ONB Bank and Trust Company in Tulsa, Oklahoma (OK), MO
Overview, Financial Summary, Detailed Financial Reports, Branches


  • ONB Bank and Trust Company in Tulsa, Oklahoma (OK), MO
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ONB Bank and Trust Company - Overview

  • General
  • FDIC Certificate #: 35348
    Status: Active
    Federal Reserve ID: 2826316
    Bank Holding Company (Regulatory Top Holder): Central Bancompany (RSSDID: 1094314, Location: Jefferson City, MO)
    Date Established: January 20, 2000
    WWW: http://www.onbbank.com
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 11 (Domestic: 11, Interstate: Yes)
    FDIC's unique #: 78809
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: January 20, 2000
    Last Structure Change Effective Date: December 19, 2008
    Last Structure Change Process Date: December 22, 2008
    Last Data Update: December 22, 2008
    Data Source Date: April 05, 2012
  • Location
  • Address: 8908 South Yale Avenue, Suite 100, Tulsa, OK 74137
    County: Tulsa
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Tulsa
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Tulsa, OK (#8560)
    Combined Statistical Area (CSA): Tulsa-Bartlesville, OK (#538)
    Core Based Statistical Area (CBSA): Tulsa, OK (#46140)
    CBSA Metro Statistical Area: Tulsa, OK (#46140)
  • History of Changes
  • Participated in Absorption/Consolidation/Merger
    Corrections
  • Financial Summary
  • Total assets: $607.6 mil
    Equity capital: $123.5 mil
    Deposits held in domestic offices: $482.0 mil
    Return on assets (ROA): 0.41% ($2.5 mil)
    Quarterly return on assets: 0.05% ($0.3 mil)
    Return on Equity (ROE): 2.02% ($2.5 mil)
    Quarterly return on equity: 0.23% ($0.3 mil)
    Net income: $2.5 mil
    Quarterly Net income: $0.1 mil
    Pretax return on assets: 0.66% ($4,010.2 mil)
    Quarterly Pretax return on assets: 0.07% ($425.3 mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 111Total employees (full-time equivalent)
  • $607,600Total assets
  • $38,830Cash and due from depository institutions
  • $29,934Interest-bearing balances
  • $12,627Securities
  • $5,066Federal funds sold & reverse repurchase agreements
  • $467,463Net loans & leases
  • $10,764Loan loss allowance
  • $0Trading account assets
  • $11,138Bank premises and fixed assets
  • $6,398Other real estate owned
  • $58,144Goodwill and other intangibles
  • $607,600Life insurance assets
  • $7,934All other assets
  • $484,090Total liabilities and capital
  • $482,045Total liabilities
  • $415,074Total deposits
  • $482,045Interest-bearing deposits
  • $92Deposits held in domestic offices
  • 1568.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $477Subordinated debt
  • $123,510All other liabilities
  • $123,510Total equity capital
  • $123,510Total bank equity capital
  • $0Perpetual preferred stock
  • $1,063Common stock
  • $122,342Surplus
  • $105Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $225Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $27,391Income earned, not collected on loans
  • $3,942Earning assets
  • $1,897Long-term assets (5+ years)
  • $515,090Average Assets, year-to-date
  • $23,975Average Assets, quarterly
  • $609,356Volatile liabilities
  • $607,729Insider loans
  • $475,898FHLB advances
  • $548,614Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $65,807Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $50,377Restructured Loans and leases
  • $10,655Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $26,678Total interest income
  • $4,781Total interest expense
  • $21,897Net interest income
  • $4,395Provision for loan and lease losses
  • $2,151Total noninterest income
  • $0Fiduciary activities
  • $1,168Service charges on deposit accounts
  • $0Trading account gains & fees
  • $983Additional noninterest income
  • $15,639Total noninterest expense
  • $7,572Salaries and employee benefits
  • $1,835Premises and equipment expense
  • $6,232Additional noninterest expense
  • $4,014Pre-tax net operating income
  • $0Securities gains (losses)
  • $1,541Applicable income taxes
  • $2,473Income before extraordinary items
  • $0Extraordinary gains - net
  • $2,473Net income attributable to bank
  • $0Net charge-offs
  • $2,473Cash dividends
  • $4,912Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.19%Yield on earning assets
  • 0.93%Cost of funding earning assets
  • 4.26%Net interest margin
  • 0.42%Noninterest income to earning assets
  • 3.04%Noninterest expense to earning assets
  • 0.41%Net operating income to assets
  • 0.41%Return on assets (ROA)
  • 0.66%Pretax return on assets
  • 2.02%Return on equity (ROE)
  • 2.02%Retained earnings to average equity (YTD only)
  • 1.02%Net charge-offs to loans
  • 89.47%Credit loss provision to net charge-offs
  • 1.71%Efficiency ratio
  • 63,639Assets per employee
  • 5.47%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 2.25%Loss allowance to noncurrent loans
  • 39.30%Noncurrent assets plus other real estate owned to assets
  • 5.56%Noncurrent loans to loans
  • 5.73%Net loans and leases to deposits
  • 96.97%Net loans and leases to core deposits
  • 113.96%Equity capital to assets
  • 20.33%Core capital (leverage) ratio
  • 12.00%Tier 1 risk-based capital ratio
  • 13.83%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $609,356Average earning assets
  • $122,453Average equity
  • $513,883Average loans

List of branches

  • 1 Missouri Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    10493149Web Branch2116 Nelwood Drive, Columbia, MO 65202January 01, 2009Full Service Cyber
  • 10 Oklahoma Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    078809Onb Bank And Trust Company8908 South Yale Avenue, Suite 100, Tulsa, OK 74137January 20, 2000Full Service Brick and Mortar
    1419387Sapulpa Branch615 S. Mission, Sapulpa, OK 74066April 10, 2002Full Service Brick and Mortar
    2419388Midtown Branch2424 East 21st Street, Suite 100, Tulsa, OK 74114December 04, 2002Full Service Brick and Mortar
    3419480South Tulsa Drive-Thru Branch4708 E 91st Street, Tulsa, OK 74137June 11, 2001Limited Service Facility
    4423080Owasso Branch12502 East 96th Street North, Owasso, OK 74055September 29, 2003Full Service Brick and Mortar
    5466620Edmond Branch3501 French Park Drive, Suite B, Edmond, OK 73034September 27, 2006Full Service Brick and Mortar
    6360718East 61st Street Branch9004 East 61st Street, Tulsa, OK 74133March 30, 1998Full Service Brick and Mortar
    7467972Southwest Boulevard Branch2420 Southwest Boulevard, Tulsa, OK 74107August 27, 2007Full Service Brick and Mortar
    8469366Onb Bank And Trust Company623 South Main Street, Stillwater, OK 74074November 20, 2007Full Service Brick and Mortar
    11526500Edmond Branch1358 East 15th, Edmond, OK 73013October 31, 2011Full Service Brick and Mortar

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