Peoples Bank in Washington, Indiana (IN)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of September 30, 2006

  • Peoples Bank in Washington, Indiana (IN)
  • Show street view No street view available for this location

Peoples Bank - Overview

  • General
  • FDIC Certificate #: 4417
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: German American Bancorp (#17393)
    Federal Reserve ID: 806042
    Date Established: Febuary 02, 1888
    WWW: http://www.peoplesbankpb.com
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 6 (Interstate: No)
    OTS Docket #: 10190
    FDIC's unique #: 2916
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: September 30, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 201 East Main Street, Washington, IN 47501
    County: Daviess
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Indianapolis
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Core Based Statistical Area (CBSA): Washington, IN (#47780)
    CBSA Micro Statistical Area: Yes
  • Financial Summary
  • Total assets: $195.4 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2005)

  • Dollar figures in thousands
  • 41Total employees (full-time equivalent)
  • $192,405Total assets
  • $7,396Cash and due from depository institutions
  • $1,692Interest-bearing balances
  • $50,368Securities
  • $19Federal funds sold & reverse repurchase agreements
  • $121,858Net loans & leases
  • $1,026Loan loss allowance
  • $0Trading account assets
  • $2,237Bank premises and fixed assets
  • $0Other real estate owned
  • $972Goodwill and other intangibles
  • $0Life insurance assets
  • $9,555All other assets
  • $192,405Total liabilities and capital
  • $176,814Total liabilities
  • $154,094Total deposits
  • $127,483Interest-bearing deposits
  • $154,094Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $14,119Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $7,772Other borrowed funds
  • $0Subordinated debt
  • $829All other liabilities
  • $15,591Total equity capital
  • $15,591Total bank equity capital
  • $15,591Perpetual preferred stock
  • $0Common stock
  • $346Surplus
  • $6,770Undivided profits
  • Memoranda
  • $8,475Noncurrent loans and leases
  • $26,483Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $2,251Earning assets
  • $687Long-term assets (5+ years)
  • $1,370Average Assets, year-to-date
  • $173,937Average Assets, quarterly
  • $29,091Volatile liabilities
  • $190,171Insider loans
  • $192,642FHLB advances
  • $22,771Loans and leases held for sale
  • $9,622Unused loan commitments
  • $7,772Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $26,483Total unused commitments
  • $0Restructured Loans and leases
  • $1,026Derivatives

Income and Expense (December 31, 2005)

  • Dollar figures in thousands
  • $10,237Total interest income
  • $3,456Total interest expense
  • $6,781Net interest income
  • -$115Provision for loan and lease losses
  • $1,209Total noninterest income
  • $1Fiduciary activities
  • $692Service charges on deposit accounts
  • $0Trading account gains & fees
  • $516Additional noninterest income
  • $3,796Total noninterest expense
  • $1,967Salaries and employee benefits
  • $594Premises and equipment expense
  • $1,235Additional noninterest expense
  • $4,309Pre-tax net operating income
  • $0Securities gains (losses)
  • $1,330Applicable income taxes
  • $2,979Income before extraordinary items
  • $0Extraordinary gains - net
  • $2,979Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $345Sale, conversion, retirement of capital stock, net
  • $4,125Net operating income

Performance and Condition Ratios (December 31, 2005)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.92%Yield on earning assets
  • 2.00%Cost of funding earning assets
  • 3.92%Net interest margin
  • 0.70%Noninterest income to earning assets
  • 2.20%Noninterest expense to earning assets
  • 1.57%Net operating income to assets
  • 1.57%Return on assets (ROA)
  • 2.27%Pretax return on assets
  • 18.79%Return on equity (ROE)
  • -7.23%Retained earnings to average equity (YTD only)
  • 0.29%Net charge-offs to loans
  • -33.33%Credit loss provision to net charge-offs
  • 12.16%Efficiency ratio
  • 47,509Assets per employee
  • 4.69%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 138.47%Loss allowance to loans
  • 0.83%Loss allowance to noncurrent loans
  • 45.58%Noncurrent assets plus other real estate owned to assets
  • 1.17%Noncurrent loans to loans
  • 1.83%Net loans and leases to deposits
  • 79.08%Net loans and leases to core deposits
  • 82.65%Equity capital to assets
  • 8.10%Core capital (leverage) ratio
  • 7.89%Tier 1 risk-based capital ratio
  • 10.74%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $190,171Average earning assets
  • $15,854Average equity
  • $172,830Average loans

Total Fiduciary and Related Assets (December 31, 2005)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $61,767Managed Assets
  • 1Number of Accounts
  • $52,715Personal trust and agency accounts
  • $20,259Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $3,172Other retirement accounts
  • $784Corporate trust and agency accounts
  • $1,804Investment management agency accounts
  • $26,696Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 457Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $9,052Other retirement accounts
  • $96Corporate trust and agency accounts
  • $1,408Other fiduciary accounts
  • $7,059Fiduciary accounts held in foreign offices

Comment about this bank, ask questions, or add new information about it:

CAPTCHA

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Peoples Bank.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents