One Valley Bank, Inc. in city_name, state_name - Detailed Financial Reports, Location

One Valley Bank, Inc. in Morgantown, West Virginia (WV)
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One Valley Bank, Inc. - Overview

General
FDIC Certificate #: 12658
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Branch Banking and Trust Company (#9846)
Federal Reserve ID: 773939
Date Established: January 01, 1911
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 18 (Interstate: No)
OTS Docket #: 10739
FDIC's unique #: 8034
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
Oakar Institutions: Yes
State Chartered: Yes
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: November 10, 2000
Last Structure Change Process Date: January 05, 2001
Last Data Update: January 05, 2001
Data Source Date: April 05, 2012
Location
Address: 466 High Street, Morgantown, WV 26505
County: Monongalia
Quarterly Banking Profile Region: Atlanta
FDIC Geographic Region: Atlanta
FDIC Supervisory Region: Atlanta
FDIC Field Office: Scott Depot
Office of the Comptroller the Currency (OCC) District: Northeast
Office of Thrift Supervision Region: Northeast
Core Based Statistical Area (CBSA): Morgantown, WV (#34060)
CBSA Metro Statistical Area: Morgantown, WV (#34060)
Financial Summary
Total assets: $960.5 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1999)

Dollar figures in thousands
308Total employees (full-time equivalent)
$962,787Total assets
$24,503Cash and due from depository institutions
$246Interest-bearing balances
$205,819Securities
$19,292Federal funds sold & reverse repurchase agreements
$685,084Net loans & leases
$8,477Loan loss allowance
$0Trading account assets
$10,656Bank premises and fixed assets
$115Other real estate owned
$81Goodwill and other intangibles
$0Life insurance assets
$17,237All other assets
$962,787Total liabilities and capital
$897,861Total liabilities
$720,261Total deposits
$629,782Interest-bearing deposits
$720,261Deposits held in domestic offices
0.00%% insured (estimated)
$101,654Federal funds purchased & repurchase agreements
$0Trading liabilities
$69,296Other borrowed funds
$0Subordinated debt
$6,650All other liabilities
$64,926Total equity capital
$64,926Total bank equity capital
$64,926Perpetual preferred stock
$0Common stock
$1,999Surplus
$21,662Undivided profits
Memoranda
$41,265Noncurrent loans and leases
$106,163Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$1,414Earning assets
$6Long-term assets (5+ years)
$3,503Average Assets, year-to-date
$910,441Average Assets, quarterly
$522,602Volatile liabilities
$928,236Insider loans
$969,557FHLB advances
$199,109Loans and leases held for sale
$8,122Unused loan commitments
$0Tier 1 (core) risk-based capital
$31,000Tier 2 risk-based capital
$0Total risk weighted assets
$106,163Total unused commitments
$0Restructured Loans and leases
$7,656Derivatives

Income and Expense (December 31, 1999)

Dollar figures in thousands
$69,151Total interest income
$32,201Total interest expense
$36,950Net interest income
$163Provision for loan and lease losses
$7,630Total noninterest income
$0Fiduciary activities
$3,172Service charges on deposit accounts
$0Trading account gains & fees
$4,458Additional noninterest income
$23,012Total noninterest expense
$10,225Salaries and employee benefits
$3,416Premises and equipment expense
$9,371Additional noninterest expense
$21,405Pre-tax net operating income
$35Securities gains (losses)
$7,164Applicable income taxes
$14,276Income before extraordinary items
$0Extraordinary gains - net
$14,276Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$157Sale, conversion, retirement of capital stock, net
$9,550Net operating income

Performance and Condition Ratios (December 31, 1999)

Dollar figures in thousands
Performance Ratios (%, annualized)
7.84%Yield on earning assets
3.65%Cost of funding earning assets
4.19%Net interest margin
0.87%Noninterest income to earning assets
2.61%Noninterest expense to earning assets
1.54%Net operating income to assets
1.54%Return on assets (ROA)
2.31%Pretax return on assets
22.42%Return on equity (ROE)
7.42%Retained earnings to average equity (YTD only)
0.02%Net charge-offs to loans
103.82%Credit loss provision to net charge-offs
137.38%Efficiency ratio
51,539Assets per employee
3.13%Cash dividends to net income (YTD only)
Condition Ratios (%)
66.90%Loss allowance to loans
1.22%Loss allowance to noncurrent loans
599.50%Noncurrent assets plus other real estate owned to assets
0.16%Noncurrent loans to loans
0.20%Net loans and leases to deposits
95.12%Net loans and leases to core deposits
106.49%Equity capital to assets
6.74%Core capital (leverage) ratio
7.00%Tier 1 risk-based capital ratio
11.18%Total risk-based capital ratio
Memoranda
$12Average assets
$928,236Average earning assets
$63,667Average equity
$881,633Average loans

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Oct 6, 2021 @ 11:11 am

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One Valley Bank, Inc. in Morgantown, West Virginia (WV)
Overview, Financial Summary, Detailed Financial Reports, Branches

One Valley Bank, Inc. - Overview

Assets and Liabilities (December 31, 1999)

Income and Expense (December 31, 1999)

Performance and Condition Ratios (December 31, 1999)

Comment about this bank, ask questions, or add new information about it:

One Valley Bank, Inc. in Morgantown, West Virginia (WV)Overview, Financial Summary, Detailed Financial Reports, Branches

One Valley Bank, Inc. - Overview

Assets and Liabilities (December 31, 1999)

Income and Expense (December 31, 1999)

Performance and Condition Ratios (December 31, 1999)

Comment about this bank, ask questions, or add new information about it:

One Valley Bank, Inc. in Morgantown, West Virginia (WV)
Overview, Financial Summary, Detailed Financial Reports, Branches