Platte Valley Bank of Missouri in Platte City, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

  • Platte Valley Bank of Missouri in Platte City, Missouri (MO)
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Platte Valley Bank of Missouri - Overview

  • General
  • FDIC Certificate #: 14869
    Status: Active
    Federal Reserve ID: 701259
    Bank Holding Company (Regulatory Top Holder): Platte County Bancshares, Inc. (RSSDID: 1057618, Location: Platte City, MO)
    Date Established: October 20, 1933
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 8 (Domestic: 8, Interstate: No)
    OTS Docket #: 11943
    FDIC's unique #: 9308
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: November 10, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 2400 Prairie View Road, Platte City, MO 64079
    County: Platte
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Kansas City
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Kansas City, MO-KS (#3760)
    Combined Statistical Area (CSA): Kansas City-Overland Park-Kansas City, MO-KS (#312)
    Core Based Statistical Area (CBSA): Kansas City, MO-KS (#28140)
    CBSA Metro Statistical Area: Kansas City, MO-KS (#28140)
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $356.7 mil
    Equity capital: $30.5 mil
    Deposits held in domestic offices: $289.6 mil
    Return on assets (ROA): 0.86% ($3.1 mil)
    Quarterly return on assets: 1.04% ($3.7 mil)
    Return on Equity (ROE): 10.34% ($3.1 mil)
    Quarterly return on equity: 12.15% ($3.6 mil)
    Net income: $3.1 mil
    Quarterly Net income: $0.9 mil
    Pretax return on assets: 0.85% ($3,031.7 mil)
    Quarterly Pretax return on assets: 1.05% ($3,745.0 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 152Total employees (full-time equivalent)
  • $356,670Total assets
  • $7,937Cash and due from depository institutions
  • $4,911Interest-bearing balances
  • $91,992Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $228,822Net loans & leases
  • $4,530Loan loss allowance
  • $0Trading account assets
  • $11,225Bank premises and fixed assets
  • $4,237Other real estate owned
  • $0Goodwill and other intangibles
  • $356,670Life insurance assets
  • $12,457All other assets
  • $326,211Total liabilities and capital
  • $289,631Total liabilities
  • $231,210Total deposits
  • $289,631Interest-bearing deposits
  • $90Deposits held in domestic offices
  • 11595.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $20,735Trading liabilities
  • $0Other borrowed funds
  • $4,250Subordinated debt
  • $30,459All other liabilities
  • $30,459Total equity capital
  • $30,459Total bank equity capital
  • $0Perpetual preferred stock
  • $410Common stock
  • $5,890Surplus
  • $24,159Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $968Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $2,573Income earned, not collected on loans
  • $0Earning assets
  • $2,326Long-term assets (5+ years)
  • $325,725Average Assets, year-to-date
  • $84,924Average Assets, quarterly
  • $358,253Volatile liabilities
  • $359,409Insider loans
  • $249,686FHLB advances
  • $359,368Loans and leases held for sale
  • $6,173Unused loan commitments
  • $2,552Tier 1 (core) risk-based capital
  • $28,885Tier 2 risk-based capital
  • $3,621Total risk weighted assets
  • $0Total unused commitments
  • $40,509Restructured Loans and leases
  • $33Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $16,618Total interest income
  • $2,542Total interest expense
  • $14,076Net interest income
  • $969Provision for loan and lease losses
  • $4,884Total noninterest income
  • $0Fiduciary activities
  • $2,075Service charges on deposit accounts
  • $0Trading account gains & fees
  • $2,809Additional noninterest income
  • $15,008Total noninterest expense
  • $9,267Salaries and employee benefits
  • $1,700Premises and equipment expense
  • $4,041Additional noninterest expense
  • $2,983Pre-tax net operating income
  • $58Securities gains (losses)
  • -$36Applicable income taxes
  • $3,077Income before extraordinary items
  • $0Extraordinary gains - net
  • $3,077Net income attributable to bank
  • $0Net charge-offs
  • $3,077Cash dividends
  • $992Sale, conversion, retirement of capital stock, net
  • $2,460Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.07%Yield on earning assets
  • 0.78%Cost of funding earning assets
  • 4.29%Net interest margin
  • 1.49%Noninterest income to earning assets
  • 4.58%Noninterest expense to earning assets
  • 0.84%Net operating income to assets
  • 0.86%Return on assets (ROA)
  • 0.85%Pretax return on assets
  • 10.34%Return on equity (ROE)
  • 2.07%Retained earnings to average equity (YTD only)
  • 0.44%Net charge-offs to loans
  • 97.68%Credit loss provision to net charge-offs
  • 3.98%Efficiency ratio
  • 79,156Assets per employee
  • 2.35%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 79.95%Loss allowance to loans
  • 1.94%Loss allowance to noncurrent loans
  • 176.06%Noncurrent assets plus other real estate owned to assets
  • 1.91%Noncurrent loans to loans
  • 1.10%Net loans and leases to deposits
  • 79.00%Net loans and leases to core deposits
  • 82.25%Equity capital to assets
  • 8.54%Core capital (leverage) ratio
  • 8.04%Tier 1 risk-based capital ratio
  • 11.57%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $358,253Average earning assets
  • $29,763Average equity
  • $327,887Average loans

Total Fiduciary and Related Assets (December 31, 2001)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $4,552Managed Assets
  • 1Number of Accounts
  • $1,629Personal trust and agency accounts
  • $417Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $282Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $930Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 19Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $2,923Other retirement accounts
  • $2,923Corporate trust and agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices

List of branches

  • 8 Missouri Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    09308Platte Valley Bank Of Missouri2400 Prairie View Road, Platte City, MO 64079October 20, 1933Full Service Brick and Mortar
    1232309Dearborn BranchSecond And Maple Leaf, Dearborn, MO 64439May 28, 1980Full Service Brick and Mortar
    2264384Smithville Branch302 West Main Street, Smithville, MO 64089January 01, 1918Limited Service Facility
    3262396Liberty Branch102 South 291 Highway, Liberty, MO 64068January 01, 1894Full Service Brick and Mortar
    4232310Kansas City Branch6324 Northwest Barry Road, Kansas City, MO 64154December 23, 1997Limited Service Facility
    5232311Smithville South Branch1603 S 169 Hwy, Smithville, MO 64089May 03, 1999Full Service Brick and Mortar
    6361670Parkville Branch8401 Nw Highway 45, Parkville, MO 64152August 13, 2001Full Service Brick and Mortar
    7365355Plattsburg Branch100 West Clay Avenue, Plattsburg, MO 64477January 07, 2002Full Service Brick and Mortar

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