Wesbanco Bank, Inc. in Wheeling, West Virginia (WV), OH, PA
Overview, Financial Summary, Detailed Financial Reports, Branches


Wesbanco Bank, Inc. - Overview

  • General
  • FDIC Certificate #: 803
    Status: Active
    Federal Reserve ID: 645625
    Bank Holding Company (Regulatory Top Holder): Wesbanco, Inc. (RSSDID: 1070448, Location: Wheeling, WV)
    Date Established: January 20, 1870
    WWW: http://www.wesbanco.com
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 115 (Domestic: 115, Interstate: Yes)
    FDIC's unique #: 508
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: April 01, 2009
    Last Structure Change Process Date: April 02, 2009
    Last Data Update: April 02, 2009
    Data Source Date: April 05, 2012
  • Location
  • Address: One Bank Plaza, Wheeling, WV 26003
    County: Ohio
    Quarterly Banking Profile Region: Atlanta
    FDIC Geographic Region: Atlanta
    FDIC Supervisory Region: Atlanta
    FDIC Field Office: Scott Depot
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Northeast
    Metropolitan Statistical Area (MSA): Wheeling, WV-OH (#9000)
    Core Based Statistical Area (CBSA): Wheeling, WV-OH (#48540)
    CBSA Metro Statistical Area: Wheeling, WV-OH (#48540)
  • History of Changes
  • Office Purchased
  • Financial Summary
  • Total assets: $5,520.2 mil
    Equity capital: $695.7 mil
    Deposits held in domestic offices: $4,394.5 mil
    Return on assets (ROA): 0.86% ($47.5 mil)
    Quarterly return on assets: 0.82% ($45.3 mil)
    Return on Equity (ROE): 6.72% ($46.8 mil)
    Quarterly return on equity: 6.46% ($45.0 mil)
    Net income: $46.5 mil
    Quarterly Net income: $11.3 mil
    Pretax return on assets: 1.07% ($59,066.0 mil)
    Quarterly Pretax return on assets: 1.00% ($55,201.8 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 1,347Total employees (full-time equivalent)
  • $5,520,183Total assets
  • $141,704Cash and due from depository institutions
  • $9,625Interest-bearing balances
  • $1,604,235Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $3,194,349Net loans & leases
  • $54,810Loan loss allowance
  • $2,698Trading account assets
  • $78,979Bank premises and fixed assets
  • $2,489Other real estate owned
  • $284,540Goodwill and other intangibles
  • $5,520,183Life insurance assets
  • $211,189All other assets
  • $4,824,468Total liabilities and capital
  • $4,394,507Total liabilities
  • $3,688,630Total deposits
  • $4,394,507Interest-bearing deposits
  • $89Deposits held in domestic offices
  • 218231.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $173,435Trading liabilities
  • $0Other borrowed funds
  • $38,295Subordinated debt
  • $695,715All other liabilities
  • $695,715Total equity capital
  • $695,715Total bank equity capital
  • $0Perpetual preferred stock
  • $7,820Common stock
  • $295,240Surplus
  • $392,655Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $6,084Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $63,359Income earned, not collected on loans
  • $4,905Earning assets
  • $19,268Long-term assets (5+ years)
  • $4,810,907Average Assets, year-to-date
  • $2,274,919Average Assets, quarterly
  • $5,421,585Volatile liabilities
  • $5,501,123Insider loans
  • $3,591,684FHLB advances
  • $5,232,145Loans and leases held for sale
  • $110,152Unused loan commitments
  • $89,015Tier 1 (core) risk-based capital
  • $416,625Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $21,137Total unused commitments
  • $802,017Restructured Loans and leases
  • $5,630Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $224,250Total interest income
  • $51,641Total interest expense
  • $172,609Net interest income
  • $36,247Provision for loan and lease losses
  • $55,625Total noninterest income
  • $12,131Fiduciary activities
  • $18,282Service charges on deposit accounts
  • -$180Trading account gains & fees
  • $25,392Additional noninterest income
  • $135,131Total noninterest expense
  • $71,152Salaries and employee benefits
  • $19,692Premises and equipment expense
  • $44,287Additional noninterest expense
  • $56,856Pre-tax net operating income
  • $1,051Securities gains (losses)
  • $11,450Applicable income taxes
  • $46,457Income before extraordinary items
  • $0Extraordinary gains - net
  • $46,457Net income attributable to bank
  • $0Net charge-offs
  • $46,457Cash dividends
  • $42,488Sale, conversion, retirement of capital stock, net
  • $29,000Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.74%Yield on earning assets
  • 1.09%Cost of funding earning assets
  • 3.65%Net interest margin
  • 1.17%Noninterest income to earning assets
  • 2.85%Noninterest expense to earning assets
  • 0.84%Net operating income to assets
  • 0.86%Return on assets (ROA)
  • 1.07%Pretax return on assets
  • 6.72%Return on equity (ROE)
  • 2.52%Retained earnings to average equity (YTD only)
  • 1.30%Net charge-offs to loans
  • 85.31%Credit loss provision to net charge-offs
  • 2.19%Efficiency ratio
  • 58,190Assets per employee
  • 4.10%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 62.42%Loss allowance to loans
  • 1.69%Loss allowance to noncurrent loans
  • 86.51%Noncurrent assets plus other real estate owned to assets
  • 1.19%Noncurrent loans to loans
  • 1.95%Net loans and leases to deposits
  • 72.69%Net loans and leases to core deposits
  • 80.77%Equity capital to assets
  • 12.60%Core capital (leverage) ratio
  • 7.96%Tier 1 risk-based capital ratio
  • 11.60%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $5,421,585Average earning assets
  • $691,469Average equity
  • $4,735,255Average loans

Total Fiduciary and Related Assets (December 31, 2011)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $2,652,569Managed Assets
  • 1Number of Accounts
  • $2,355,700Personal trust and agency accounts
  • $1,267,270Employee benefit-defined contribution accounts
  • $124,405Employee benefit-defined benefit accounts
  • $104,285Other retirement accounts
  • $163,832Corporate trust and agency accounts
  • $10,466Investment management agency accounts
  • $383,901Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices
  • $301,541Non-managed Assets
  • 5455Number of Accounts
  • $0Personal trust and agency accounts
  • $26,820Employee benefit-defined contribution accounts
  • $691,687Employee benefit-defined benefit accounts
  • $296,869Other retirement accounts
  • $86,231Corporate trust and agency accounts
  • $13,789Other fiduciary accounts
  • $34,074Fiduciary accounts held in foreign offices

List of branches

  • 66 Ohio Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    214364Barnsville Branch230 East Main Street, Barnesville, OH 43713March 18, 1865Full Service Brick and Mortar
    22210592Bethesda Branch105 South Main Street, Bethesda, OH 43719October 01, 1959Full Service Brick and Mortar
    24210594Switzerland BranchWashington And Ohio Streets, Beallsville, OH 43716May 25, 1979Full Service Brick and Mortar
    25210595Woodsfield Branch101 North Sycamore Street, Woodsfield, OH 43793June 16, 1980Full Service Brick and Mortar
    26210596St. Clairsville Branch50690 Valley Center Boulevard, Saint Clairsville, OH 43950December 23, 1996Full Service Brick and Mortar
    5714280200 Putnam Street Branch200 Putnam Street, Marietta, OH 45750May 01, 1972Full Service Brick and Mortar
    60251539Barlow Route 550 BranchState Route 550 At Route 339, Barlow, OH 45712January 01, 1996Full Service Brick and Mortar
    6913526Wheeling National Bank/Branch135 West Main Street, Saint Clairsville, OH 43950July 03, 1967Full Service Brick and Mortar
    78211864Cambridge Branch850 Wheeling Avenue, Cambridge, OH 43725June 28, 1974Full Service Brick and Mortar
    79211865Gahanna Branch116 S. Stygler Road, Gahanna, OH 43230April 16, 1990Full Service Brick and Mortar
    80211866Reynoldsburg Branch6121 East Livingston Avenue, Columbus, OH 43227November 26, 1990Full Service Brick and Mortar
    82241246Shadyside Branch3868 Central Avenue, Shadyside, OH 43947March 02, 1981Full Service Brick and Mortar
    83300Freeport Branch102 East Main Street, Freeport, OH 43973January 01, 1915Full Service Brick and Mortar
    87274098Ft. Steuben Mall Branch100 Mall Drive, Steubenville, OH 43952March 30, 1984Full Service Brick and Mortar
    884408Flushing Branch219 High Street, Flushing, OH 43977January 01, 1921Full Service Brick and Mortar
    91364580New Albany Branch5690 N. Hamilton Road, Columbus, OH 43230March 01, 2002Full Service Brick and Mortar
    9943633The Winton Savings And Loan Company/5511 Cheviot Road At North Bend, Cincinnati, OH 45247January 01, 1887Full Service Brick and Mortar
    100282095Saint Bernard Branch4517 Vine Street, Cincinnati, OH 45217January 01, 1887Full Service Brick and Mortar
    10228209710575 Harrison Ave Branch10575 Harrison Ave, Harrison, OH 45030January 01, 1887Full Service Brick and Mortar
    104264337Finneytown Branch8670 Winton Rd, Cincinnati, OH 45231January 01, 1907Full Service Brick and Mortar
    105264338Montgomery Road Branch9635 Montgomery Road, Cincinnati, OH 45242June 30, 1996Full Service Brick and Mortar
    107443914Beavercreek Branch3216 Seajay Drive, Beavercreek, OH 45430August 31, 2004Full Service Brick and Mortar
    108443915Centerville Branch6291 Wilmington Pike, Centerville, OH 45459August 31, 2004Full Service Brick and Mortar
    109443916Enon Branch7601 Dayton Road, Fairborn, OH 45324August 31, 2004Full Service Brick and Mortar
    110443917New Carlisle Branch210 N Main Street, New Carlisle, OH 45344August 31, 2004Full Service Brick and Mortar
    111443918Springfield - Main Branch28 E Main Street, Springfield, OH 45502August 31, 2004Full Service Brick and Mortar
    112443919Upper Valley Branch1480 Upper Valley Pike, Springfield, OH 45504August 31, 2004Full Service Brick and Mortar
    113443920Yellow Springs Branch50 Kahoe Lane, Yellow Springs, OH 45387August 31, 2004Full Service Brick and Mortar
    114443921Western Hills Branch5440 Muddy Creek Road, Cincinnati, OH 45238January 03, 2005Full Service Brick and Mortar
    115453108Bexley Branch2359 East Main, Bexley, OH 43209December 01, 2005Full Service Brick and Mortar
    11640767Oak Hill Banks Branch14621 State Route 93, Jackson, OH 45640January 01, 1919Full Service Brick and Mortar
    117264219Chesapeake Branch401 2nd Aveune, Chesapeake, OH 45619January 01, 1919Full Service Brick and Mortar
    118264220South Point Branch404 Solida Road, South Point, OH 45680January 01, 1919Full Service Brick and Mortar
    119357231Wheelersburg Branch9198 Ohio River Road, Wheelersburg, OH 45694November 23, 1998Full Service Brick and Mortar
    1204481Ironton Branch311 South Fifth Street, Ironton, OH 45638Febuary 27, 1864Full Service Brick and Mortar
    121222853Jackson Branch300 East Main Street, Jackson, OH 45640November 27, 1967Full Service Brick and Mortar
    122222854Aetna Drive-In Branch410 North Front Street, Oak Hill, OH 45656January 18, 1983Limited Service Facility
    123222855Ironmakers Branch975 East Main Street, Jackson, OH 45640June 18, 1984Full Service Brick and Mortar
    124222856Chillicothe Branch49 East Water Street, Chillicothe, OH 45601October 19, 1988Full Service Brick and Mortar
    125222858Kmart Center Branch1470 North Bridge Street, Chillicothe, OH 45601September 30, 1994Full Service Retail
    126222859Portsmouth Branch924 Gallia Street, Portsmouth, OH 45662September 05, 1995Full Service Brick and Mortar
    127222860Circleville Branch1210 North Curt Street, Circleville, OH 43113December 09, 1996Full Service Brick and Mortar
    128222861West Portsmouth Branch2331 Galena Pike, West Portsmouth, OH 45663Febuary 24, 1997Full Service Brick and Mortar
    12941068Mcarthur Branch115 West Main Street, Mcarthur, OH 45651January 01, 1889Full Service Brick and Mortar
    130265750Wellston Branch109 North Ohio Ave, Wellston, OH 45692January 01, 1889Full Service Brick and Mortar
    131265751Gallipolis Branch500 Third Ave, Gallipolis, OH 45631June 30, 1985Full Service Brick and Mortar
    132222864Athens Branch505 Richland Avenue, Athens, OH 45701October 19, 1998Full Service Brick and Mortar
    133222865Wal-Mart Drive Branch100 Walmart Drive, Jackson, OH 45640October 28, 1998Full Service Retail
    134362135Oak Hill Branch201 S. Front Street, Oak Hill, OH 45656July 01, 2000Full Service Brick and Mortar
    13540843Blue Ash Branch4811 Cooper Road, Cincinnati, OH 45242January 01, 1908Full Service Brick and Mortar
    13641475Cherry Grove Branch8620 Beechmont Avenue, Cincinnati, OH 45255June 30, 1986Full Service Brick and Mortar
    137264504Mason Branch6501 Mason Montgomery Road, Mason, OH 45040November 21, 1994Full Service Brick and Mortar
    13832678Franklin Branch310 South Main Street, Franklin, OH 45005June 22, 1985Full Service Brick and Mortar
    140264505Middletown Branch4421 Roosevelt Boulevard, Suite A, Middletown, OH 45044January 18, 2000Full Service Brick and Mortar
    142425256Centerville Branch1033 South Main Street, Centerville, OH 45459January 12, 2004Full Service Brick and Mortar
    143429605Grove City Branch5901 Hoover Road, Grove City, OH 43123June 30, 2004Full Service Brick and Mortar
    144439250Chilliothe West Branch27 Stoneridge Drive, Chillicothe, OH 45601November 05, 2004Full Service Brick and Mortar
    145440719Proctorville Branch307 State Street, Proctorville, OH 45669November 20, 2003Full Service Brick and Mortar
    146441432Wal-Mart Circleville Branch1470 South Court Street, Circleville, OH 43113June 27, 2005Full Service Brick and Mortar
    147442538Twin Oaks Drive Office120 Twin Oaks Drive, Jackson, OH 45640July 22, 2005Limited Service Administrative
    149456254Kettering Branch2200 South Smithville Road, Kettering, OH 45440November 09, 2006Full Service Brick and Mortar
    151277136West Henderson Road2000 West Henderson Road, Columbus, OH 43220June 30, 1986Full Service Brick and Mortar
    152277138Sawmill Road Branch6470 Sawmill Road, Columbus, OH 43235June 30, 1987Full Service Brick and Mortar
    153277140Columbus-North Branch2700 East Dublin-Granville Rd, Columbus, OH 43231September 09, 1989Full Service Brick and Mortar
    154277141Bexley Branch2710 E Main St, Bexley, OH 43209March 01, 1986Full Service Brick and Mortar
    155277142Upper Arlington Branch1818 West Lane Ave, Upper Arlington, OH 43221March 01, 1991Full Service Brick and Mortar
  • 2 Pennsylvania Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    90356718Washington Branch6 South Main Street, Washington Trust Building, Washington, PA 15301June 05, 2000Full Service Brick and Mortar
    106443004Trinity Point Branch1003 Trinity Circle, Washington, PA 15301August 02, 2004Full Service Brick and Mortar
  • 47 West Virginia Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    0508Wesbanco Bank, Inc.One Bank Plaza, Wheeling, WV 26003January 20, 1870Full Service Brick and Mortar
    1185625Centre Wheeling Branch2146 Market Street, Wheeling, WV 26003May 28, 1974Full Service Brick and Mortar
    24156Follansbee Branch955 Main Street, Follansbee, WV 26037January 01, 1906Full Service Brick and Mortar
    4185626Woodsdale Branch835 National Road, Wheeling, WV 26003October 28, 1985Full Service Brick and Mortar
    79767New Martinsville Branch2 Main Street, New Martinsville, WV 26155January 01, 1897Full Service Brick and Mortar
    10507Sistersville Branch250 Charles Street, Sistersville, WV 26175June 29, 1921Full Service Brick and Mortar
    119297Wellsburg Branch800 Charles Street, Wellsburg, WV 26070January 01, 1832Full Service Brick and Mortar
    124525Elm Grove Branch2207 National Road, Wheeling, WV 26003January 01, 1907Full Service Brick and Mortar
    13212084Auto Bank Branch2100 National Road, Wheeling, WV 26003Febuary 19, 1974Full Service Brick and Mortar
    146389333 Penco Road Branch333 Penco Road, Weirton, WV 26062January 10, 1912Full Service Brick and Mortar
    1615635Fourth And Main Streets BranchFourth And Main Streets, Paden City, WV 26159March 28, 1977Full Service Brick and Mortar
    17254584New Martinsville BranchNorth State Route 2, New Martinsville, WV 26155November 04, 1984Full Service Brick and Mortar
    185772700 Marshall Street Branch700 Marshall Street, Mcmechen, WV 26040April 02, 1906Full Service Brick and Mortar
    27185628Moundsville Branch504-506 Tenth Street, Moundsville, WV 26041October 04, 1999Full Service Brick and Mortar
    2815166Charleston Branch852 Oakwood Road, Charleston, WV 25314January 03, 1975Full Service Brick and Mortar
    2915423Sissonville Branch6409 Sissonville Drive, Sissonville, WV 25320January 05, 1976Full Service Brick and Mortar
    3014607Dunbar Branch11th Street And Myers Avenue, Dunbar, WV 25064June 25, 1973Full Service Brick and Mortar
    3115716South Charleston Branch323 Second Avenue, South Charleston, WV 25303October 10, 1977Full Service Brick and Mortar
    32253688Tennessee Avenue Branch300 Tennessee Avenue, Charleston, WV 25362August 02, 1999Full Service Brick and Mortar
    334540Fairmont Branch301 Adams Street, Fairmont, WV 26554November 01, 1933Full Service Brick and Mortar
    34212128East Fairmont Facility109 Merchant Street, Fairmont, WV 26554Febuary 04, 1974Full Service Brick and Mortar
    35212129Marion Square Shopping Plaza Branch2 Country Club Road, Fairmont, WV 26554November 27, 1989Full Service Brick and Mortar
    36212130Whitehall Branch2820 Whitehall Boulevard, Fairmont, WV 26554September 09, 1992Full Service Brick and Mortar
    3715712Sabraton Branch1350 Earl L Core Road, Morgantown, WV 26505September 12, 1977Full Service Brick and Mortar
    38212131Westover Branch9 Commerce Drive, Westover, WV 26505October 24, 1994Full Service Brick and Mortar
    40244640Johnson Avenue Branch1130 Johnson Avenue, Bridgeport, WV 26330March 09, 1987Full Service Brick and Mortar
    414163Shinnston Branch329 Pike Street, Shinnston, WV 26431Febuary 18, 1932Full Service Brick and Mortar
    42208928Nutter Fort Branch429 Buckhannon Pike, Nutter Fort, WV 26301January 24, 1983Full Service Brick and Mortar
    43208929Bridgeport Branch1203 West Main Street, Bridgeport, WV 26330April 16, 1986Full Service Brick and Mortar
    44208930Route 19 BranchRoute 19, Shinnston, WV 26431June 09, 1986Limited Service Facility
    454527106 West Main Street Branch106 West Main Street, Kingwood, WV 26537January 26, 1914Full Service Brick and Mortar
    47212087Masontown BranchRoute 7, Main Street, Masontown, WV 26542November 15, 1984Full Service Brick and Mortar
    48212088Bruceton Mills BranchRoute 73, Morgantown Street, Bruceton Mills, WV 26525September 16, 1985Full Service Brick and Mortar
    4946431Suncrest Towne Center101 Suncrest Towne Center Drive, Morgantown, WV 26505November 06, 1990Full Service Brick and Mortar
    50289359Downtown Drive-Thru Branch239 Pleasant Street, Morgantown, WV 26505December 31, 1990Limited Service Facility
    51289360Suncrest Branch3051 University Avenue, Morgantown, WV 26505July 26, 1994Full Service Brick and Mortar
    5256963Clarksburg BranchHeritage Square On Main Street, Clarksburg, WV 26301July 15, 1996Full Service Brick and Mortar
    534158Parkersburg Branch415 Market Street, Parkersburg, WV 26101August 18, 1903Full Service Brick and Mortar
    55208921Mineral Wells BranchRoute 1, Mineral Wells, WV 26150December 10, 1984Full Service Brick and Mortar
    56208922Vienna Branch1410 Grand Central Avenue, Vienna, WV 26105September 29, 1986Full Service Brick and Mortar
    6163882 Wall Street Branch2 Wall Street, Ravenswood, WV 26164April 01, 1899Full Service Brick and Mortar
    6612469Gihon Road And Pike Street BranchGihon Road And Pike Street, Parkersburg, WV 26101September 10, 1962Full Service Brick and Mortar
    679800Elizabeth BranchCourt Street, Elizabeth, WV 26143January 01, 1900Full Service Brick and Mortar
    72254577Pine Grove BranchBy-Pass 20, Pine Grove, WV 26419June 29, 1983Full Service Brick and Mortar
    73249366Island Branch141 Zane Street, Wheeling, WV 26003December 03, 1984Full Service Brick and Mortar
    7512525Weirton Main Branch3265 Main Street, Weirton, WV 26062December 03, 1962Full Service Brick and Mortar
    150479028Highlands Branch100 Cabela Drive, Triadelphia, WV 26059October 01, 2007Full Service Brick and Mortar

Comment about this bank, ask questions, or add new information about it:

CAPTCHA

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Wesbanco Bank, Inc..
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents