Newfield National Bank in Newfield, New Jersey (NJ)
Overview, Financial Summary, Detailed Financial Reports, Branches

  • Newfield National Bank in Newfield, New Jersey (NJ)
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Newfield National Bank - Overview

  • General
  • FDIC Certificate #: 14646
    Status: Active
    Federal Reserve ID: 632410
    Bank Holding Company (Regulatory Top Holder): Newfield Bancorp, Inc. (RSSDID: 1830361, Location: Newfield, NJ)
    Date Established: January 01, 1934
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 12 (Domestic: 12, Interstate: No)
    FDIC's unique #: 9160
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: July 31, 1934
    Last Structure Change Effective Date: April 27, 2010
    Last Structure Change Process Date: May 12, 2010
    Last Data Update: May 12, 2010
    Data Source Date: April 05, 2012
  • Location
  • Address: 18-24 West Boulevard, Newfield, NJ 8344
    County: Gloucester
    Quarterly Banking Profile Region: New York
    FDIC Geographic Region: New York
    FDIC Supervisory Region: New York
    FDIC Field Office: Jamesburg
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Northeast
    Metropolitan Statistical Area (MSA): Philadelphia, PA-NJ (#6160)
    Consolidated Metropolitan Statistical Area (CMSA): Philadelphia-Wilmington-Atlantic City, PA-NJ-DE-MD (#77)
    Combined Statistical Area (CSA): Philadelphia-Camden-Vineland, PA-NJ-DE-MD (#428)
    Core Based Statistical Area (CBSA): Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (#37980)
    CBSA Metro Statistical Area: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (#37980)
    Core Based Statistical Division: Camden, NJ (#15804)
  • Financial Summary
  • Total assets: $514.4 mil
    Equity capital: $48.2 mil
    Deposits held in domestic offices: $462.8 mil
    Return on assets (ROA): 0.73% ($3.8 mil)
    Quarterly return on assets: 0.57% ($2.9 mil)
    Return on Equity (ROE): 7.86% ($3.8 mil)
    Quarterly return on equity: 6.01% ($2.9 mil)
    Net income: $3.6 mil
    Quarterly Net income: $0.7 mil
    Pretax return on assets: 0.91% ($4,681.0 mil)
    Quarterly Pretax return on assets: 0.65% ($3,343.6 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 160Total employees (full-time equivalent)
  • $514,399Total assets
  • $42,654Cash and due from depository institutions
  • $33,051Interest-bearing balances
  • $121,494Securities
  • $506Federal funds sold & reverse repurchase agreements
  • $328,194Net loans & leases
  • $4,938Loan loss allowance
  • $0Trading account assets
  • $5,488Bank premises and fixed assets
  • $2,612Other real estate owned
  • $296Goodwill and other intangibles
  • $514,399Life insurance assets
  • $13,155All other assets
  • $466,160Total liabilities and capital
  • $462,811Total liabilities
  • $438,177Total deposits
  • $462,811Interest-bearing deposits
  • $80Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $17Trading liabilities
  • $0Other borrowed funds
  • $3,332Subordinated debt
  • $48,239All other liabilities
  • $48,239Total equity capital
  • $48,239Total bank equity capital
  • $0Perpetual preferred stock
  • $701Common stock
  • $4,518Surplus
  • $43,020Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $674Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $9,244Income earned, not collected on loans
  • $0Earning assets
  • $1,820Long-term assets (5+ years)
  • $483,245Average Assets, year-to-date
  • $222,663Average Assets, quarterly
  • $490,284Volatile liabilities
  • $506,180Insider loans
  • $338,898FHLB advances
  • $502,557Loans and leases held for sale
  • $6,113Unused loan commitments
  • $3,052Tier 1 (core) risk-based capital
  • $46,240Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $3,061Total unused commitments
  • $56,602Restructured Loans and leases
  • $3,828Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $22,217Total interest income
  • $3,003Total interest expense
  • $19,214Net interest income
  • $1,950Provision for loan and lease losses
  • $1,597Total noninterest income
  • $0Fiduciary activities
  • $487Service charges on deposit accounts
  • $0Trading account gains & fees
  • $1,110Additional noninterest income
  • $14,809Total noninterest expense
  • $8,656Salaries and employee benefits
  • $2,445Premises and equipment expense
  • $3,708Additional noninterest expense
  • $4,052Pre-tax net operating income
  • $432Securities gains (losses)
  • $893Applicable income taxes
  • $3,591Income before extraordinary items
  • $0Extraordinary gains - net
  • $3,591Net income attributable to bank
  • $0Net charge-offs
  • $3,591Cash dividends
  • $2,246Sale, conversion, retirement of capital stock, net
  • $1,285Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.81%Yield on earning assets
  • 0.65%Cost of funding earning assets
  • 4.16%Net interest margin
  • 0.35%Noninterest income to earning assets
  • 3.21%Noninterest expense to earning assets
  • 0.66%Net operating income to assets
  • 0.73%Return on assets (ROA)
  • 0.91%Pretax return on assets
  • 7.86%Return on equity (ROE)
  • 5.04%Retained earnings to average equity (YTD only)
  • 0.68%Net charge-offs to loans
  • 86.82%Credit loss provision to net charge-offs
  • 2.67%Efficiency ratio
  • 70,146Assets per employee
  • 3.21%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 35.78%Loss allowance to loans
  • 1.48%Loss allowance to noncurrent loans
  • 53.42%Noncurrent assets plus other real estate owned to assets
  • 2.30%Noncurrent loans to loans
  • 2.77%Net loans and leases to deposits
  • 70.91%Net loans and leases to core deposits
  • 74.82%Equity capital to assets
  • 9.38%Core capital (leverage) ratio
  • 9.20%Tier 1 risk-based capital ratio
  • 13.64%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $490,284Average earning assets
  • $45,710Average equity
  • $461,534Average loans

Total Fiduciary and Related Assets (December 31, 2002)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $15,978Managed Assets
  • 1Number of Accounts
  • $6,933Personal trust and agency accounts
  • $1,507Employee benefit-defined contribution accounts
  • $2,080Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $3,309Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $37Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 195Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $9,045Other retirement accounts
  • $0Corporate trust and agency accounts
  • $9,006Other fiduciary accounts
  • $39Fiduciary accounts held in foreign offices

List of branches

  • 12 New Jersey Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    09160Newfield National Bank18-24 West Boulevard, Newfield, NJ 8344January 01, 1934Full Service Brick and Mortar
    1231876North Delsea Drive BranchNorth Delsea Drive & Malaga Terrace, Franklin Township, NJ 8322January 05, 1970Full Service Brick and Mortar
    2231877552 East Landis Avenue Branch552 East Landis Avenue, Vineland, NJ 8360September 06, 1974Full Service Brick and Mortar
    3231878Star Cross BranchStanton And Tuckahoe Roads, Star Cross, NJ 8322April 20, 1979Full Service Brick and Mortar
    4231879Main Road BranchNorth Main Road And Kay Terrace, Vineland, NJ 8360March 12, 1982Full Service Brick and Mortar
    5231880Little Mill Road BranchDelsea Drive And Little Mill Road, Franklinville, NJ 8322October 26, 1991Full Service Brick and Mortar
    7231882East Landis Branch3535 East Landis Avenue, Vineland, NJ 8360October 26, 1995Full Service Brick and Mortar
    8231883Williamstown Branch302 South Main Street, Williamstown, NJ 8094May 01, 1997Full Service Brick and Mortar
    9231884Sewell Branch515 Woodbury-Glassboro Road, Sewell, NJ 8080June 21, 1999Full Service Brick and Mortar
    10360388Hopewell Township Branch720 Shiloh Pike (Route 49), Hopewell, NJ 8525May 15, 2001Full Service Brick and Mortar
    12279172Seaville Branch2087 Shore Road, Seaville, NJ 8230June 30, 1989Full Service Brick and Mortar
    13463989Washington Township Office Branch273 Fish Pond Road, Sewell, NJ 8080November 06, 2006Full Service Brick and Mortar

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