State Bank of Colon in Colon, Nebraska (NE)



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State Bank of Colon routing number info

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State Bank of Colon
GeneralFDIC Certificate #: 8323
Status: Active
Federal Reserve ID: 1008450
Date Established: April 28, 1899
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 1 (Domestic: 1, Interstate: No)
FDIC's unique #: 5312
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Agricultural lending institution: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: No
Asset Concentration Hierarchy: Agricultural Specialization
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: June 03, 2010
Last Structure Change Process Date: June 03, 2010
Last Data Update: June 03, 2010
Data Source Date: April 05, 2012
LocationAddress: 102 Spruce Street, Colon, NE 68018
County: Saunders
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Omaha
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
Combined Statistical Area (CSA): Omaha-Council Bluffs-Fremont, NE-IA (#420)
Core Based Statistical Area (CBSA): Omaha-Council Bluffs, NE-IA (#36540)
CBSA Metro Statistical Area: Omaha-Council Bluffs, NE-IA (#36540)
History of ChangesChange in Location
Financial SummaryTotal assets: $18.2 mil
Equity capital: $2.0 mil
Deposits held in domestic offices: $13.5 mil
Return on assets (ROA): 0.37% ($0.1 mil)
Quarterly return on assets: 0.50% ($0.1 mil)
Return on Equity (ROE): 3.43% ($0.1 mil)
Quarterly return on equity: 4.63% ($0.1 mil)
Net income: $0.1 mil
Quarterly Net income: $0.0 mil
Pretax return on assets: 0.58% ($105.3 mil)
Quarterly Pretax return on assets: 0.83% ($150.8 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)
(Dollar figures in thousands)
Total employees (full-time equivalent)5
Total assets$18,163
Cash and due from depository institutions$2,512
Interest-bearing balances$1,481
Securities$827
Federal funds sold & reverse repurchase agreements$2,011
Net loans & leases$12,473
Loan loss allowance $148
Trading account assets$0
Bank premises and fixed assets$73
Other real estate owned$0
Goodwill and other intangibles$0
All other assets$267
Life insurance assets$18,163
Total liabilities and capital$16,168
Total liabilities$13,497
Total deposits$10,565
Interest-bearing deposits$13,497
Deposits held in domestic offices$100
% insured (estimated)0.00%
Federal funds purchased & repurchase agreements $0
Trading liabilities$2,577
Other borrowed funds $0
Subordinated debt $94
All other liabilities $1,995
Total equity capital$1,995
Total bank equity capital$1,995
Perpetual preferred stock$0
Common stock$50
Surplus$1,750
Undivided profits $195
Memoranda
Noncurrent loans and leases $0
Noncurrent loans that are wholly or partially guaranteed by the U.S. government $0
Income earned, not collected on loans $161
Earning assets $0
Long-term assets (5+ years) $218
Average Assets, year-to-date $16,792
Average Assets, quarterly $1,926
Volatile liabilities $17,910
Insider loans $18,419
FHLB advances $13,592
Loans and leases held for sale $18,818
Unused loan commitments $0
Tier 1 (core) risk-based capital $0
Tier 2 risk-based capital $1,979
Total risk weighted assets $0
Total unused commitments $0
Restructured Loans and leases $6,570
Derivatives$106
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Income and Expense (December 31, 2011)
(Dollar figures in thousands)
Total interest income $631
Total interest expense $118
Net interest income $513
Provision for loan and lease losses $0
Total noninterest income $73
Fiduciary activities $0
Service charges on deposit accounts $23
Trading account gains & fees $0
Additional noninterest income $50
Total noninterest expense $482
Salaries and employee benefits $328
Premises and equipment expense $44
Additional noninterest expense $110
Pre-tax net operating income $104
Securities gains (losses) $0
Applicable income taxes $37
Income before extraordinary items $67
Extraordinary gains - net $0
Net income attributable to bank $67
Net charge-offs $0
Cash dividends $67
Sale, conversion, retirement of capital stock, net -$6
Net operating income $2
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Performance and Condition Ratios (December 31, 2011)
(Dollar figures in thousands)
Performance Ratios (%, annualized)
Yield on earning assets3.76%
Cost of funding earning assets 0.70%
Net interest margin 3.05%
Noninterest income to earning assets 0.43%
Noninterest expense to earning assets 2.87%
Net operating income to assets 0.37%
Return on assets (ROA) 0.37%
Pretax return on assets 0.58%
Return on equity (ROE) 3.43%
Retained earnings to average equity (YTD only) 3.33%
Net charge-offs to loans -0.06%
Credit loss provision to net charge-offs 0.00%
Efficiency ratio0.00%
Assets per employee$82,253
Cash dividends to net income (YTD only)3.63%
Condition Ratios (%)
Loss allowance to loans 2.99%
Loss allowance to noncurrent loans 1.17%
Noncurrent assets plus other real estate owned to assets 91.93%
Noncurrent loans to loans 0.89%
Net loans and leases to deposits1.28%
Net loans and leases to core deposits 92.41%
Equity capital to assets 94.93%
Core capital (leverage) ratio 10.98%
Tier 1 risk-based capital ratio 10.52%
Total risk-based capital ratio 14.56%
Memoranda
Average assets$16
Average earning assets$17,910
Average equity $1,952
Average loans $16,800
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1 Nebraska Branch as of April 05, 2012
NoIDNameAddressEstablishedService TypeMap
05312State Bank Of Colon102 Spruce Street, Colon, NE 68018April 28, 1899Full Service Brick and Mortar
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