United Texas Bank in Dallas, Texas (TX)



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United Texas Bank routing number info

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United Texas Bank
GeneralFDIC Certificate #: 26626
Status: Active
Federal Reserve ID: 726953
Date Established: April 07, 1986
WWW: http://www.unitedtexasbank.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
Offices: 1 (Domestic: 1, Interstate: No)
FDIC's unique #: 35350
Numeric code: 13
Regulator: FED
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: No
Asset Concentration Hierarchy: Commercial Lending Specialization
Date of Deposit Insurance: April 07, 1986
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
LocationAddress: 12222 Merit Drive, Suite 100, Dallas, TX 75251
County: Dallas
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Dallas
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: West
Metropolitan Statistical Area (MSA): Dallas, TX (#1920)
Consolidated Metropolitan Statistical Area (CMSA): Dallas-Fort Worth, TX (#31)
Combined Statistical Area (CSA): Dallas-Fort Worth, TX (#206)
Core Based Statistical Area (CBSA): Dallas-Fort Worth-Arlington, TX (#19100)
CBSA Metro Statistical Area: Dallas-Fort Worth-Arlington, TX (#19100)
Core Based Statistical Division: Dallas-Plano-Irving, TX (#19124)
History of ChangesMerge BIF and SAIF Funds into DIF
Financial SummaryTotal assets: $172.9 mil
Equity capital: $19.6 mil
Deposits held in domestic offices: $117.2 mil
Return on assets (ROA): 0.89% ($1.5 mil)
Quarterly return on assets: 0.82% ($1.4 mil)
Return on Equity (ROE): 7.39% ($1.5 mil)
Quarterly return on equity: 7.07% ($1.4 mil)
Net income: $1.3 mil
Quarterly Net income: $0.3 mil
Pretax return on assets: 1.18% ($2,039.8 mil)
Quarterly Pretax return on assets: 0.95% ($1,642.2 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)
(Dollar figures in thousands)
Total employees (full-time equivalent)24
Total assets$172,863
Cash and due from depository institutions$14,738
Interest-bearing balances$14,161
Securities$84,650
Federal funds sold & reverse repurchase agreements$0
Net loans & leases$67,878
Loan loss allowance $1,472
Trading account assets$0
Bank premises and fixed assets$123
Other real estate owned$1,763
Goodwill and other intangibles$0
All other assets$3,711
Life insurance assets$172,863
Total liabilities and capital$153,304
Total liabilities$117,162
Total deposits$71,786
Interest-bearing deposits$117,162
Deposits held in domestic offices$75
% insured (estimated)0.00%
Federal funds purchased & repurchase agreements $0
Trading liabilities$35,979
Other borrowed funds $0
Subordinated debt $163
All other liabilities $19,559
Total equity capital$19,559
Total bank equity capital$19,559
Perpetual preferred stock$0
Common stock$3,200
Surplus$15,391
Undivided profits $968
Memoranda
Noncurrent loans and leases $0
Noncurrent loans that are wholly or partially guaranteed by the U.S. government $0
Income earned, not collected on loans $230
Earning assets $0
Long-term assets (5+ years) $834
Average Assets, year-to-date $166,689
Average Assets, quarterly $61,884
Volatile liabilities $149,784
Insider loans $167,264
FHLB advances $105,369
Loans and leases held for sale $166,703
Unused loan commitments $0
Tier 1 (core) risk-based capital $0
Tier 2 risk-based capital $19,178
Total risk weighted assets $0
Total unused commitments $0
Restructured Loans and leases $18,527
Derivatives$0
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Income and Expense (December 31, 2011)
(Dollar figures in thousands)
Total interest income $6,466
Total interest expense $639
Net interest income $5,827
Provision for loan and lease losses -$50
Total noninterest income $142
Fiduciary activities $0
Service charges on deposit accounts $114
Trading account gains & fees $0
Additional noninterest income $28
Total noninterest expense $4,542
Salaries and employee benefits $2,473
Premises and equipment expense $372
Additional noninterest expense $1,697
Pre-tax net operating income $1,477
Securities gains (losses) $290
Applicable income taxes $441
Income before extraordinary items $1,326
Extraordinary gains - net $0
Net income attributable to bank $1,326
Net charge-offs $0
Cash dividends $1,326
Sale, conversion, retirement of capital stock, net $347
Net operating income $0
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Performance and Condition Ratios (December 31, 2011)
(Dollar figures in thousands)
Performance Ratios (%, annualized)
Yield on earning assets4.58%
Cost of funding earning assets 0.45%
Net interest margin 4.12%
Noninterest income to earning assets 0.10%
Noninterest expense to earning assets 3.21%
Net operating income to assets 0.74%
Return on assets (ROA) 0.89%
Pretax return on assets 1.18%
Return on equity (ROE) 7.39%
Retained earnings to average equity (YTD only) 7.39%
Net charge-offs to loans 0.53%
Credit loss provision to net charge-offs -14.41%
Efficiency ratio4.11%
Assets per employee$76,093
Cash dividends to net income (YTD only)7.20%
Condition Ratios (%)
Loss allowance to loans 0.00%
Loss allowance to noncurrent loans 2.12%
Noncurrent assets plus other real estate owned to assets 640.00%
Noncurrent loans to loans 1.15%
Net loans and leases to deposits0.33%
Net loans and leases to core deposits 57.94%
Equity capital to assets 66.67%
Core capital (leverage) ratio 11.31%
Tier 1 risk-based capital ratio 11.50%
Total risk-based capital ratio 18.20%
Memoranda
Average assets$19
Average earning assets$149,784
Average equity $17,945
Average loans $141,278
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1 Texas Branch as of April 05, 2012
NoIDNameAddressEstablishedService TypeMap
035350United Texas Bank12222 Merit Drive, Suite 100, Dallas, TX 75251April 07, 1986Full Service Brick and Mortar
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