Peoples Bank & Trust Company in Indianapolis, Indiana (IN)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of November 20, 1999

  • Peoples Bank & Trust Company in Indianapolis, Indiana (IN)
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Peoples Bank & Trust Company - Overview

  • General
  • FDIC Certificate #: 13094
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: FIFTH THIRD BANK, INDIANA (#12843)
    Federal Reserve ID: 102744
    Date Established: January 01, 1891
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 10 (Interstate: No)
    OTS Docket #: 11754
    FDIC's unique #: 8281
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: November 20, 1999
    Last Structure Change Process Date: December 15, 1999
    Last Data Update: December 15, 1999
    Data Source Date: April 05, 2012
  • Location
  • Address: 130 East Market Street, Indianapolis, IN 46204
    County: Marion
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Indianapolis
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Indianapolis, IN (#3480)
    Combined Statistical Area (CSA): Indianapolis-Anderson-Columbus, IN (#294)
    Core Based Statistical Area (CBSA): Indianapolis-Carmel, IN (#26900)
    CBSA Metro Statistical Area: Indianapolis-Carmel, IN (#26900)
  • Financial Summary
  • Total assets: $657.0 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1998)

  • Dollar figures in thousands
  • 210Total employees (full-time equivalent)
  • $631,367Total assets
  • $30,328Cash and due from depository institutions
  • $0Interest-bearing balances
  • $130,592Securities
  • $4,800Federal funds sold & reverse repurchase agreements
  • $446,728Net loans & leases
  • $7,684Loan loss allowance
  • $0Trading account assets
  • $7,698Bank premises and fixed assets
  • $0Other real estate owned
  • $508Goodwill and other intangibles
  • $0Life insurance assets
  • $10,713All other assets
  • $631,367Total liabilities and capital
  • $583,497Total liabilities
  • $553,095Total deposits
  • $454,240Interest-bearing deposits
  • $553,095Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $14,526Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $8,391Other borrowed funds
  • $0Subordinated debt
  • $7,485All other liabilities
  • $47,870Total equity capital
  • $47,870Total bank equity capital
  • $47,870Perpetual preferred stock
  • $0Common stock
  • $3,500Surplus
  • $13,000Undivided profits
  • Memoranda
  • $31,370Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $461Earning assets
  • $0Long-term assets (5+ years)
  • $2,794Average Assets, year-to-date
  • $582,120Average Assets, quarterly
  • $81,346Volatile liabilities
  • $621,866Insider loans
  • $630,376FHLB advances
  • $72,905Loans and leases held for sale
  • $4,538Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $2,346Total risk weighted assets
  • $130,231Total unused commitments
  • $0Restructured Loans and leases
  • $480,068Derivatives

Income and Expense (December 31, 1998)

  • Dollar figures in thousands
  • $47,611Total interest income
  • $22,735Total interest expense
  • $24,876Net interest income
  • $3,500Provision for loan and lease losses
  • $7,403Total noninterest income
  • $1,867Fiduciary activities
  • $2,893Service charges on deposit accounts
  • $0Trading account gains & fees
  • $2,643Additional noninterest income
  • $19,602Total noninterest expense
  • $11,024Salaries and employee benefits
  • $3,231Premises and equipment expense
  • $5,347Additional noninterest expense
  • $9,177Pre-tax net operating income
  • $47Securities gains (losses)
  • $2,955Applicable income taxes
  • $6,269Income before extraordinary items
  • $0Extraordinary gains - net
  • $6,269Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $1,332Sale, conversion, retirement of capital stock, net
  • $1,620Net operating income

Performance and Condition Ratios (December 31, 1998)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 8.22%Yield on earning assets
  • 3.92%Cost of funding earning assets
  • 4.29%Net interest margin
  • 1.28%Noninterest income to earning assets
  • 3.38%Noninterest expense to earning assets
  • 1.00%Net operating income to assets
  • 1.01%Return on assets (ROA)
  • 1.48%Pretax return on assets
  • 14.00%Return on equity (ROE)
  • 10.38%Retained earnings to average equity (YTD only)
  • 0.31%Net charge-offs to loans
  • 262.76%Credit loss provision to net charge-offs
  • 9.52%Efficiency ratio
  • 60,485Assets per employee
  • 3.01%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 25.84%Loss allowance to loans
  • 1.69%Loss allowance to noncurrent loans
  • 1666.81%Noncurrent assets plus other real estate owned to assets
  • 0.07%Noncurrent loans to loans
  • 0.10%Net loans and leases to deposits
  • 80.77%Net loans and leases to core deposits
  • 89.87%Equity capital to assets
  • 7.58%Core capital (leverage) ratio
  • 7.40%Tier 1 risk-based capital ratio
  • 9.81%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $621,866Average earning assets
  • $44,775Average equity
  • $579,513Average loans

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