Orange County Bank in Paoli, Indiana (IN)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of March 08, 2001

Orange County Bank in Paoli, Indiana (IN)
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Orange County Bank - Overview

General
FDIC Certificate #: 204
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Old National Bank (#3832)
Federal Reserve ID: 1011441
Date Established: March 27, 1886
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 3 (Interstate: No)
OTS Docket #: 9898
FDIC's unique #: 162
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: March 08, 2001
Last Structure Change Process Date: March 28, 2001
Last Data Update: March 28, 2001
Data Source Date: April 05, 2012
Location
Address: Main Street, Paoli, IN 47454
County: Orange
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Chicago
FDIC Field Office: Indianapolis
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Central
Financial Summary
Total assets: $114.3 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2000)

Dollar figures in thousands
100Total employees (full-time equivalent)
$114,283Total assets
$5,702Cash and due from depository institutions
$4,306Interest-bearing balances
$20,989Securities
$0Federal funds sold & reverse repurchase agreements
$70,151Net loans & leases
$1,381Loan loss allowance
$0Trading account assets
$1,584Bank premises and fixed assets
$0Other real estate owned
$12,350Goodwill and other intangibles
$0Life insurance assets
$3,507All other assets
$114,283Total liabilities and capital
$90,944Total liabilities
$75,910Total deposits
$66,410Interest-bearing deposits
$75,910Deposits held in domestic offices
0.00%% insured (estimated)
$6,397Federal funds purchased & repurchase agreements
$0Trading liabilities
$3,000Other borrowed funds
$0Subordinated debt
$5,637All other liabilities
$23,339Total equity capital
$23,339Total bank equity capital
$23,339Perpetual preferred stock
$0Common stock
$1,744Surplus
$16,159Undivided profits
Memoranda
$5,436Noncurrent loans and leases
$5,922Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$194Earning assets
$0Long-term assets (5+ years)
$424Average Assets, year-to-date
$95,446Average Assets, quarterly
$32,297Volatile liabilities
$112,945Insider loans
$113,555FHLB advances
$19,263Loans and leases held for sale
$2,776Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$5,922Total unused commitments
$0Restructured Loans and leases
$849Derivatives

Income and Expense (December 31, 2000)

Dollar figures in thousands
$7,478Total interest income
$3,874Total interest expense
$3,604Net interest income
$0Provision for loan and lease losses
$8,619Total noninterest income
$0Fiduciary activities
$334Service charges on deposit accounts
$0Trading account gains & fees
$8,285Additional noninterest income
$9,393Total noninterest expense
$5,974Salaries and employee benefits
$717Premises and equipment expense
$2,702Additional noninterest expense
$2,830Pre-tax net operating income
$0Securities gains (losses)
$1,276Applicable income taxes
$1,554Income before extraordinary items
$0Extraordinary gains - net
$1,554Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$92Sale, conversion, retirement of capital stock, net
$2,250Net operating income

Performance and Condition Ratios (December 31, 2000)

Dollar figures in thousands
Performance Ratios (%, annualized)
7.93%Yield on earning assets
4.11%Cost of funding earning assets
3.82%Net interest margin
9.13%Noninterest income to earning assets
9.95%Noninterest expense to earning assets
1.38%Net operating income to assets
1.38%Return on assets (ROA)
2.51%Pretax return on assets
7.66%Return on equity (ROE)
-3.43%Retained earnings to average equity (YTD only)
0.13%Net charge-offs to loans
0.00%Credit loss provision to net charge-offs
30.76%Efficiency ratio
71,079Assets per employee
1.14%Cash dividends to net income (YTD only)
Condition Ratios (%)
144.79%Loss allowance to loans
1.93%Loss allowance to noncurrent loans
711.86%Noncurrent assets plus other real estate owned to assets
0.17%Noncurrent loans to loans
0.27%Net loans and leases to deposits
92.41%Net loans and leases to core deposits
109.54%Equity capital to assets
20.42%Core capital (leverage) ratio
10.67%Tier 1 risk-based capital ratio
16.23%Total risk-based capital ratio
Memoranda
$17Average assets
$112,945Average earning assets
$20,283Average equity
$94,357Average loans

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