Valley National Bank in Tulsa, Oklahoma (OK)
Overview, Financial Summary, Detailed Financial Reports, Branches

  • Valley National Bank in Tulsa, Oklahoma (OK)
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Valley National Bank - Overview

  • General
  • FDIC Certificate #: 23737
    Status: Active
    Federal Reserve ID: 347956
    Bank Holding Company (Regulatory Top Holder): Tulsa Valley Bancshares Corporation (RSSDID: 1951891, Location: Tulsa, OK)
    Date Established: Febuary 16, 1982
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 4 (Domestic: 4, Interstate: No)
    OTS Docket #: 10350
    FDIC's unique #: 16592
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: Febuary 16, 1982
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 4812 East 81st Street, Tulsa, OK 74137
    County: Tulsa
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Tulsa
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Tulsa, OK (#8560)
    Combined Statistical Area (CSA): Tulsa-Bartlesville, OK (#538)
    Core Based Statistical Area (CBSA): Tulsa, OK (#46140)
    CBSA Metro Statistical Area: Tulsa, OK (#46140)
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $219.7 mil
    Equity capital: $21.5 mil
    Deposits held in domestic offices: $195.3 mil
    Return on assets (ROA): 0.52% ($1.1 mil)
    Quarterly return on assets: 0.62% ($1.4 mil)
    Return on Equity (ROE): 5.54% ($1.2 mil)
    Quarterly return on equity: 6.48% ($1.4 mil)
    Net income: $1.2 mil
    Quarterly Net income: $0.3 mil
    Pretax return on assets: 0.84% ($1,845.3 mil)
    Quarterly Pretax return on assets: 1.12% ($2,460.3 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 38Total employees (full-time equivalent)
  • $219,674Total assets
  • $44,097Cash and due from depository institutions
  • $40,742Interest-bearing balances
  • $1,766Securities
  • $4,533Federal funds sold & reverse repurchase agreements
  • $156,884Net loans & leases
  • $2,817Loan loss allowance
  • $0Trading account assets
  • $6,843Bank premises and fixed assets
  • $2,784Other real estate owned
  • $0Goodwill and other intangibles
  • $219,674Life insurance assets
  • $2,767All other assets
  • $198,209Total liabilities and capital
  • $195,284Total liabilities
  • $157,469Total deposits
  • $195,284Interest-bearing deposits
  • $74Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $2,157Trading liabilities
  • $0Other borrowed funds
  • $768Subordinated debt
  • $21,465All other liabilities
  • $21,465Total equity capital
  • $21,465Total bank equity capital
  • $0Perpetual preferred stock
  • $1,942Common stock
  • $2,233Surplus
  • $17,290Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $667Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $3,326Income earned, not collected on loans
  • $0Earning assets
  • $451Long-term assets (5+ years)
  • $203,925Average Assets, year-to-date
  • $15,731Average Assets, quarterly
  • $220,816Volatile liabilities
  • $220,931Insider loans
  • $163,549FHLB advances
  • $224,325Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $21,405Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $29,798Restructured Loans and leases
  • $2Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $8,226Total interest income
  • $1,876Total interest expense
  • $6,350Net interest income
  • $471Provision for loan and lease losses
  • $743Total noninterest income
  • $0Fiduciary activities
  • $225Service charges on deposit accounts
  • $0Trading account gains & fees
  • $518Additional noninterest income
  • $4,879Total noninterest expense
  • $2,297Salaries and employee benefits
  • $918Premises and equipment expense
  • $1,664Additional noninterest expense
  • $1,743Pre-tax net operating income
  • $119Securities gains (losses)
  • $704Applicable income taxes
  • $1,158Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,158Net income attributable to bank
  • $0Net charge-offs
  • $1,158Cash dividends
  • $55Sale, conversion, retirement of capital stock, net
  • $222Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.02%Yield on earning assets
  • 0.92%Cost of funding earning assets
  • 3.10%Net interest margin
  • 0.36%Noninterest income to earning assets
  • 2.38%Noninterest expense to earning assets
  • 0.49%Net operating income to assets
  • 0.52%Return on assets (ROA)
  • 0.84%Pretax return on assets
  • 5.54%Return on equity (ROE)
  • 4.48%Retained earnings to average equity (YTD only)
  • 0.03%Net charge-offs to loans
  • 856.36%Credit loss provision to net charge-offs
  • 40.25%Efficiency ratio
  • 68,786Assets per employee
  • 5.78%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 19.17%Loss allowance to loans
  • 1.76%Loss allowance to noncurrent loans
  • 84.70%Noncurrent assets plus other real estate owned to assets
  • 2.78%Noncurrent loans to loans
  • 2.08%Net loans and leases to deposits
  • 80.34%Net loans and leases to core deposits
  • 92.81%Equity capital to assets
  • 9.77%Core capital (leverage) ratio
  • 9.54%Tier 1 risk-based capital ratio
  • 13.09%Total risk-based capital ratio
  • Memoranda
  • $14Average assets
  • $220,816Average earning assets
  • $20,901Average equity
  • $204,768Average loans

List of branches

  • 4 Oklahoma Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    016592Valley National Bank4812 East 81st Street, Tulsa, OK 74137Febuary 16, 1982Full Service Brick and Mortar
    2256675Utica Square Branch2030 East 21st, Tulsa, OK 74114December 31, 1997Full Service Brick and Mortar
    3363742Tulsa Branch10615 East 61st Street, Tulsa, OK 74133May 09, 2002Full Service Brick and Mortar
    4492789Bixby Branch13112 South Memorial, Bixby, OK 74008Febuary 03, 2009Full Service Brick and Mortar

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