Partners Bank of California in Mission Viejo, California (CA)
Overview, Financial Summary, Detailed Financial Reports, Branches


  • Partners Bank of California in Mission Viejo, California (CA)
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Partners Bank of California - Overview

  • General
  • FDIC Certificate #: 58588
    Status: Active
    Federal Reserve ID: 3655933
    Date Established: November 16, 2007
    WWW: http://www.partnersbankca.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Domestic: 1, Interstate: No)
    FDIC's unique #: 457436
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: November 16, 2007
    Last Structure Change Effective Date: September 23, 2011
    Last Structure Change Process Date: September 23, 2011
    Last Data Update: September 23, 2011
    Data Source Date: April 05, 2012
  • Location
  • Address: 27201 Puerta Real, Suite 160, Mission Viejo, CA 92691
    County: Orange
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: Orange
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Orange County, CA (#5945)
    Consolidated Metropolitan Statistical Area (CMSA): Los Angeles-Riverside-Orange County, CA (#49)
    Combined Statistical Area (CSA): Los Angeles-Long Beach-Riverside, CA (#348)
    Core Based Statistical Area (CBSA): Los Angeles-Long Beach-Santa Ana, CA (#31100)
    CBSA Metro Statistical Area: Los Angeles-Long Beach-Santa Ana, CA (#31100)
    Core Based Statistical Division: Santa Ana-Anaheim-Irvine, CA (#42044)
  • Financial Summary
  • Total assets: $100.5 mil
    Equity capital: $15.9 mil
    Deposits held in domestic offices: $84.0 mil
    Return on assets (ROA): 0.89% ($0.9 mil)
    Quarterly return on assets: 1.24% ($1.2 mil)
    Return on Equity (ROE): 7.91% ($1.3 mil)
    Quarterly return on equity: 8.77% ($1.4 mil)
    Net income: $0.9 mil
    Quarterly Net income: $0.3 mil
    Pretax return on assets: 0.77% ($773.7 mil)
    Quarterly Pretax return on assets: 0.77% ($773.7 mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 27Total employees (full-time equivalent)
  • $100,475Total assets
  • $16,612Cash and due from depository institutions
  • $14,019Interest-bearing balances
  • $2,249Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $79,917Net loans & leases
  • $2,543Loan loss allowance
  • $0Trading account assets
  • $222Bank premises and fixed assets
  • $0Other real estate owned
  • $129Goodwill and other intangibles
  • $100,475Life insurance assets
  • $1,346All other assets
  • $84,554Total liabilities and capital
  • $83,982Total liabilities
  • $65,164Total deposits
  • $83,982Interest-bearing deposits
  • $87Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $572Subordinated debt
  • $15,921All other liabilities
  • $15,921Total equity capital
  • $15,921Total bank equity capital
  • $2,444Perpetual preferred stock
  • $22,958Common stock
  • $985Surplus
  • $-10,466Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $650Income earned, not collected on loans
  • $0Earning assets
  • $302Long-term assets (5+ years)
  • $96,185Average Assets, year-to-date
  • $33,767Average Assets, quarterly
  • $101,902Volatile liabilities
  • $106,069Insider loans
  • $82,570FHLB advances
  • $102,501Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $15,839Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $10,237Restructured Loans and leases
  • $3,557Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $5,791Total interest income
  • $1,059Total interest expense
  • $4,732Net interest income
  • $249Provision for loan and lease losses
  • $351Total noninterest income
  • $0Fiduciary activities
  • $81Service charges on deposit accounts
  • $0Trading account gains & fees
  • $270Additional noninterest income
  • $4,297Total noninterest expense
  • $2,485Salaries and employee benefits
  • $410Premises and equipment expense
  • $1,402Additional noninterest expense
  • $537Pre-tax net operating income
  • $243Securities gains (losses)
  • -$124Applicable income taxes
  • $904Income before extraordinary items
  • $0Extraordinary gains - net
  • $904Net income attributable to bank
  • $0Net charge-offs
  • $904Cash dividends
  • $171Sale, conversion, retirement of capital stock, net
  • $6Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.91%Yield on earning assets
  • 1.08%Cost of funding earning assets
  • 4.83%Net interest margin
  • 0.36%Noninterest income to earning assets
  • 4.38%Noninterest expense to earning assets
  • 0.65%Net operating income to assets
  • 0.89%Return on assets (ROA)
  • 0.77%Pretax return on assets
  • 7.91%Return on equity (ROE)
  • 7.86%Retained earnings to average equity (YTD only)
  • 0.21%Net charge-offs to loans
  • 145.61%Credit loss provision to net charge-offs
  • 4.60%Efficiency ratio
  • 84,537Assets per employee
  • 3.72%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.66%Loss allowance to loans
  • 3.08%Loss allowance to noncurrent loans
  • 391.23%Noncurrent assets plus other real estate owned to assets
  • 0.65%Noncurrent loans to loans
  • 0.79%Net loans and leases to deposits
  • 95.16%Net loans and leases to core deposits
  • 133.38%Equity capital to assets
  • 15.85%Core capital (leverage) ratio
  • 15.45%Tier 1 risk-based capital ratio
  • 19.18%Total risk-based capital ratio
  • Memoranda
  • $20Average assets
  • $101,902Average earning assets
  • $11,424Average equity
  • $97,996Average loans

List of branches

  • 1 California Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    0457436Partners Bank Of California27201 Puerta Real, Suite 160, Mission Viejo, CA 92691November 16, 2007Full Service Brick and Mortar

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