Mission National Bank in San Francisco, California (CA)
Overview, Financial Summary, Detailed Financial Reports, Branches

Mission National Bank - Overview

  • General
  • FDIC Certificate #: 23749
    Status: Active
    Federal Reserve ID: 519360
    Bank Holding Company (Regulatory Top Holder): Mnb Holdings Corporation (RSSDID: 3195297, Location: San Francisco, CA)
    Date Established: Febuary 16, 1982
    WWW: http://www.mnbsf.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 3 (Domestic: 3, Interstate: No)
    OTS Docket #: 14614
    FDIC's unique #: 16602
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: Febuary 16, 1982
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 3060 Sixteenth Street, San Francisco, CA 94103
    County: San Francisco
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: San Francisco
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): San Francisco, CA (#7360)
    Consolidated Metropolitan Statistical Area (CMSA): San Francisco-Oakland-San Jose, CA (#84)
    Combined Statistical Area (CSA): San Jose-San Francisco-Oakland, CA (#488)
    Core Based Statistical Area (CBSA): San Francisco-Oakland-Fremont, CA (#41860)
    CBSA Metro Statistical Area: San Francisco-Oakland-Fremont, CA (#41860)
    Core Based Statistical Division: San Francisco-San Mateo-Redwood City, CA (#41884)
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $185.4 mil
    Equity capital: $18.1 mil
    Deposits held in domestic offices: $164.8 mil
    Return on assets (ROA): 0.53% ($1.0 mil)
    Quarterly return on assets: 1.29% ($2.4 mil)
    Return on Equity (ROE): 5.61% ($1.0 mil)
    Quarterly return on equity: 13.66% ($2.5 mil)
    Net income: $1.0 mil
    Quarterly Net income: $0.6 mil
    Pretax return on assets: 0.82% ($1,520.6 mil)
    Quarterly Pretax return on assets: 2.15% ($3,987.0 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 39Total employees (full-time equivalent)
  • $185,443Total assets
  • $18,868Cash and due from depository institutions
  • $5,318Interest-bearing balances
  • $4,623Securities
  • $23,035Federal funds sold & reverse repurchase agreements
  • $130,991Net loans & leases
  • $4,187Loan loss allowance
  • $0Trading account assets
  • $1,980Bank premises and fixed assets
  • $0Other real estate owned
  • $70Goodwill and other intangibles
  • $185,443Life insurance assets
  • $5,876All other assets
  • $167,315Total liabilities and capital
  • $164,850Total liabilities
  • $132,602Total deposits
  • $164,850Interest-bearing deposits
  • $93Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $1,000Trading liabilities
  • $0Other borrowed funds
  • $1,465Subordinated debt
  • $18,128All other liabilities
  • $18,128Total equity capital
  • $18,128Total bank equity capital
  • $0Perpetual preferred stock
  • $2,264Common stock
  • $6,257Surplus
  • $9,607Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $6,459Income earned, not collected on loans
  • $648Earning assets
  • $521Long-term assets (5+ years)
  • $163,967Average Assets, year-to-date
  • $55,859Average Assets, quarterly
  • $191,164Volatile liabilities
  • $189,359Insider loans
  • $145,508FHLB advances
  • $189,194Loans and leases held for sale
  • $1,015Unused loan commitments
  • $1,015Tier 1 (core) risk-based capital
  • $18,119Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $3,791Restructured Loans and leases
  • $3,001Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $9,727Total interest income
  • $1,946Total interest expense
  • $7,781Net interest income
  • $1,620Provision for loan and lease losses
  • $1,654Total noninterest income
  • $0Fiduciary activities
  • $1,219Service charges on deposit accounts
  • $0Trading account gains & fees
  • $435Additional noninterest income
  • $6,384Total noninterest expense
  • $2,499Salaries and employee benefits
  • $929Premises and equipment expense
  • $2,956Additional noninterest expense
  • $1,431Pre-tax net operating income
  • $131Securities gains (losses)
  • $554Applicable income taxes
  • $1,008Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,008Net income attributable to bank
  • $0Net charge-offs
  • $1,008Cash dividends
  • $544Sale, conversion, retirement of capital stock, net
  • $463Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.71%Yield on earning assets
  • 1.14%Cost of funding earning assets
  • 4.56%Net interest margin
  • 0.97%Noninterest income to earning assets
  • 3.75%Noninterest expense to earning assets
  • 0.48%Net operating income to assets
  • 0.53%Return on assets (ROA)
  • 0.82%Pretax return on assets
  • 5.61%Return on equity (ROE)
  • 3.03%Retained earnings to average equity (YTD only)
  • 0.40%Net charge-offs to loans
  • 297.79%Credit loss provision to net charge-offs
  • 5.61%Efficiency ratio
  • 67,621Assets per employee
  • 4.75%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 45.93%Loss allowance to loans
  • 3.10%Loss allowance to noncurrent loans
  • 64.82%Noncurrent assets plus other real estate owned to assets
  • 3.48%Noncurrent loans to loans
  • 4.78%Net loans and leases to deposits
  • 79.46%Net loans and leases to core deposits
  • 90.68%Equity capital to assets
  • 9.78%Core capital (leverage) ratio
  • 9.58%Tier 1 risk-based capital ratio
  • 12.45%Total risk-based capital ratio
  • Memoranda
  • $14Average assets
  • $191,164Average earning assets
  • $17,981Average equity
  • $170,454Average loans

List of branches

  • 3 California Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    016602Mission National Bank3060 Sixteenth Street, San Francisco, CA 94103Febuary 16, 1982Full Service Brick and Mortar
    4285586Berkeley Branch2855 Telegraph Avenue, Berkeley, CA 94705January 01, 1973Full Service Brick and Mortar
    7444422773 Mission Street Branch2773 Mission Street, San Francisco, CA 94110January 01, 1971Full Service Brick and Mortar

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