FDIC Certificate #: 27747 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:Old National Bank (#3832) Federal Reserve ID: 226275 Date Established: January 01, 1885 Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS) OTS Docket #: 214 FDIC's unique #: 40581 Numeric code: 33 Regulator: OTS Insurance Fund Membership: Savings Association Insurance Fund (SAIF) FDIC Insured: Yes SAIF Insured: Yes Insured Savings Institution: Yes Oakar Institutions: Yes State Chartered: No Date of Deposit Insurance: March 26, 1938 Last Structure Change Effective Date: July 27, 2000 Last Structure Change Process Date: August 15, 2000 Last Data Update: August 15, 2000 Data Source Date: April 05, 2012
Location
Address: 101 S E Third Street, Evansville, IN 47708 County: Vanderburgh Quarterly Banking Profile Region: Chicago FDIC Geographic Region: Chicago FDIC Supervisory Region: Chicago FDIC Field Office: Indianapolis Office of the Comptroller the Currency (OCC) District: Central Office of Thrift Supervision Region: Central Metropolitan Statistical Area (MSA): Evansville-Henderson, IN-KY (#2440) Core Based Statistical Area (CBSA): Evansville, IN-KY (#21780) CBSA Metro Statistical Area: Evansville, IN-KY (#21780)
Financial Summary
Total assets: $491.7 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 1999)
Dollar figures in thousands
171Total employees (full-time equivalent)
$496,932Total assets
$14,736Cash and due from depository institutions
$3,348Interest-bearing balances
$121,409Securities
$0Federal funds sold & reverse repurchase agreements
$324,837Net loans & leases
$2,288Loan loss allowance
$0Trading account assets
$9,246Bank premises and fixed assets
$114Other real estate owned
$9,136Goodwill and other intangibles
$0Life insurance assets
$17,454All other assets
$496,932Total liabilities and capital
$457,846Total liabilities
$346,102Total deposits
$346,102Interest-bearing deposits
$346,102Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$106,096Other borrowed funds
$0Subordinated debt
$5,648All other liabilities
$39,086Total equity capital
$39,086Total bank equity capital
$39,086Perpetual preferred stock
$0Common stock
$24Surplus
$12,770Undivided profits
Memoranda
$26,292Noncurrent loans and leases
$28,096Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$621Earning assets
$0Long-term assets (5+ years)
$1,632Average Assets, year-to-date
$449,594Average Assets, quarterly
$0Volatile liabilities
$497,901Insider loans
$498,975FHLB advances
$150,857Loans and leases held for sale
$439Unused loan commitments
$105,798Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$28,096Total unused commitments
$136Restructured Loans and leases
$2,288Derivatives
Income and Expense (December 31, 1999)
Dollar figures in thousands
$33,132Total interest income
$19,989Total interest expense
$13,143Net interest income
$292Provision for loan and lease losses
$2,968Total noninterest income
$0Fiduciary activities
$0Service charges on deposit accounts
$0Trading account gains & fees
$2,968Additional noninterest income
$11,589Total noninterest expense
$5,866Salaries and employee benefits
$2,453Premises and equipment expense
$3,270Additional noninterest expense
$4,230Pre-tax net operating income
$173Securities gains (losses)
$1,654Applicable income taxes
$2,749Income before extraordinary items
$0Extraordinary gains - net
$2,749Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$311Sale, conversion, retirement of capital stock, net
$1,145Net operating income
Performance and Condition Ratios (December 31, 1999)
Dollar figures in thousands
Performance Ratios (%, annualized)
7.34%Yield on earning assets
4.43%Cost of funding earning assets
2.91%Net interest margin
0.66%Noninterest income to earning assets
2.57%Noninterest expense to earning assets
0.53%Net operating income to assets
0.55%Return on assets (ROA)
0.88%Pretax return on assets
6.63%Return on equity (ROE)
3.87%Retained earnings to average equity (YTD only)
0.10%Net charge-offs to loans
93.89%Credit loss provision to net charge-offs
14.54%Efficiency ratio
67,389Assets per employee
2.91%Cash dividends to net income (YTD only)
Condition Ratios (%)
41.65%Loss allowance to loans
0.70%Loss allowance to noncurrent loans
368.44%Noncurrent assets plus other real estate owned to assets
0.15%Noncurrent loans to loans
0.19%Net loans and leases to deposits
93.86%Net loans and leases to core deposits
107.80%Equity capital to assets
7.87%Core capital (leverage) ratio
7.05%Tier 1 risk-based capital ratio
12.53%Total risk-based capital ratio
Memoranda
$13Average assets
$497,901Average earning assets
$41,441Average equity
$451,205Average loans
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