Trans-Pacific National Bank in San Francisco, California (CA)
Overview, Financial Summary, Detailed Financial Reports, Branches

Trans-Pacific National Bank - Overview

  • General
  • FDIC Certificate #: 25644
    Status: Active
    Federal Reserve ID: 403067
    Bank Holding Company (Regulatory Top Holder): Trans Pacific Bancorp (RSSDID: 1031515, Location: San Francisco, CA)
    Date Established: August 21, 1984
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 3 (Domestic: 3, Interstate: No)
    OTS Docket #: 12481
    FDIC's unique #: 17549
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: August 21, 1984
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 55 Second Street, San Francisco, CA 94105
    County: San Francisco
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: San Francisco
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): San Francisco, CA (#7360)
    Consolidated Metropolitan Statistical Area (CMSA): San Francisco-Oakland-San Jose, CA (#84)
    Combined Statistical Area (CSA): San Jose-San Francisco-Oakland, CA (#488)
    Core Based Statistical Area (CBSA): San Francisco-Oakland-Fremont, CA (#41860)
    CBSA Metro Statistical Area: San Francisco-Oakland-Fremont, CA (#41860)
    Core Based Statistical Division: San Francisco-San Mateo-Redwood City, CA (#41884)
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $113.7 mil
    Equity capital: $12.8 mil
    Deposits held in domestic offices: $100.3 mil
    Return on assets (ROA): 0.24% ($0.3 mil)
    Quarterly return on assets: 0.01% ($0.0 mil)
    Return on Equity (ROE): 2.25% ($0.3 mil)
    Quarterly return on equity: 0.06% ($0.0 mil)
    Net income: $0.3 mil
    Quarterly Net income: $0.0 mil
    Pretax return on assets: 0.24% ($273.0 mil)
    Quarterly Pretax return on assets: 0.01% ($11.4 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 32Total employees (full-time equivalent)
  • $113,743Total assets
  • $13,258Cash and due from depository institutions
  • $11,463Interest-bearing balances
  • $19,019Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $77,228Net loans & leases
  • $3,188Loan loss allowance
  • $0Trading account assets
  • $928Bank premises and fixed assets
  • $813Other real estate owned
  • $9Goodwill and other intangibles
  • $113,743Life insurance assets
  • $2,488All other assets
  • $100,938Total liabilities and capital
  • $100,261Total liabilities
  • $72,963Total deposits
  • $100,261Interest-bearing deposits
  • $88Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $677Subordinated debt
  • $12,805All other liabilities
  • $12,805Total equity capital
  • $12,805Total bank equity capital
  • $0Perpetual preferred stock
  • $2,675Common stock
  • $13,644Surplus
  • $-3,514Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $2,689Income earned, not collected on loans
  • $0Earning assets
  • $391Long-term assets (5+ years)
  • $107,710Average Assets, year-to-date
  • $21,835Average Assets, quarterly
  • $119,194Volatile liabilities
  • $112,817Insider loans
  • $80,369FHLB advances
  • $109,773Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $11,964Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $11,469Restructured Loans and leases
  • $1,049Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $5,237Total interest income
  • $589Total interest expense
  • $4,648Net interest income
  • $0Provision for loan and lease losses
  • $988Total noninterest income
  • $0Fiduciary activities
  • $159Service charges on deposit accounts
  • $0Trading account gains & fees
  • $829Additional noninterest income
  • $5,722Total noninterest expense
  • $2,778Salaries and employee benefits
  • $941Premises and equipment expense
  • $2,003Additional noninterest expense
  • -$86Pre-tax net operating income
  • $368Securities gains (losses)
  • $0Applicable income taxes
  • $282Income before extraordinary items
  • $0Extraordinary gains - net
  • $282Net income attributable to bank
  • $0Net charge-offs
  • $282Cash dividends
  • $357Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.66%Yield on earning assets
  • 0.52%Cost of funding earning assets
  • 4.14%Net interest margin
  • 0.88%Noninterest income to earning assets
  • 5.09%Noninterest expense to earning assets
  • -0.07%Net operating income to assets
  • 0.24%Return on assets (ROA)
  • 0.24%Pretax return on assets
  • 2.25%Return on equity (ROE)
  • 2.25%Retained earnings to average equity (YTD only)
  • 0.43%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • -0.24%Efficiency ratio
  • 101,526Assets per employee
  • 3.55%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 3.96%Loss allowance to noncurrent loans
  • 118.56%Noncurrent assets plus other real estate owned to assets
  • 3.08%Noncurrent loans to loans
  • 3.34%Net loans and leases to deposits
  • 77.03%Net loans and leases to core deposits
  • 84.19%Equity capital to assets
  • 11.26%Core capital (leverage) ratio
  • 10.90%Tier 1 risk-based capital ratio
  • 14.89%Total risk-based capital ratio
  • Memoranda
  • $16Average assets
  • $119,194Average earning assets
  • $12,514Average equity
  • $112,366Average loans

List of branches

  • 3 California Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    017549Trans-Pacific National Bank55 Second Street, San Francisco, CA 94105August 21, 1984Full Service Brick and Mortar
    1258093Alameda Branch1442 Webster Street, Alameda, CA 94501October 28, 1988Full Service Brick and Mortar
    3258094Peninsula Branch979 Broadway, Suite 112, Millbrae, CA 94030December 18, 1998Full Service Brick and Mortar

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