Oak Hill Banks in Jackson, Ohio (OH)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of April 02, 2005

  • Oak Hill Banks in Jackson, Ohio (OH)
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Oak Hill Banks - Overview

  • General
  • FDIC Certificate #: 6683
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Oak Hill Banks (#27933)
    Federal Reserve ID: 623922
    Date Established: Febuary 27, 1864
    WWW: http://www.oakhillbanks.com
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 33 (Interstate: No)
    FDIC's unique #: 4481
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Oakar Institutions: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: April 02, 2005
    Last Structure Change Process Date: April 14, 2005
    Last Data Update: April 14, 2005
    Data Source Date: April 05, 2012
  • Location
  • Address: 120 Twin Oaks Drive, Jackson, OH 45640
    County: Jackson
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Columbus
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
  • Financial Summary
  • Total assets: $1,099.9 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2004)

  • Dollar figures in thousands
  • 344Total employees (full-time equivalent)
  • $1,075,369Total assets
  • $29,051Cash and due from depository institutions
  • $1,717Interest-bearing balances
  • $91,257Securities
  • $988Federal funds sold & reverse repurchase agreements
  • $909,389Net loans & leases
  • $11,846Loan loss allowance
  • $0Trading account assets
  • $13,098Bank premises and fixed assets
  • $1,614Other real estate owned
  • $5,893Goodwill and other intangibles
  • $0Life insurance assets
  • $24,079All other assets
  • $1,075,369Total liabilities and capital
  • $986,705Total liabilities
  • $872,840Total deposits
  • $780,356Interest-bearing deposits
  • $872,840Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $5,359Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $105,601Other borrowed funds
  • $0Subordinated debt
  • $2,905All other liabilities
  • $88,664Total equity capital
  • $88,664Total bank equity capital
  • $88,664Perpetual preferred stock
  • $0Common stock
  • $1,000Surplus
  • $23,297Undivided profits
  • Memoranda
  • $64,367Noncurrent loans and leases
  • $165,022Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $5,595Earning assets
  • $0Long-term assets (5+ years)
  • $3,930Average Assets, year-to-date
  • $1,003,351Average Assets, quarterly
  • $397,706Volatile liabilities
  • $262,587Insider loans
  • $563,980FHLB advances
  • $243,132Loans and leases held for sale
  • $652Unused loan commitments
  • $105,601Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $256Total risk weighted assets
  • $165,022Total unused commitments
  • $0Restructured Loans and leases
  • $11,313Derivatives

Income and Expense (December 31, 2004)

  • Dollar figures in thousands
  • $57,560Total interest income
  • $20,068Total interest expense
  • $37,492Net interest income
  • $2,473Provision for loan and lease losses
  • $7,227Total noninterest income
  • $0Fiduciary activities
  • $3,562Service charges on deposit accounts
  • $0Trading account gains & fees
  • $3,665Additional noninterest income
  • $22,817Total noninterest expense
  • $9,520Salaries and employee benefits
  • $2,241Premises and equipment expense
  • $11,056Additional noninterest expense
  • $19,429Pre-tax net operating income
  • $4Securities gains (losses)
  • $5,906Applicable income taxes
  • $13,527Income before extraordinary items
  • $0Extraordinary gains - net
  • $13,527Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $1,646Sale, conversion, retirement of capital stock, net
  • $7,100Net operating income

Performance and Condition Ratios (December 31, 2004)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 23.60%Yield on earning assets
  • 8.23%Cost of funding earning assets
  • 15.37%Net interest margin
  • 2.96%Noninterest income to earning assets
  • 9.35%Noninterest expense to earning assets
  • 5.15%Net operating income to assets
  • 5.15%Return on assets (ROA)
  • 7.40%Pretax return on assets
  • 65.08%Return on equity (ROE)
  • 30.92%Retained earnings to average equity (YTD only)
  • 0.75%Net charge-offs to loans
  • 150.24%Credit loss provision to net charge-offs
  • 13.31%Efficiency ratio
  • 51,023Assets per employee
  • 3.13%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 52.49%Loss allowance to loans
  • 1.29%Loss allowance to noncurrent loans
  • 211.72%Noncurrent assets plus other real estate owned to assets
  • 0.67%Noncurrent loans to loans
  • 0.61%Net loans and leases to deposits
  • 104.19%Net loans and leases to core deposits
  • 134.03%Equity capital to assets
  • 8.24%Core capital (leverage) ratio
  • 8.05%Tier 1 risk-based capital ratio
  • 9.40%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $262,587Average earning assets
  • $20,786Average equity
  • $243,921Average loans

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