Nesquehoning Savings Bank in Nesquehoning, Pennsylvania (PA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of December 31, 2008

  • Nesquehoning Savings Bank in Nesquehoning, Pennsylvania (PA)
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Nesquehoning Savings Bank - Overview

  • General
  • FDIC Certificate #: 31280
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: The Jim Thorpe National Bank (#7599)
    Federal Reserve ID: 364971
    Date Established: January 01, 1913
    Bank Charter Class: Savings banks, state charter, supervised by the FDIC
    Offices: 2 (Interstate: No)
    OTS Docket #: 6658
    FDIC's unique #: 44114
    Numeric code: 42
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    FDIC Insured: Yes
    Insured Savings Institution: Yes
    Deposit Insurance Fund member: Yes
    State Chartered: Yes
    Date of Deposit Insurance: December 06, 1965
    Last Structure Change Effective Date: December 31, 2008
    Last Structure Change Process Date: January 30, 2009
    Last Data Update: January 30, 2009
    Data Source Date: April 05, 2012
  • Location
  • Address: 301 West Catawissa Street, Nesquehoning, PA 18240
    County: Carbon
    Quarterly Banking Profile Region: New York
    FDIC Geographic Region: New York
    FDIC Supervisory Region: New York
    FDIC Field Office: Philadelphia
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Northeast
    Metropolitan Statistical Area (MSA): Allentown-Bethlehem-Easton, PA (#240)
    Core Based Statistical Area (CBSA): Allentown-Bethlehem-Easton, PA-NJ (#10900)
    CBSA Metro Statistical Area: Allentown-Bethlehem-Easton, PA-NJ (#10900)
  • Financial Summary
  • Total assets: $32.6 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2007)

  • Dollar figures in thousands
  • 8Total employees (full-time equivalent)
  • $33,654Total assets
  • $962Cash and due from depository institutions
  • $796Interest-bearing balances
  • $10,063Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $20,591Net loans & leases
  • $118Loan loss allowance
  • $0Trading account assets
  • $607Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $844Life insurance assets
  • $1,431All other assets
  • $33,654Total liabilities and capital
  • $29,807Total liabilities
  • $23,844Total deposits
  • $22,891Interest-bearing deposits
  • $23,844Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $5,569Other borrowed funds
  • $0Subordinated debt
  • $394All other liabilities
  • $3,847Total equity capital
  • $3,847Total bank equity capital
  • $3,847Perpetual preferred stock
  • $0Common stock
  • $0Surplus
  • $0Undivided profits
  • Memoranda
  • $3,847Noncurrent loans and leases
  • $1,264Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $217Earning assets
  • $0Long-term assets (5+ years)
  • $165Average Assets, year-to-date
  • $31,450Average Assets, quarterly
  • $26,308Volatile liabilities
  • $31,872Insider loans
  • $33,578FHLB advances
  • $5,017Loans and leases held for sale
  • $459Unused loan commitments
  • $5,569Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $1,264Total unused commitments
  • $0Restructured Loans and leases
  • $118Derivatives

Income and Expense (December 31, 2007)

  • Dollar figures in thousands
  • $1,769Total interest income
  • $1,045Total interest expense
  • $724Net interest income
  • $0Provision for loan and lease losses
  • $66Total noninterest income
  • $0Fiduciary activities
  • $15Service charges on deposit accounts
  • $0Trading account gains & fees
  • $51Additional noninterest income
  • $681Total noninterest expense
  • $334Salaries and employee benefits
  • $81Premises and equipment expense
  • $266Additional noninterest expense
  • $109Pre-tax net operating income
  • $0Securities gains (losses)
  • $6Applicable income taxes
  • $103Income before extraordinary items
  • $0Extraordinary gains - net
  • $103Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2007)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.96%Yield on earning assets
  • 3.52%Cost of funding earning assets
  • 2.44%Net interest margin
  • 0.22%Noninterest income to earning assets
  • 2.29%Noninterest expense to earning assets
  • 0.32%Net operating income to assets
  • 0.32%Return on assets (ROA)
  • 0.34%Pretax return on assets
  • 2.73%Return on equity (ROE)
  • 2.73%Retained earnings to average equity (YTD only)
  • 0.00%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 86,203Assets per employee
  • 4.21%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 0.57%Loss allowance to noncurrent loans
  • 54.38%Noncurrent assets plus other real estate owned to assets
  • 0.64%Noncurrent loans to loans
  • 1.05%Net loans and leases to deposits
  • 86.36%Net loans and leases to core deposits
  • 109.37%Equity capital to assets
  • 11.43%Core capital (leverage) ratio
  • 11.31%Tier 1 risk-based capital ratio
  • 21.51%Total risk-based capital ratio
  • Memoranda
  • $22Average assets
  • $31,872Average earning assets
  • $3,767Average equity
  • $29,677Average loans

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