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- Banks in West Virginia (WV)
- One Valley Bank, Inc.
One Valley Bank, Inc. in Morgantown, West Virginia (WV)
Overview, Financial Summary, Detailed Financial Reports, Branches
This bank is inactive as of November 10, 2000
- One Valley Bank, Inc. in Morgantown, West Virginia (WV)
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One Valley Bank, Inc. - Overview
- General
- FDIC Certificate #: 12658
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Branch Banking and Trust Company (#9846)
Federal Reserve ID: 773939
Date Established: January 01, 1911
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 18 (Interstate: No)
OTS Docket #: 10739
FDIC's unique #: 8034
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
Oakar Institutions: Yes
State Chartered: Yes
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: November 10, 2000
Last Structure Change Process Date: January 05, 2001
Last Data Update: January 05, 2001
Data Source Date: April 05, 2012 - Location
- Address: 466 High Street, Morgantown, WV 26505
County: Monongalia
Quarterly Banking Profile Region: Atlanta
FDIC Geographic Region: Atlanta
FDIC Supervisory Region: Atlanta
FDIC Field Office: Scott Depot
Office of the Comptroller the Currency (OCC) District: Northeast
Office of Thrift Supervision Region: Northeast
Core Based Statistical Area (CBSA): Morgantown, WV (#34060)
CBSA Metro Statistical Area: Morgantown, WV (#34060) - Financial Summary
- Total assets: $960.5 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 1999)
- Dollar figures in thousands
- 308Total employees (full-time equivalent)
- $962,787Total assets
- $24,503Cash and due from depository institutions
- $246Interest-bearing balances
- $205,819Securities
- $19,292Federal funds sold & reverse repurchase agreements
- $685,084Net loans & leases
- $8,477Loan loss allowance
- $0Trading account assets
- $10,656Bank premises and fixed assets
- $115Other real estate owned
- $81Goodwill and other intangibles
- $0Life insurance assets
- $17,237All other assets
- $962,787Total liabilities and capital
- $897,861Total liabilities
- $720,261Total deposits
- $629,782Interest-bearing deposits
- $720,261Deposits held in domestic offices
- 0.00%% insured (estimated)
- $101,654Federal funds purchased & repurchase agreements
- $0Trading liabilities
- $69,296Other borrowed funds
- $0Subordinated debt
- $6,650All other liabilities
- $64,926Total equity capital
- $64,926Total bank equity capital
- $64,926Perpetual preferred stock
- $0Common stock
- $1,999Surplus
- $21,662Undivided profits
- Memoranda
- $41,265Noncurrent loans and leases
- $106,163Noncurrent loans that are wholly or partially guaranteed by the U.S. government
- $0Income earned, not collected on loans
- $1,414Earning assets
- $6Long-term assets (5+ years)
- $3,503Average Assets, year-to-date
- $910,441Average Assets, quarterly
- $522,602Volatile liabilities
- $928,236Insider loans
- $969,557FHLB advances
- $199,109Loans and leases held for sale
- $8,122Unused loan commitments
- $0Tier 1 (core) risk-based capital
- $31,000Tier 2 risk-based capital
- $0Total risk weighted assets
- $106,163Total unused commitments
- $0Restructured Loans and leases
- $7,656Derivatives
Income and Expense (December 31, 1999)
- Dollar figures in thousands
- $69,151Total interest income
- $32,201Total interest expense
- $36,950Net interest income
- $163Provision for loan and lease losses
- $7,630Total noninterest income
- $0Fiduciary activities
- $3,172Service charges on deposit accounts
- $0Trading account gains & fees
- $4,458Additional noninterest income
- $23,012Total noninterest expense
- $10,225Salaries and employee benefits
- $3,416Premises and equipment expense
- $9,371Additional noninterest expense
- $21,405Pre-tax net operating income
- $35Securities gains (losses)
- $7,164Applicable income taxes
- $14,276Income before extraordinary items
- $0Extraordinary gains - net
- $14,276Net income attributable to bank
- $0Net charge-offs
- $0Cash dividends
- $157Sale, conversion, retirement of capital stock, net
- $9,550Net operating income
Performance and Condition Ratios (December 31, 1999)
- Dollar figures in thousands
- Performance Ratios (%, annualized)
- 7.84%Yield on earning assets
- 3.65%Cost of funding earning assets
- 4.19%Net interest margin
- 0.87%Noninterest income to earning assets
- 2.61%Noninterest expense to earning assets
- 1.54%Net operating income to assets
- 1.54%Return on assets (ROA)
- 2.31%Pretax return on assets
- 22.42%Return on equity (ROE)
- 7.42%Retained earnings to average equity (YTD only)
- 0.02%Net charge-offs to loans
- 103.82%Credit loss provision to net charge-offs
- 137.38%Efficiency ratio
- 51,539Assets per employee
- 3.13%Cash dividends to net income (YTD only)
- Condition Ratios (%)
- 66.90%Loss allowance to loans
- 1.22%Loss allowance to noncurrent loans
- 599.50%Noncurrent assets plus other real estate owned to assets
- 0.16%Noncurrent loans to loans
- 0.20%Net loans and leases to deposits
- 95.12%Net loans and leases to core deposits
- 106.49%Equity capital to assets
- 6.74%Core capital (leverage) ratio
- 7.00%Tier 1 risk-based capital ratio
- 11.18%Total risk-based capital ratio
- Memoranda
- $12Average assets
- $928,236Average earning assets
- $63,667Average equity
- $881,633Average loans
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- Banks in West Virginia (WV)
- One Valley Bank, Inc.
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