Peoples Trust Company in Linton, Indiana (IN)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of October 15, 2005

  • Peoples Trust Company in Linton, Indiana (IN)
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Peoples Trust Company - Overview

  • General
  • FDIC Certificate #: 13126
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: MainSource Bank (#5766)
    Federal Reserve ID: 229146
    Date Established: Febuary 04, 1920
    WWW: http://www.ptcbank.com
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 4 (Interstate: No)
    OTS Docket #: 14062
    FDIC's unique #: 8302
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: October 15, 2005
    Last Structure Change Process Date: November 03, 2005
    Last Data Update: November 03, 2005
    Data Source Date: April 05, 2012
  • Location
  • Address: 2253 State Road 54 East, Linton, IN 47441
    County: Greene
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Indianapolis
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Core Based Statistical Area (CBSA): Bloomington, IN (#14020)
    CBSA Metro Statistical Area: Bloomington, IN (#14020)
  • Financial Summary
  • Total assets: $99.8 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2004)

  • Dollar figures in thousands
  • 58Total employees (full-time equivalent)
  • $115,602Total assets
  • $7,448Cash and due from depository institutions
  • $100Interest-bearing balances
  • $14,695Securities
  • $5,252Federal funds sold & reverse repurchase agreements
  • $75,080Net loans & leases
  • $1,454Loan loss allowance
  • $0Trading account assets
  • $3,294Bank premises and fixed assets
  • $125Other real estate owned
  • $6,603Goodwill and other intangibles
  • $0Life insurance assets
  • $3,105All other assets
  • $115,602Total liabilities and capital
  • $100,020Total liabilities
  • $94,754Total deposits
  • $78,568Interest-bearing deposits
  • $94,754Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $225Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $4,084Other borrowed funds
  • $0Subordinated debt
  • $957All other liabilities
  • $15,582Total equity capital
  • $15,582Total bank equity capital
  • $15,582Perpetual preferred stock
  • $0Common stock
  • $3,000Surplus
  • $12,463Undivided profits
  • Memoranda
  • $119Noncurrent loans and leases
  • $11,069Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $880Earning assets
  • $0Long-term assets (5+ years)
  • $489Average Assets, year-to-date
  • $95,127Average Assets, quarterly
  • $13,214Volatile liabilities
  • $119,526Insider loans
  • $117,719FHLB advances
  • $12,391Loans and leases held for sale
  • $556Unused loan commitments
  • $4,084Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $11,069Total unused commitments
  • $0Restructured Loans and leases
  • $947Derivatives

Income and Expense (December 31, 2004)

  • Dollar figures in thousands
  • $3,157Total interest income
  • $616Total interest expense
  • $2,541Net interest income
  • $0Provision for loan and lease losses
  • $494Total noninterest income
  • $0Fiduciary activities
  • $252Service charges on deposit accounts
  • $0Trading account gains & fees
  • $242Additional noninterest income
  • $1,881Total noninterest expense
  • $743Salaries and employee benefits
  • $445Premises and equipment expense
  • $693Additional noninterest expense
  • $1,154Pre-tax net operating income
  • $173Securities gains (losses)
  • $499Applicable income taxes
  • $828Income before extraordinary items
  • $0Extraordinary gains - net
  • $828Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $321Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2004)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 3.04%Yield on earning assets
  • 0.59%Cost of funding earning assets
  • 2.45%Net interest margin
  • 0.48%Noninterest income to earning assets
  • 1.81%Noninterest expense to earning assets
  • 0.60%Net operating income to assets
  • 0.69%Return on assets (ROA)
  • 1.11%Pretax return on assets
  • 5.96%Return on equity (ROE)
  • 5.96%Retained earnings to average equity (YTD only)
  • 0.39%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 3.60%Efficiency ratio
  • 57,759Assets per employee
  • 1.99%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.90%Loss allowance to noncurrent loans
  • 165.23%Noncurrent assets plus other real estate owned to assets
  • 0.87%Noncurrent loans to loans
  • 1.15%Net loans and leases to deposits
  • 79.24%Net loans and leases to core deposits
  • 86.63%Equity capital to assets
  • 13.48%Core capital (leverage) ratio
  • 7.89%Tier 1 risk-based capital ratio
  • 11.79%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $119,526Average earning assets
  • $13,886Average equity
  • $103,742Average loans

Total Fiduciary and Related Assets (December 31, 2003)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $12,923Managed Assets
  • 1Number of Accounts
  • $12,219Personal trust and agency accounts
  • $11,681Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $0Corporate trust and agency accounts
  • $401Investment management agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices
  • $137Non-managed Assets
  • 27Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $704Other retirement accounts
  • $76Corporate trust and agency accounts
  • $0Other fiduciary accounts
  • $583Fiduciary accounts held in foreign offices

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