Midwest Community Bank in Plainville, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches


  • Midwest Community Bank in Plainville, Kansas (KS)
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Midwest Community Bank routing number info

Midwest Community Bank - Overview

  • General
  • FDIC Certificate #: 10925
    Status: Active
    Federal Reserve ID: 528858
    Bank Holding Company (Regulatory Top Holder): Palco Bankshares, Inc. (RSSDID: 4236179, Location: Palco, KS)
    Date Established: July 28, 1928
    WWW: http://www.mwcb.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Domestic: 2, Interstate: No)
    FDIC's unique #: 6997
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 201 South Main Street, Plainville, KS 67663
    County: Rooks
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Hays
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
  • History of Changes
  • Corrections
    Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $68.0 mil
    Equity capital: $8.0 mil
    Deposits held in domestic offices: $51.6 mil
    Return on assets (ROA): 1.44% ($1.0 mil)
    Quarterly return on assets: 0.45% ($0.3 mil)
    Return on Equity (ROE): 17.86% ($1.4 mil)
    Quarterly return on equity: 3.95% ($0.3 mil)
    Net income: $1.1 mil
    Quarterly Net income: $0.1 mil
    Pretax return on assets: 2.25% ($1,529.9 mil)
    Quarterly Pretax return on assets: 1.64% ($1,115.1 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 18Total employees (full-time equivalent)
  • $67,995Total assets
  • $2,912Cash and due from depository institutions
  • $1,398Interest-bearing balances
  • $29,957Securities
  • $35Federal funds sold & reverse repurchase agreements
  • $31,616Net loans & leases
  • $239Loan loss allowance
  • $0Trading account assets
  • $521Bank premises and fixed assets
  • $736Other real estate owned
  • $422Goodwill and other intangibles
  • $67,995Life insurance assets
  • $1,796All other assets
  • $59,994Total liabilities and capital
  • $51,574Total liabilities
  • $39,759Total deposits
  • $51,574Interest-bearing deposits
  • $90Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $7,924Trading liabilities
  • $0Other borrowed funds
  • $496Subordinated debt
  • $8,001All other liabilities
  • $8,001Total equity capital
  • $8,001Total bank equity capital
  • $0Perpetual preferred stock
  • $430Common stock
  • $6,472Surplus
  • $1,099Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1,300Income earned, not collected on loans
  • $0Earning assets
  • $501Long-term assets (5+ years)
  • $63,006Average Assets, year-to-date
  • $31,890Average Assets, quarterly
  • $73,584Volatile liabilities
  • $70,657Insider loans
  • $33,048FHLB advances
  • $68,526Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $7,542Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $844Restructured Loans and leases
  • $618Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $1,401Total interest income
  • $442Total interest expense
  • $959Net interest income
  • $250Provision for loan and lease losses
  • $1,961Total noninterest income
  • $0Fiduciary activities
  • $28Service charges on deposit accounts
  • $0Trading account gains & fees
  • $1,933Additional noninterest income
  • $1,209Total noninterest expense
  • $493Salaries and employee benefits
  • $92Premises and equipment expense
  • $624Additional noninterest expense
  • $1,461Pre-tax net operating income
  • $197Securities gains (losses)
  • $596Applicable income taxes
  • $1,062Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,062Net income attributable to bank
  • $0Net charge-offs
  • $1,062Cash dividends
  • $11Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 2.07%Yield on earning assets
  • 0.65%Cost of funding earning assets
  • 1.42%Net interest margin
  • 2.90%Noninterest income to earning assets
  • 1.79%Noninterest expense to earning assets
  • 1.27%Net operating income to assets
  • 1.44%Return on assets (ROA)
  • 2.25%Pretax return on assets
  • 17.86%Return on equity (ROE)
  • 17.86%Retained earnings to average equity (YTD only)
  • 0.03%Net charge-offs to loans
  • 2272.73%Credit loss provision to net charge-offs
  • 155.55%Efficiency ratio
  • 41,404Assets per employee
  • 3.78%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 0.75%Loss allowance to noncurrent loans
  • 18.38%Noncurrent assets plus other real estate owned to assets
  • 2.99%Noncurrent loans to loans
  • 4.08%Net loans and leases to deposits
  • 61.30%Net loans and leases to core deposits
  • 63.34%Equity capital to assets
  • 11.77%Core capital (leverage) ratio
  • 11.01%Tier 1 risk-based capital ratio
  • 22.82%Total risk-based capital ratio
  • Memoranda
  • $24Average assets
  • $73,584Average earning assets
  • $5,947Average equity
  • $67,582Average loans

List of branches

  • 2 Kansas Branches as of April 05, 2012
    • NoIDNameAddressEstablishedService TypeMap
    06997Midwest Community Bank201 South Main Street, Plainville, KS 67663July 28, 1928Full Service Brick and Mortar
    3432582Midwest Community Bank - Palco Branc402 Main Street, Palco, KS 67657October 09, 2004Full Service Brick and Mortar

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