German American Bancorp in Jasper, Indiana (IN)
Overview, Financial Summary, Detailed Financial Reports, Branches


  • German American Bancorp in Jasper, Indiana (IN)
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German American Bancorp routing number info

German American Bancorp - Overview

  • General
  • FDIC Certificate #: 17393
    Status: Active
    Federal Reserve ID: 37640
    Bank Holding Company (Regulatory Top Holder): German American Bancorp, Inc. (RSSDID: 1098620, Location: Jasper, IN)
    Date Established: November 10, 1910
    WWW: http://www.germanamerican.com
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 36 (Domestic: 36, Interstate: No)
    OTS Docket #: 9936
    FDIC's unique #: 11392
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: January 18, 1955
    Last Structure Change Effective Date: January 01, 2011
    Last Structure Change Process Date: Febuary 01, 2011
    Last Data Update: Febuary 01, 2011
    Data Source Date: April 05, 2012
  • Location
  • Address: 711 Main Street, Jasper, IN 47546
    County: Dubois
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Indianapolis
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Core Based Statistical Area (CBSA): Jasper, IN (#27540)
    CBSA Micro Statistical Area: Yes
  • History of Changes
  • Participated in Absorption/Consolidation/Merger
  • Financial Summary
  • Total assets: $1,866.8 mil
    Equity capital: $176.7 mil
    Deposits held in domestic offices: $1,578.2 mil
    Return on assets (ROA): 1.19% ($22.2 mil)
    Quarterly return on assets: 1.30% ($24.3 mil)
    Return on Equity (ROE): 12.24% ($21.7 mil)
    Quarterly return on equity: 13.42% ($23.8 mil)
    Net income: $20.7 mil
    Quarterly Net income: $6.1 mil
    Pretax return on assets: 1.72% ($32,109.7 mil)
    Quarterly Pretax return on assets: 1.79% ($33,416.5 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 417Total employees (full-time equivalent)
  • $1,866,842Total assets
  • $65,366Cash and due from depository institutions
  • $37,420Interest-bearing balances
  • $514,910Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $1,127,166Net loans & leases
  • $15,312Loan loss allowance
  • $0Trading account assets
  • $37,706Bank premises and fixed assets
  • $2,343Other real estate owned
  • $23,211Goodwill and other intangibles
  • $1,866,842Life insurance assets
  • $96,140All other assets
  • $1,690,135Total liabilities and capital
  • $1,578,200Total liabilities
  • $1,295,629Total deposits
  • $1,578,200Interest-bearing deposits
  • $72Deposits held in domestic offices
  • 36518.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $57,500Trading liabilities
  • $0Other borrowed funds
  • $17,917Subordinated debt
  • $176,707All other liabilities
  • $176,707Total equity capital
  • $176,707Total bank equity capital
  • $0Perpetual preferred stock
  • $6,747Common stock
  • $116,977Surplus
  • $52,983Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $21,485Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $17,857Income earned, not collected on loans
  • $549Earning assets
  • $7,788Long-term assets (5+ years)
  • $1,679,496Average Assets, year-to-date
  • $438,988Average Assets, quarterly
  • $1,733,474Volatile liabilities
  • $1,865,665Insider loans
  • $1,311,619FHLB advances
  • $1,854,008Loans and leases held for sale
  • $27,109Unused loan commitments
  • $27,109Tier 1 (core) risk-based capital
  • $143,210Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $327,626Restructured Loans and leases
  • $8,599Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $80,117Total interest income
  • $13,979Total interest expense
  • $66,138Net interest income
  • $6,800Provision for loan and lease losses
  • $18,494Total noninterest income
  • $844Fiduciary activities
  • $4,156Service charges on deposit accounts
  • $0Trading account gains & fees
  • $13,494Additional noninterest income
  • $50,131Total noninterest expense
  • $27,549Salaries and employee benefits
  • $7,191Premises and equipment expense
  • $15,391Additional noninterest expense
  • $27,701Pre-tax net operating income
  • $2,089Securities gains (losses)
  • $9,089Applicable income taxes
  • $20,701Income before extraordinary items
  • $0Extraordinary gains - net
  • $20,701Net income attributable to bank
  • $0Net charge-offs
  • $20,701Cash dividends
  • $4,805Sale, conversion, retirement of capital stock, net
  • $22,500Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.05%Yield on earning assets
  • 0.88%Cost of funding earning assets
  • 4.17%Net interest margin
  • 1.16%Noninterest income to earning assets
  • 3.16%Noninterest expense to earning assets
  • 1.11%Net operating income to assets
  • 1.19%Return on assets (ROA)
  • 1.72%Pretax return on assets
  • 12.24%Return on equity (ROE)
  • -1.06%Retained earnings to average equity (YTD only)
  • 0.44%Net charge-offs to loans
  • 141.52%Credit loss provision to net charge-offs
  • 7.18%Efficiency ratio
  • 56,923Assets per employee
  • 4.48%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 108.69%Loss allowance to loans
  • 1.34%Loss allowance to noncurrent loans
  • 85.75%Noncurrent assets plus other real estate owned to assets
  • 1.08%Noncurrent loans to loans
  • 1.56%Net loans and leases to deposits
  • 71.42%Net loans and leases to core deposits
  • 72.96%Equity capital to assets
  • 9.47%Core capital (leverage) ratio
  • 7.72%Tier 1 risk-based capital ratio
  • 10.92%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $1,733,474Average earning assets
  • $169,106Average equity
  • $1,587,838Average loans

Total Fiduciary and Related Assets (December 31, 2011)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $173,447Managed Assets
  • 1Number of Accounts
  • $167,358Personal trust and agency accounts
  • $68,960Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $4,964Other retirement accounts
  • $9,633Corporate trust and agency accounts
  • $11,473Investment management agency accounts
  • $72,328Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 374Number of Accounts
  • $0Personal trust and agency accounts
  • $9,633Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $6,089Other retirement accounts
  • $110Corporate trust and agency accounts
  • $1,175Other fiduciary accounts
  • $4,327Fiduciary accounts held in foreign offices

List of branches

  • 36 Indiana Branches as of April 05, 2012
    • NoIDNameAddressEstablishedService TypeMap
    011392German American Bancorp711 Main Street, Jasper, IN 47546November 10, 1910Full Service Brick and Mortar
    1241601Dubois Branch4541 North 4th Street, Dubois, IN 47527September 10, 1962Full Service Brick and Mortar
    2241602Gab North Branch3585 Newton Street, Jasper, IN 47546June 11, 1973Full Service Brick and Mortar
    3241603South Side Branch209 Third Avenue, Jasper, IN 47546June 11, 1973Full Service Brick and Mortar
    4241604Ferdinand Branch1020 Main Street, Ferdinand, IN 47532March 17, 1980Full Service Brick and Mortar
    5241605The Crossing BranchHighway 231 And 2nd Street, Jasper, IN 47546June 27, 1985Full Service Brick and Mortar
    712509Ireland Branch5138 West State Road 56, Ireland, IN 47545November 19, 1962Full Service Brick and Mortar
    8241607Huntingburg Branch309 East 13th Street, Huntingburg, IN 47542January 15, 1987Full Service Brick and Mortar
    102897Holland Branch405 North Meridian Street, Holland, IN 47541Febuary 21, 1908Full Service Brick and Mortar
    157244Citizens State Bank - Branch305 East Main Street, Petersburg, IN 47567September 15, 1873Full Service Brick and Mortar
    162919Highway 257 South BranchHighway 257 South, Otwell, IN 47564April 25, 1908Full Service Brick and Mortar
    175118300 Main Street Branch300 Main Street, Winslow, IN 47598March 04, 1924Full Service Brick and Mortar
    19231158Princeton Branch231 West Broadway, Princeton, IN 47670September 05, 1995Full Service Brick and Mortar
    2042464First American Bank - Branch101 North Third Street, Vincennes, IN 47591January 01, 1889Full Service Brick and Mortar
    21364101Willow Branch1700 Willow Street, Vincennes, IN 47591March 01, 1997Full Service Retail
    22429664Sixth Street Branch2814 N Sixth Street, Vincennes, IN 47591Febuary 16, 2004Full Service Brick and Mortar
    2355118First State Bank, Southwest Indiana - Branch645 Main Street, Tell City, IN 47586October 28, 1994Full Service Brick and Mortar
    24276703Rockport Branch704 North 5th St, Rockport, IN 47635January 01, 1902Full Service Brick and Mortar
    25290244Rivergate Banking Center208 State Road 66, Tell City, IN 47586September 26, 1996Full Service Brick and Mortar
    26418583Northside1508 12th Street, Tell City, IN 47586March 17, 2003Full Service Brick and Mortar
    272916Peoples Bank - Branch201 East Main Street, Washington, IN 47501Febuary 02, 1888Full Service Brick and Mortar
    28203661Drive-Up-walk-in Branch20 S.E. Second Street, Washington, IN 47501April 13, 1960Limited Service Facility
    30203662Cherry Tree Plaza Branch17 Cherry Tree Plaza, Us Highway 50 East, Washington, IN 47501March 15, 1989Full Service Brick and Mortar
    31203663Odon-Cannelburg BranchRural Route #1, Montgomery, IN 47558September 25, 1989Full Service Brick and Mortar
    321221Union Branch100 Charles Street, Loogootee, IN 47553July 13, 1929Full Service Brick and Mortar
    332890Stone City Bank Of Bedford, Indiana - Branch1502 I Street, Bedford, IN 47421January 14, 1890Full Service Brick and Mortar
    3420357416th Street Branch2606 West 16th Street, Bedford, IN 47421December 14, 1998Full Service Brick and Mortar
    35458360Bloomington Branch2614 East 3rd Street, Bloomington, IN 47401Febuary 01, 2007Full Service Brick and Mortar
    36464085Oakland City BranchRural Route 3 Box 14c, Oakland City, IN 47660June 11, 2007Full Service Brick and Mortar
    37445494Epworth Road Branch3933 Venetian Dr, Newburgh, IN 47630October 04, 2005Full Service Brick and Mortar
    38478949Evansville Branch3150 Lynch Road, Evansville, IN 47711November 14, 2007Full Service Brick and Mortar
    39358047Bank Of Evansville Branch4424 Vogel Road, Evansville, IN 47715July 02, 2001Full Service Brick and Mortar
    40361228St. Joseph Avenue Branch530 North Saint Joseph Avenue, Evansville, IN 47712July 02, 2001Full Service Brick and Mortar
    41419117Messenger Service Branch5130 Vogel Road, Evansville, IN 47715August 21, 2001Limited Service Messenger
    42466017Highway 41 North Branch515 Dixie Lane, Evansville, IN 47725July 24, 2007Full Service Brick and Mortar
    43522029Bloomington Branch504 North College, Bloomington, IN 47404July 31, 2011Full Service Brick and Mortar

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