Pelham Bank and Trust Company in Pelham, New Hampshire (NH)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of December 30, 1996

  • Pelham Bank and Trust Company in Pelham, New Hampshire (NH)
  • Show street view No street view available for this location

Pelham Bank and Trust Company - Overview

  • General
  • FDIC Certificate #: 19880
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: First Essex Bank (#90219)
    Federal Reserve ID: 97402
    Date Established: December 12, 1968
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 3 (Interstate: No)
    FDIC's unique #: 13667
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: December 12, 1968
    Last Structure Change Effective Date: December 30, 1996
    Last Structure Change Process Date: January 10, 1997
    Last Data Update: January 10, 1997
    Data Source Date: April 05, 2012
  • Location
  • Address: Pelham Shopping Plaza, Route 38, Pelham, NH 3076
    County: Hillsborough
    Quarterly Banking Profile Region: New York
    FDIC Geographic Region: New York
    FDIC Supervisory Region: New York
    FDIC Field Office: Concord
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Northeast
    Metropolitan Statistical Area (MSA): Lowell, MA-NH (#4560)
    Consolidated Metropolitan Statistical Area (CMSA): Boston-Worcester-Lawrence, MA-NH-ME-CT (#7)
    Combined Statistical Area (CSA): Boston-Worcester-Manchester, MA-RI-NH (#148)
    Core Based Statistical Area (CBSA): Manchester-Nashua, NH (#31700)
    CBSA Metro Statistical Area: Manchester-Nashua, NH (#31700)
  • Financial Summary
  • Total assets: $182.3 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1995)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $54Total assets
  • $181,462Cash and due from depository institutions
  • $4,828Interest-bearing balances
  • $0Securities
  • $56,729Federal funds sold & reverse repurchase agreements
  • $9,100Net loans & leases
  • $104,608Loan loss allowance
  • $4,136Trading account assets
  • $0Bank premises and fixed assets
  • $1,768Other real estate owned
  • $1,503Goodwill and other intangibles
  • $2,926Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $181,462Total liabilities
  • $164,577Total deposits
  • $162,005Interest-bearing deposits
  • $137,355Deposits held in domestic offices
  • 162005.00%% insured (estimated)
  • $95Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $214Subordinated debt
  • $0All other liabilities
  • $2,358Total equity capital
  • $2,358Total bank equity capital
  • $16,885Perpetual preferred stock
  • $0Common stock
  • $369Surplus
  • $7,083Undivided profits
  • Memoranda
  • $9,433Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $3,915Income earned, not collected on loans
  • $666Earning assets
  • $170,437Long-term assets (5+ years)
  • $31,437Average Assets, year-to-date
  • $177,676Average Assets, quarterly
  • $179,960Volatile liabilities
  • $19,431Insider loans
  • $4,373FHLB advances
  • $0Loans and leases held for sale
  • $75Unused loan commitments
  • $4,152Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $16,705Total risk weighted assets
  • $101,984Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1995)

  • Dollar figures in thousands
  • $0Total interest income
  • $13,595Total interest expense
  • $5,623Net interest income
  • $7,972Provision for loan and lease losses
  • $1,600Total noninterest income
  • $1,248Fiduciary activities
  • $0Service charges on deposit accounts
  • $460Trading account gains & fees
  • $2Additional noninterest income
  • $786Total noninterest expense
  • $6,053Salaries and employee benefits
  • $2,327Premises and equipment expense
  • $513Additional noninterest expense
  • $3,213Pre-tax net operating income
  • $1,567Securities gains (losses)
  • -$2Applicable income taxes
  • $0Income before extraordinary items
  • $1,565Extraordinary gains - net
  • $0Net income attributable to bank
  • $1,565Net charge-offs
  • $1,210Cash dividends
  • $596Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1995)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.22%Cost of funding earning assets
  • 3.40%Net interest margin
  • 4.82%Noninterest income to earning assets
  • 0.75%Noninterest expense to earning assets
  • 3.66%Net operating income to assets
  • 0.88%Return on assets (ROA)
  • 0.88%Pretax return on assets
  • 0.88%Return on equity (ROE)
  • 9.56%Retained earnings to average equity (YTD only)
  • 5.92%Net charge-offs to loans
  • 1.08%Credit loss provision to net charge-offs
  • 132.23%Efficiency ratio
  • 65,651Assets per employee
  • 3.36%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 38.08%Loss allowance to loans
  • 3.80%Loss allowance to noncurrent loans
  • 105.64%Noncurrent assets plus other real estate owned to assets
  • 2.99%Noncurrent loans to loans
  • 3.60%Net loans and leases to deposits
  • 64.57%Net loans and leases to core deposits
  • 73.37%Equity capital to assets
  • 9.30%Core capital (leverage) ratio
  • 9.38%Tier 1 risk-based capital ratio
  • 16.38%Total risk-based capital ratio
  • Memoranda
  • $18Average assets
  • $177,676Average earning assets
  • $16,372Average equity
  • $165,383Average loans
1
Constance Sylvester
⚠
Apr 12, 2023 @ 4:16 pm
I have IRA with Pelham Bank 1992. Do not know if it was ever redeemed. How can I find out?

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Pelham Bank and Trust Company.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents