 10.15% ($5.4 mil)
    Net income: $4.6 mil
    Quarterly Net income: $1.3 mil
    Pretax return on assets: 0.86% ($6,152.1 mil)
    Quarterly Pretax return on assets: 0.99% ($7,082.0 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 183Total employees (full-time equivalent)
  • $715,355Total assets
  • $38,879Cash and due from depository institutions
  • $29,032Interest-bearing balances
  • $159,044Securities
  • $6,439Federal funds sold & reverse repurchase agreements
  • $475,945Net loans & leases
  • $6,772Loan loss allowance
  • $0Trading account assets
  • $13,324Bank premises and fixed assets
  • $931Other real estate owned
  • $1,290Goodwill and other intangibles
  • $715,355Life insurance assets
  • $19,503All other assets
  • $662,033Total liabilities and capital
  • $634,142Total liabilities
  • $560,795Total deposits
  • $634,142Interest-bearing deposits
  • $83Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $22,701Trading liabilities
  • $0Other borrowed funds
  • $5,190Subordinated debt
  • $53,322All other liabilities
  • $53,322Total equity capital
  • $53,322Total bank equity capital
  • $0Perpetual preferred stock
  • $3,208Common stock
  • $35,070Surplus
  • $15,044Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $11,800Income earned, not collected on loans
  • $998Earning assets
  • $3,067Long-term assets (5+ years)
  • $670,460Average Assets, year-to-date
  • $145,167Average Assets, quarterly
  • $688,278Volatile liabilities
  • $718,066Insider loans
  • $484,185FHLB advances
  • $708,156Loans and leases held for sale
  • $7,896Unused loan commitments
  • $7,896Tier 1 (core) risk-based capital
  • $50,265Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $91,619Restructured Loans and leases
  • $11,397Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $31,531Total interest income
  • $9,522Total interest expense
  • $22,009Net interest income
  • $1,205Provision for loan and lease losses
  • $3,030Total noninterest income
  • $185Fiduciary activities
  • $678Service charges on deposit accounts
  • $0Trading account gains & fees
  • $2,167Additional noninterest income
  • $17,915Total noninterest expense
  • $9,519Salaries and employee benefits
  • $3,064Premises and equipment expense
  • $5,332Additional noninterest expense
  • $5,919Pre-tax net operating income
  • $0Securities gains (losses)
  • $1,274Applicable income taxes
  • $4,645Income before extraordinary items
  • $0Extraordinary gains - net
  • $4,645Net income attributable to bank
  • $0Net charge-offs
  • $4,645Cash dividends
  • $1,494Sale, conversion, retirement of capital stock, net
  • $1,246Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.90%Yield on earning assets
  • 1.48%Cost of funding earning assets
  • 3.42%Net interest margin
  • 0.47%Noninterest income to earning assets
  • 2.78%Noninterest expense to earning assets
  • 0.67%Net operating income to assets
  • 0.67%Return on assets (ROA)
  • 0.86%Pretax return on assets
  • 9.16%Return on equity (ROE)
  • 6.70%Retained earnings to average equity (YTD only)
  • 0.31%Net charge-offs to loans
  • 80.66%Credit loss provision to net charge-offs
  • 4.77%Efficiency ratio
  • 71,289Assets per employee
  • 3.91%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 26.82%Loss allowance to loans
  • 1.40%Loss allowance to noncurrent loans
  • 57.39%Noncurrent assets plus other real estate owned to assets
  • 1.78%Noncurrent loans to loans
  • 2.44%Net loans and leases to deposits
  • 75.05%Net loans and leases to core deposits
  • 77.88%Equity capital to assets
  • 7.45%Core capital (leverage) ratio
  • 7.10%Tier 1 risk-based capital ratio
  • 10.38%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $688,278Average earning assets
  • $50,731Average equity
  • $643,676Average loans

Total Fiduciary and Related Assets (December 31, 2011)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $25,030Managed Assets
  • 1Number of Accounts
  • $18,997Personal trust and agency accounts
  • $11,927Employee benefit-defined contribution accounts
  • $821Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $191Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $0Other fiduciary accounts
  • $6,058Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 97Number of Accounts
  • $0Personal trust and agency accounts
  • $191Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $6,033Other retirement accounts
  • $1,356Corporate trust and agency accounts
  • $0Other fiduciary accounts
  • $3,062Fiduciary accounts held in foreign offices

List of branches

  • 14 Pennsylvania Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    06327Mid Penn Bank349 Union Street, Millersburg, PA 17061Febuary 21, 1868Full Service Brick and Mortar
    25359Dalmatia Branch205 School Road, Dalmatia, PA 17017April 26, 1912Full Service Brick and Mortar
    48738Tower City BranchMain Street, Tower City, PA 17980Febuary 26, 1934Full Service Brick and Mortar
    6221476Derry Street Branch4509 Derry Street, Harrisburg, PA 17111June 25, 1990Full Service Brick and Mortar
    8221478Peters Mountain Branch1001 Peters Mountain Road, Dauphin, PA 17018Febuary 20, 1995Full Service Brick and Mortar
    9221479Carlisle Pike Branch4622 Carlisle Pike, Mechanicsburg, PA 17050September 25, 1995Full Service Brick and Mortar
    109110Miners Lykens Branch550 Main Street, Lykens, PA 17048January 01, 1934Full Service Brick and Mortar
    11361755Front Street Branch2615 N Front Street, Harrisburg, PA 17110August 24, 2000Full Service Brick and Mortar
    124403735500 Allentown Boulevard5500 Allentown Boulevard, Harrisburg, PA 17112April 18, 2005Full Service Brick and Mortar
    13441769Market Square Branch17 North 2nd Street, Harrisburg, PA 17101June 20, 2005Full Service Retail
    1441155Steelton Office51 South Front Street, Steelton, PA 17113January 01, 1900Full Service Brick and Mortar
    15266653Middletown Branch1100 Spring Garden Drive, Middletown, PA 17057October 01, 1997Full Service Brick and Mortar
    16460998Elizabethville Branch4642 State Route 209, Elizabethville, PA 17023Febuary 26, 2007Full Service Brick and Mortar
    17468204Camp Hill Branch2101 Market Street, Camp Hill, PA 17011September 10, 2007Full Service Brick and Mortar

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