Orange National Bank in Orange, California (CA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of October 04, 1999

  • Orange National Bank in Orange, California (CA)
  • Show street view No street view available for this location

Orange National Bank - Overview

  • General
  • FDIC Certificate #: 22980
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Citizens Business Bank (#21716)
    Federal Reserve ID: 605263
    Date Established: October 31, 1979
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 6 (Interstate: No)
    OTS Docket #: 15360
    FDIC's unique #: 16081
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: October 31, 1979
    Last Structure Change Effective Date: October 04, 1999
    Last Structure Change Process Date: November 03, 1999
    Last Data Update: November 03, 1999
    Data Source Date: April 05, 2012
  • Location
  • Address: 1201 East Katella Avenue, Orange, CA 92867
    County: Orange
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: Orange
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Orange County, CA (#5945)
    Consolidated Metropolitan Statistical Area (CMSA): Los Angeles-Riverside-Orange County, CA (#49)
    Combined Statistical Area (CSA): Los Angeles-Long Beach-Riverside, CA (#348)
    Core Based Statistical Area (CBSA): Los Angeles-Long Beach-Santa Ana, CA (#31100)
    CBSA Metro Statistical Area: Los Angeles-Long Beach-Santa Ana, CA (#31100)
    Core Based Statistical Division: Santa Ana-Anaheim-Irvine, CA (#42044)
  • Financial Summary
  • Total assets: $273.9 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1998)

  • Dollar figures in thousands
  • 120Total employees (full-time equivalent)
  • $286,072Total assets
  • $17,541Cash and due from depository institutions
  • $0Interest-bearing balances
  • $58,289Securities
  • $57,390Federal funds sold & reverse repurchase agreements
  • $140,140Net loans & leases
  • $1,524Loan loss allowance
  • $0Trading account assets
  • $5,438Bank premises and fixed assets
  • $0Other real estate owned
  • $171Goodwill and other intangibles
  • $0Life insurance assets
  • $7,103All other assets
  • $286,072Total liabilities and capital
  • $263,143Total liabilities
  • $261,070Total deposits
  • $218,304Interest-bearing deposits
  • $261,070Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $2,073All other liabilities
  • $22,929Total equity capital
  • $22,929Total bank equity capital
  • $22,929Perpetual preferred stock
  • $0Common stock
  • $1,672Surplus
  • $3,986Undivided profits
  • Memoranda
  • $17,271Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $1,707Earning assets
  • $0Long-term assets (5+ years)
  • $719Average Assets, year-to-date
  • $255,819Average Assets, quarterly
  • $51,312Volatile liabilities
  • $256,475Insider loans
  • $275,404FHLB advances
  • $19,092Loans and leases held for sale
  • $2,625Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $1,755Total risk weighted assets
  • $23,928Total unused commitments
  • $0Restructured Loans and leases
  • $178,928Derivatives

Income and Expense (December 31, 1998)

  • Dollar figures in thousands
  • $18,489Total interest income
  • $4,165Total interest expense
  • $14,324Net interest income
  • $100Provision for loan and lease losses
  • $3,411Total noninterest income
  • $0Fiduciary activities
  • $1,442Service charges on deposit accounts
  • $0Trading account gains & fees
  • $1,969Additional noninterest income
  • $12,121Total noninterest expense
  • $5,936Salaries and employee benefits
  • $2,085Premises and equipment expense
  • $4,100Additional noninterest expense
  • $5,514Pre-tax net operating income
  • $0Securities gains (losses)
  • $2,147Applicable income taxes
  • $3,367Income before extraordinary items
  • $0Extraordinary gains - net
  • $3,367Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $157Sale, conversion, retirement of capital stock, net
  • $1,389Net operating income

Performance and Condition Ratios (December 31, 1998)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 8.29%Yield on earning assets
  • 1.87%Cost of funding earning assets
  • 6.42%Net interest margin
  • 1.53%Noninterest income to earning assets
  • 5.44%Noninterest expense to earning assets
  • 1.31%Net operating income to assets
  • 1.31%Return on assets (ROA)
  • 2.15%Pretax return on assets
  • 15.48%Return on equity (ROE)
  • 9.10%Retained earnings to average equity (YTD only)
  • 0.11%Net charge-offs to loans
  • 63.69%Credit loss provision to net charge-offs
  • 35.76%Efficiency ratio
  • 68,345Assets per employee
  • 2.38%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 41.25%Loss allowance to loans
  • 1.08%Loss allowance to noncurrent loans
  • 89.28%Noncurrent assets plus other real estate owned to assets
  • 0.60%Noncurrent loans to loans
  • 1.20%Net loans and leases to deposits
  • 53.68%Net loans and leases to core deposits
  • 57.91%Equity capital to assets
  • 8.02%Core capital (leverage) ratio
  • 8.39%Tier 1 risk-based capital ratio
  • 12.83%Total risk-based capital ratio
  • Memoranda
  • $14Average assets
  • $256,475Average earning assets
  • $21,744Average equity
  • $222,955Average loans

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