Security Home Bank in Malmo, Nebraska (NE)
Overview, Financial Summary, Detailed Financial Reports, Branches

  • Security Home Bank in Malmo, Nebraska (NE)
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Security Home Bank - Overview

  • General
  • FDIC Certificate #: 14639
    Status: Active
    Federal Reserve ID: 210452
    Bank Holding Company (Regulatory Top Holder): Malmo Bancorp, Inc. (RSSDID: 2269089, Location: Malmo, NE)
    Date Established: August 01, 1934
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Domestic: 1, Interstate: No)
    FDIC's unique #: 9153
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: August 06, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 147 Center Avenue, Malmo, NE 68040
    County: Saunders
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Omaha
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Combined Statistical Area (CSA): Omaha-Council Bluffs-Fremont, NE-IA (#420)
    Core Based Statistical Area (CBSA): Omaha-Council Bluffs, NE-IA (#36540)
    CBSA Metro Statistical Area: Omaha-Council Bluffs, NE-IA (#36540)
  • History of Changes
  • Change in Location
    Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $34.7 mil
    Equity capital: $3.0 mil
    Deposits held in domestic offices: $21.6 mil
    Return on assets (ROA): 0.67% ($0.2 mil)
    Quarterly return on assets: 0.15% ($0.1 mil)
    Return on Equity (ROE): 7.12% ($0.2 mil)
    Quarterly return on equity: 1.62% ($0.0 mil)
    Net income: $0.2 mil
    Quarterly Net income: $0.0 mil
    Pretax return on assets: 1.14% ($396.1 mil)
    Quarterly Pretax return on assets: 0.59% ($205.0 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 7Total employees (full-time equivalent)
  • $34,743Total assets
  • $2,067Cash and due from depository institutions
  • $1,400Interest-bearing balances
  • $2,519Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $28,333Net loans & leases
  • $334Loan loss allowance
  • $0Trading account assets
  • $376Bank premises and fixed assets
  • $365Other real estate owned
  • $150Goodwill and other intangibles
  • $34,743Life insurance assets
  • $933All other assets
  • $31,772Total liabilities and capital
  • $21,582Total liabilities
  • $18,957Total deposits
  • $21,582Interest-bearing deposits
  • $98Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $9,982Trading liabilities
  • $0Other borrowed funds
  • $208Subordinated debt
  • $2,971All other liabilities
  • $2,971Total equity capital
  • $2,971Total bank equity capital
  • $0Perpetual preferred stock
  • $150Common stock
  • $1,873Surplus
  • $948Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $293Income earned, not collected on loans
  • $0Earning assets
  • $367Long-term assets (5+ years)
  • $32,252Average Assets, year-to-date
  • $2,490Average Assets, quarterly
  • $30,480Volatile liabilities
  • $32,320Insider loans
  • $27,437FHLB advances
  • $31,019Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $2,806Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $8,011Restructured Loans and leases
  • $665Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $1,550Total interest income
  • $314Total interest expense
  • $1,236Net interest income
  • $76Provision for loan and lease losses
  • $86Total noninterest income
  • $0Fiduciary activities
  • $35Service charges on deposit accounts
  • $0Trading account gains & fees
  • $51Additional noninterest income
  • $899Total noninterest expense
  • $555Salaries and employee benefits
  • $100Premises and equipment expense
  • $244Additional noninterest expense
  • $347Pre-tax net operating income
  • $0Securities gains (losses)
  • $142Applicable income taxes
  • $205Income before extraordinary items
  • $0Extraordinary gains - net
  • $205Net income attributable to bank
  • $0Net charge-offs
  • $205Cash dividends
  • $46Sale, conversion, retirement of capital stock, net
  • $37Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.53%Yield on earning assets
  • 1.12%Cost of funding earning assets
  • 4.41%Net interest margin
  • 0.31%Noninterest income to earning assets
  • 3.21%Noninterest expense to earning assets
  • 0.67%Net operating income to assets
  • 0.67%Return on assets (ROA)
  • 1.14%Pretax return on assets
  • 7.12%Return on equity (ROE)
  • 5.84%Retained earnings to average equity (YTD only)
  • 0.19%Net charge-offs to loans
  • 165.22%Credit loss provision to net charge-offs
  • 9.20%Efficiency ratio
  • 68,003Assets per employee
  • 4.96%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 18.05%Loss allowance to loans
  • 1.17%Loss allowance to noncurrent loans
  • 113.99%Noncurrent assets plus other real estate owned to assets
  • 1.89%Noncurrent loans to loans
  • 1.02%Net loans and leases to deposits
  • 131.28%Net loans and leases to core deposits
  • 131.28%Equity capital to assets
  • 8.55%Core capital (leverage) ratio
  • 9.05%Tier 1 risk-based capital ratio
  • 10.23%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $30,480Average earning assets
  • $2,879Average equity
  • $28,049Average loans

List of branches

  • 1 Nebraska Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    09153Security Home Bank147 Center Avenue, Malmo, NE 68040August 01, 1934Full Service Brick and Mortar

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