Wahoo State Bank in Wahoo, Nebraska (NE)
Overview, Financial Summary, Detailed Financial Reports, Branches

  • Wahoo State Bank in Wahoo, Nebraska (NE)
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Wahoo State Bank - Overview

  • General
  • FDIC Certificate #: 1163
    Status: Active
    Federal Reserve ID: 662350
    Bank Holding Company (Regulatory Top Holder): Hohl Financial, Inc. (RSSDID: 2566247, Location: Wahoo, NE)
    Date Established: January 02, 1932
    WWW: http://www.wahoostatebank.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 2 (Domestic: 2, Interstate: No)
    OTS Docket #: 12451
    FDIC's unique #: 795
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: All Other Specialization < 1 Billion
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 164 East 5th Street, Wahoo, NE 68066
    County: Saunders
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Omaha
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Combined Statistical Area (CSA): Omaha-Council Bluffs-Fremont, NE-IA (#420)
    Core Based Statistical Area (CBSA): Omaha-Council Bluffs, NE-IA (#36540)
    CBSA Metro Statistical Area: Omaha-Council Bluffs, NE-IA (#36540)
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $62.5 mil
    Equity capital: $4.7 mil
    Deposits held in domestic offices: $52.4 mil
    Return on assets (ROA): 0.81% ($0.5 mil)
    Quarterly return on assets: 0.67% ($0.4 mil)
    Return on Equity (ROE): 11.03% ($0.6 mil)
    Quarterly return on equity: 8.96% ($0.4 mil)
    Net income: $0.5 mil
    Quarterly Net income: $0.1 mil
    Pretax return on assets: 0.86% ($537.7 mil)
    Quarterly Pretax return on assets: 0.76% ($475.2 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 16Total employees (full-time equivalent)
  • $62,525Total assets
  • $11,348Cash and due from depository institutions
  • $8,690Interest-bearing balances
  • $6,915Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $39,728Net loans & leases
  • $481Loan loss allowance
  • $0Trading account assets
  • $1,002Bank premises and fixed assets
  • $436Other real estate owned
  • $0Goodwill and other intangibles
  • $62,525Life insurance assets
  • $3,096All other assets
  • $57,829Total liabilities and capital
  • $52,350Total liabilities
  • $43,591Total deposits
  • $52,350Interest-bearing deposits
  • $90Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $4,500Trading liabilities
  • $0Other borrowed funds
  • $979Subordinated debt
  • $4,696All other liabilities
  • $4,696Total equity capital
  • $4,696Total bank equity capital
  • $0Perpetual preferred stock
  • $480Common stock
  • $2,825Surplus
  • $1,391Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $206Income earned, not collected on loans
  • $0Earning assets
  • $610Long-term assets (5+ years)
  • $55,333Average Assets, year-to-date
  • $27,165Average Assets, quarterly
  • $61,809Volatile liabilities
  • $62,542Insider loans
  • $34,788FHLB advances
  • $62,627Loans and leases held for sale
  • $985Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $4,624Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $985Total unused commitments
  • $6,276Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $2,690Total interest income
  • $492Total interest expense
  • $2,198Net interest income
  • $70Provision for loan and lease losses
  • $381Total noninterest income
  • $0Fiduciary activities
  • $136Service charges on deposit accounts
  • $0Trading account gains & fees
  • $245Additional noninterest income
  • $1,978Total noninterest expense
  • $1,044Salaries and employee benefits
  • $218Premises and equipment expense
  • $716Additional noninterest expense
  • $531Pre-tax net operating income
  • $0Securities gains (losses)
  • $30Applicable income taxes
  • $501Income before extraordinary items
  • $0Extraordinary gains - net
  • $501Net income attributable to bank
  • $0Net charge-offs
  • $501Cash dividends
  • $203Sale, conversion, retirement of capital stock, net
  • $216Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.90%Yield on earning assets
  • 0.90%Cost of funding earning assets
  • 4.00%Net interest margin
  • 0.69%Noninterest income to earning assets
  • 3.60%Noninterest expense to earning assets
  • 0.81%Net operating income to assets
  • 0.81%Return on assets (ROA)
  • 0.86%Pretax return on assets
  • 11.03%Return on equity (ROE)
  • 6.28%Retained earnings to average equity (YTD only)
  • 0.50%Net charge-offs to loans
  • 34.48%Credit loss provision to net charge-offs
  • 2.96%Efficiency ratio
  • 76,696Assets per employee
  • 3.91%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 43.11%Loss allowance to loans
  • 1.20%Loss allowance to noncurrent loans
  • 233.50%Noncurrent assets plus other real estate owned to assets
  • 1.03%Noncurrent loans to loans
  • 0.51%Net loans and leases to deposits
  • 75.89%Net loans and leases to core deposits
  • 75.89%Equity capital to assets
  • 7.51%Core capital (leverage) ratio
  • 7.38%Tier 1 risk-based capital ratio
  • 13.29%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $61,809Average earning assets
  • $4,542Average equity
  • $54,951Average loans

List of branches

  • 2 Nebraska Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    0795Wahoo State Bank164 East 5th Street, Wahoo, NE 68066January 02, 1932Full Service Brick and Mortar
    1187971314 5th Street Branch314 5th Street, Wahoo, NE 68066December 27, 1994Limited Service Facility

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