Riverview Bank in Marysville, Pennsylvania (PA)
Overview, Financial Summary, Detailed Financial Reports, Branches


  • Riverview Bank in Marysville, Pennsylvania (PA)
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Riverview Bank - Overview

  • General
  • FDIC Certificate #: 7598
    Status: Active
    Federal Reserve ID: 757612
    Bank Holding Company (Regulatory Top Holder): Riverview Financial Corporation (RSSDID: 2727495, Location: Halifax, PA)
    Date Established: August 06, 1904
    WWW: http://www.riverviewbankpa.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 9 (Domestic: 9, Interstate: No)
    OTS Docket #: 15555
    FDIC's unique #: 4928
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: January 01, 2012
    Last Structure Change Process Date: January 24, 2012
    Last Data Update: January 24, 2012
    Data Source Date: April 05, 2012
  • Location
  • Address: 200 Front Street, Marysville, PA 17053
    County: Perry
    Quarterly Banking Profile Region: New York
    FDIC Geographic Region: New York
    FDIC Supervisory Region: New York
    FDIC Field Office: Harrisburg
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Northeast
    Metropolitan Statistical Area (MSA): Harrisburg-Lebanon-Carlisle, PA (#3240)
    Combined Statistical Area (CSA): Harrisburg-Carlisle-Lebanon, PA (#276)
    Core Based Statistical Area (CBSA): Harrisburg-Carlisle, PA (#25420)
    CBSA Metro Statistical Area: Harrisburg-Carlisle, PA (#25420)
  • Financial Summary
  • Total assets: $287.4 mil
    Equity capital: $27.8 mil
    Deposits held in domestic offices: $246.4 mil
    Return on assets (ROA): 0.57% ($1.6 mil)
    Quarterly return on assets: 0.19% ($0.5 mil)
    Return on Equity (ROE): 6.03% ($1.7 mil)
    Quarterly return on equity: 1.98% ($0.6 mil)
    Net income: $1.6 mil
    Quarterly Net income: $0.1 mil
    Pretax return on assets: 0.66% ($1,897.2 mil)
    Quarterly Pretax return on assets: 0.10% ($287.4 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 65Total employees (full-time equivalent)
  • $287,447Total assets
  • $26,872Cash and due from depository institutions
  • $19,398Interest-bearing balances
  • $42,565Securities
  • $1,283Federal funds sold & reverse repurchase agreements
  • $196,410Net loans & leases
  • $3,423Loan loss allowance
  • $0Trading account assets
  • $7,279Bank premises and fixed assets
  • $1,298Other real estate owned
  • $1,908Goodwill and other intangibles
  • $287,447Life insurance assets
  • $9,832All other assets
  • $259,682Total liabilities and capital
  • $246,411Total liabilities
  • $223,912Total deposits
  • $246,411Interest-bearing deposits
  • $86Deposits held in domestic offices
  • 893.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $10,678Trading liabilities
  • $0Other borrowed funds
  • $1,700Subordinated debt
  • $27,765All other liabilities
  • $27,765Total equity capital
  • $27,765Total bank equity capital
  • $0Perpetual preferred stock
  • $102Common stock
  • $13,579Surplus
  • $14,084Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $384Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $5,782Income earned, not collected on loans
  • $1,092Earning assets
  • $915Long-term assets (5+ years)
  • $259,656Average Assets, year-to-date
  • $62,695Average Assets, quarterly
  • $280,383Volatile liabilities
  • $288,044Insider loans
  • $189,556FHLB advances
  • $284,780Loans and leases held for sale
  • $5,891Unused loan commitments
  • $3,932Tier 1 (core) risk-based capital
  • $24,851Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $1,959Total unused commitments
  • $31,461Restructured Loans and leases
  • $6,495Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $12,490Total interest income
  • $3,657Total interest expense
  • $8,833Net interest income
  • $946Provision for loan and lease losses
  • $1,308Total noninterest income
  • $0Fiduciary activities
  • $336Service charges on deposit accounts
  • $0Trading account gains & fees
  • $972Additional noninterest income
  • $7,619Total noninterest expense
  • $3,948Salaries and employee benefits
  • $1,259Premises and equipment expense
  • $2,412Additional noninterest expense
  • $1,576Pre-tax net operating income
  • $274Securities gains (losses)
  • $265Applicable income taxes
  • $1,585Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,585Net income attributable to bank
  • $0Net charge-offs
  • $1,585Cash dividends
  • $496Sale, conversion, retirement of capital stock, net
  • $1,167Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.92%Yield on earning assets
  • 1.44%Cost of funding earning assets
  • 3.48%Net interest margin
  • 0.51%Noninterest income to earning assets
  • 3.00%Noninterest expense to earning assets
  • 0.48%Net operating income to assets
  • 0.57%Return on assets (ROA)
  • 0.66%Pretax return on assets
  • 6.03%Return on equity (ROE)
  • 1.59%Retained earnings to average equity (YTD only)
  • 0.27%Net charge-offs to loans
  • 190.73%Credit loss provision to net charge-offs
  • 5.08%Efficiency ratio
  • 74,884Assets per employee
  • 4.42%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 73.63%Loss allowance to loans
  • 1.71%Loss allowance to noncurrent loans
  • 59.20%Noncurrent assets plus other real estate owned to assets
  • 2.46%Noncurrent loans to loans
  • 2.89%Net loans and leases to deposits
  • 79.71%Net loans and leases to core deposits
  • 81.17%Equity capital to assets
  • 9.66%Core capital (leverage) ratio
  • 8.73%Tier 1 risk-based capital ratio
  • 13.11%Total risk-based capital ratio
  • Memoranda
  • $14Average assets
  • $280,383Average earning assets
  • $26,302Average equity
  • $254,088Average loans

List of branches

  • 9 Pennsylvania Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    04928Riverview Bank200 Front Street, Marysville, PA 17053August 06, 1904Full Service Brick and Mortar
    1216090Ridgeview Branch500 South State Road, Marysville, PA 17053April 08, 1987Full Service Brick and Mortar
    2424639Duncannon Branch55 South Main St, Duncannon, PA 17020December 11, 2003Full Service Brick and Mortar
    3466373Good Hope Office Branch2040 Good Hope Road, Enola, PA 17025June 04, 2007Full Service Brick and Mortar
    4478364Linglestown Office Branch1288 North Mountain Road, Harrisburg, PA 17112June 16, 2008Full Service Brick and Mortar
    54875Halifax BranchThird And Market Streets, Halifax, PA 17032December 20, 1900Full Service Brick and Mortar
    6448888Millersburg Branch311 South Market Street, Upper Paxton Township, Millersburg, PA 17061March 07, 2005Full Service Brick and Mortar
    7494798Elizabethville Office Branch34 South Market Street, Elizabethville, PA 17023January 01, 2009Full Service Brick and Mortar
    8521525Tower City Office Branch920 East Wiconisco Street, Tower City, PA 17980September 13, 2010Full Service Brick and Mortar

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