Pan American Federal Savings Bank in San Mateo, California (CA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of April 29, 1994

  • Pan American Federal Savings Bank in San Mateo, California (CA)
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Pan American Federal Savings Bank - Overview

  • General
  • FDIC Certificate #: 33756
    Status: Inactive
    Closing history: Conservatorship Institution Resolved
    Acquiring institution: Pan American Bank, FSB (#33895)
    Federal Reserve ID: 524878
    Date Established: December 21, 1992
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    OTS Docket #: 10590
    FDIC's unique #: 47966
    Numeric code: 34
    Regulator: OTS
    Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
    FDIC Insured: Yes
    SAIF Insured: Yes
    Insured Savings Institution: Yes
    State Chartered: No
    Date of Deposit Insurance: December 21, 1992
    Last Structure Change Effective Date: April 29, 1994
    Last Structure Change Process Date: May 16, 1994
    Last Data Update: August 02, 1994
    Data Source Date: April 05, 2012
  • Location
  • Address: 1300 South El Camino Real Street, San Mateo, CA 94402
    County: San Mateo
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: San Francisco
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): San Francisco, CA (#7360)
    Consolidated Metropolitan Statistical Area (CMSA): San Francisco-Oakland-San Jose, CA (#84)
    Combined Statistical Area (CSA): San Jose-San Francisco-Oakland, CA (#488)
    Core Based Statistical Area (CBSA): San Francisco-Oakland-Fremont, CA (#41860)
    CBSA Metro Statistical Area: San Francisco-Oakland-Fremont, CA (#41860)
    Core Based Statistical Division: San Francisco-San Mateo-Redwood City, CA (#41884)
  • History of Changes
  • Pass Through Receivership Merger
    Conservatorship Institution Resolved
  • Financial Summary
  • Total assets: $139.8 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1993)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $59Total assets
  • $144,832Cash and due from depository institutions
  • $5,909Interest-bearing balances
  • $5,331Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $0Net loans & leases
  • $129,886Loan loss allowance
  • $1,235Trading account assets
  • $0Bank premises and fixed assets
  • $5,217Other real estate owned
  • $1,200Goodwill and other intangibles
  • $2,620Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $144,832Total liabilities
  • $140,733Total deposits
  • $124,661Interest-bearing deposits
  • $124,661Deposits held in domestic offices
  • 124661.00%% insured (estimated)
  • $100Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $14,175Subordinated debt
  • $0All other liabilities
  • $1,897Total equity capital
  • $1,897Total bank equity capital
  • $4,099Perpetual preferred stock
  • $0Common stock
  • $0Surplus
  • $0Undivided profits
  • Memoranda
  • $4,099Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $8,236Income earned, not collected on loans
  • $920Earning assets
  • $135,217Long-term assets (5+ years)
  • $0Average Assets, year-to-date
  • $160,409Average Assets, quarterly
  • $146,982Volatile liabilities
  • $17,083Insider loans
  • $0FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $4,099Total risk weighted assets
  • $101,430Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1993)

  • Dollar figures in thousands
  • $0Total interest income
  • $12,341Total interest expense
  • $5,754Net interest income
  • $6,587Provision for loan and lease losses
  • $0Total noninterest income
  • $792Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $0Additional noninterest income
  • $792Total noninterest expense
  • $6,222Salaries and employee benefits
  • $2,137Premises and equipment expense
  • $2,159Additional noninterest expense
  • $1,926Pre-tax net operating income
  • $1,157Securities gains (losses)
  • $0Applicable income taxes
  • $118Income before extraordinary items
  • $1,039Extraordinary gains - net
  • $0Net income attributable to bank
  • $1,039Net charge-offs
  • $94Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1993)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.25%Cost of funding earning assets
  • 3.84%Net interest margin
  • 4.40%Noninterest income to earning assets
  • 0.53%Noninterest expense to earning assets
  • 4.16%Net operating income to assets
  • 0.65%Return on assets (ROA)
  • 0.65%Pretax return on assets
  • 0.72%Return on equity (ROE)
  • 29.64%Retained earnings to average equity (YTD only)
  • 29.64%Net charge-offs to loans
  • 0.06%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 84,320Assets per employee
  • 2.45%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 0.94%Loss allowance to noncurrent loans
  • 15.00%Noncurrent assets plus other real estate owned to assets
  • 6.52%Noncurrent loans to loans
  • 6.28%Net loans and leases to deposits
  • 104.19%Net loans and leases to core deposits
  • 106.68%Equity capital to assets
  • 2.83%Core capital (leverage) ratio
  • 2.83%Tier 1 risk-based capital ratio
  • 4.04%Total risk-based capital ratio
  • Memoranda
  • $5Average assets
  • $160,409Average earning assets
  • $3,506Average equity
  • $149,660Average loans

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