Peoples Bank of Altenburg in Altenburg, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

Peoples Bank of Altenburg - Overview

  • General
  • FDIC Certificate #: 12226
    Status: Active
    Federal Reserve ID: 941541
    Bank Holding Company (Regulatory Top Holder): Lincoln County Bancorp, Inc. (RSSDID: 1097173, Location: Troy, MO)
    Date Established: January 01, 1910
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 2 (Domestic: 2, Interstate: No)
    OTS Docket #: 15375
    FDIC's unique #: 7771
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: All Other Specialization < 1 Billion
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 8537 Main St, Altenburg, MO 63732
    County: Perry
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: St. Louis
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
  • History of Changes
  • Change in Location
    Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $49.0 mil
    Equity capital: $5.1 mil
    Deposits held in domestic offices: $43.9 mil
    Return on assets (ROA): 1.60% ($0.8 mil)
    Quarterly return on assets: 1.94% ($1.0 mil)
    Return on Equity (ROE): 16.51% ($0.8 mil)
    Quarterly return on equity: 18.80% ($0.9 mil)
    Net income: $0.8 mil
    Quarterly Net income: $0.2 mil
    Pretax return on assets: 1.60% ($784.4 mil)
    Quarterly Pretax return on assets: 1.94% ($951.1 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 14Total employees (full-time equivalent)
  • $49,028Total assets
  • $1,345Cash and due from depository institutions
  • $438Interest-bearing balances
  • $9,809Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $36,246Net loans & leases
  • $786Loan loss allowance
  • $0Trading account assets
  • $537Bank premises and fixed assets
  • $318Other real estate owned
  • $0Goodwill and other intangibles
  • $49,028Life insurance assets
  • $773All other assets
  • $43,929Total liabilities and capital
  • $43,890Total liabilities
  • $33,801Total deposits
  • $43,890Interest-bearing deposits
  • $100Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $39Subordinated debt
  • $5,099All other liabilities
  • $5,099Total equity capital
  • $5,099Total bank equity capital
  • $0Perpetual preferred stock
  • $100Common stock
  • $175Surplus
  • $4,824Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $857Income earned, not collected on loans
  • $0Earning assets
  • $352Long-term assets (5+ years)
  • $46,493Average Assets, year-to-date
  • $9,938Average Assets, quarterly
  • $49,366Volatile liabilities
  • $49,313Insider loans
  • $35,533FHLB advances
  • $49,234Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $4,964Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $6,125Restructured Loans and leases
  • $880Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $2,331Total interest income
  • $265Total interest expense
  • $2,066Net interest income
  • $104Provision for loan and lease losses
  • $160Total noninterest income
  • $0Fiduciary activities
  • $128Service charges on deposit accounts
  • $0Trading account gains & fees
  • $32Additional noninterest income
  • $1,420Total noninterest expense
  • $679Salaries and employee benefits
  • $175Premises and equipment expense
  • $566Additional noninterest expense
  • $702Pre-tax net operating income
  • $87Securities gains (losses)
  • $0Applicable income taxes
  • $789Income before extraordinary items
  • $0Extraordinary gains - net
  • $789Net income attributable to bank
  • $0Net charge-offs
  • $789Cash dividends
  • $61Sale, conversion, retirement of capital stock, net
  • $240Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.14%Yield on earning assets
  • 0.58%Cost of funding earning assets
  • 4.55%Net interest margin
  • 0.35%Noninterest income to earning assets
  • 3.13%Noninterest expense to earning assets
  • 1.42%Net operating income to assets
  • 1.60%Return on assets (ROA)
  • 1.60%Pretax return on assets
  • 16.51%Return on equity (ROE)
  • 11.49%Retained earnings to average equity (YTD only)
  • 0.17%Net charge-offs to loans
  • 170.49%Credit loss provision to net charge-offs
  • 13.21%Efficiency ratio
  • 63,792Assets per employee
  • 3.50%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 30.42%Loss allowance to loans
  • 2.12%Loss allowance to noncurrent loans
  • 91.72%Noncurrent assets plus other real estate owned to assets
  • 2.40%Noncurrent loans to loans
  • 2.31%Net loans and leases to deposits
  • 82.58%Net loans and leases to core deposits
  • 83.64%Equity capital to assets
  • 10.40%Core capital (leverage) ratio
  • 10.08%Tier 1 risk-based capital ratio
  • 13.97%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $49,366Average earning assets
  • $4,779Average equity
  • $45,380Average loans

List of branches

  • 2 Missouri Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    07771Peoples Bank Of Altenburg8537 Main St, Altenburg, MO 63732January 01, 1910Full Service Brick and Mortar
    2226710North High Street Branch1503 North High Street, Jackson, MO 63755August 01, 1997Full Service Brick and Mortar

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