Oak Hill Banks in Jackson, Ohio (OH)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of April 25, 2008

  • Oak Hill Banks in Jackson, Ohio (OH)
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Oak Hill Banks - Overview

  • General
  • FDIC Certificate #: 27933
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Wesbanco Bank, Inc. (#803)
    Federal Reserve ID: 623922
    Date Established: January 01, 1919
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 34 (Interstate: No)
    OTS Docket #: 567
    FDIC's unique #: 40767
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    State Chartered: Yes
    Date of Deposit Insurance: May 31, 1935
    Last Structure Change Effective Date: April 25, 2008
    Last Structure Change Process Date: May 28, 2008
    Last Data Update: May 28, 2008
    Data Source Date: April 05, 2012
  • Location
  • Address: 14621 State Route 93, Jackson, OH 45640
    County: Jackson
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Columbus
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
  • Financial Summary
  • Total assets: $1,336.2 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2007)

  • Dollar figures in thousands
  • 370Total employees (full-time equivalent)
  • $1,393,934Total assets
  • $24,250Cash and due from depository institutions
  • $418Interest-bearing balances
  • $139,356Securities
  • $55,176Federal funds sold & reverse repurchase agreements
  • $965,581Net loans & leases
  • $6,612Loan loss allowance
  • $0Trading account assets
  • $24,309Bank premises and fixed assets
  • $65Other real estate owned
  • $137,812Goodwill and other intangibles
  • $13,267Life insurance assets
  • $47,385All other assets
  • $1,393,934Total liabilities and capital
  • $1,164,460Total liabilities
  • $949,873Total deposits
  • $903,258Interest-bearing deposits
  • $949,873Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $16,339Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $184,934Other borrowed funds
  • $0Subordinated debt
  • $13,314All other liabilities
  • $229,474Total equity capital
  • $229,474Total bank equity capital
  • $229,474Perpetual preferred stock
  • $0Common stock
  • $1,000Surplus
  • $176,928Undivided profits
  • Memoranda
  • $51,546Noncurrent loans and leases
  • $112,272Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $8,012Earning assets
  • $0Long-term assets (5+ years)
  • $4,931Average Assets, year-to-date
  • $1,160,531Average Assets, quarterly
  • $343,513Volatile liabilities
  • $1,303,230Insider loans
  • $1,333,037FHLB advances
  • $146,671Loans and leases held for sale
  • $5,039Unused loan commitments
  • $139,487Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $60,254Total risk weighted assets
  • $112,272Total unused commitments
  • $0Restructured Loans and leases
  • $6,612Derivatives

Income and Expense (December 31, 2007)

  • Dollar figures in thousands
  • $6,960Total interest income
  • $3,292Total interest expense
  • $3,668Net interest income
  • $307Provision for loan and lease losses
  • $909Total noninterest income
  • $0Fiduciary activities
  • $491Service charges on deposit accounts
  • $0Trading account gains & fees
  • $418Additional noninterest income
  • $2,973Total noninterest expense
  • $1,320Salaries and employee benefits
  • $396Premises and equipment expense
  • $1,257Additional noninterest expense
  • $1,297Pre-tax net operating income
  • $171Securities gains (losses)
  • $447Applicable income taxes
  • $1,021Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,021Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $100Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2007)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.59%Yield on earning assets
  • 0.28%Cost of funding earning assets
  • 0.31%Net interest margin
  • 0.08%Noninterest income to earning assets
  • 0.25%Noninterest expense to earning assets
  • 0.07%Net operating income to assets
  • 0.08%Return on assets (ROA)
  • 0.11%Pretax return on assets
  • 0.77%Return on equity (ROE)
  • 0.77%Retained earnings to average equity (YTD only)
  • 0.01%Net charge-offs to loans
  • 307.00%Credit loss provision to net charge-offs
  • 16.04%Efficiency ratio
  • 62,224Assets per employee
  • 3.77%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 0.68%Loss allowance to noncurrent loans
  • 82.53%Noncurrent assets plus other real estate owned to assets
  • 0.58%Noncurrent loans to loans
  • 0.82%Net loans and leases to deposits
  • 101.65%Net loans and leases to core deposits
  • 113.26%Equity capital to assets
  • 16.46%Core capital (leverage) ratio
  • 8.79%Tier 1 risk-based capital ratio
  • 10.23%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $1,303,230Average earning assets
  • $132,341Average equity
  • $1,177,391Average loans

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